Anna Agoncillo, Author at MoneyDigest.sg

4 Highest Paying Jobs That Introverts Can Excel On

A common misconception of introverts is that the dislike socializing. Contrary to the popular belief, introverts are drained by social interaction. Many introverts can socialize easily…they just prefer not to. So, as long as the job does not require tons of socializing face-to-face then, it is suitable for an introvert.

In fact, certain jobs that require extensive research and great listening skills are better off with introverts. That said, here are a few of the highest paying jobs that introverts can excel on:

4. COMPUTER PROGRAMMER

Average of S$47,399 per year

It is common sense that one of the most in demand jobs today is computer programming. Diving into computer programming requires knowledge on Computer Science or Information and Technology. It involves lifelong learning of the constant evolving technology and coding. As a computer programmer you will spend countless of hours in front of the computer while having minimum real-life interaction.

3. SOCIAL MEDIA MANAGER

Average of S$47,642 per year

With the overflowing dependence on digital technology, businesses all over the world had been hiring social media managers to enhance their marketing strategies. All you have to do is to spend most of your time online with minimum real-life interaction. Visual interaction is done through answering the feedbacks of Twitter followers or Facebook fans. Having your own nest at home while earning money makes this job perfect for introverts!

2. STATISTICIANS

Average of S$53,238 per year

Statisticians are focused on the collection, analysis, interpretation, and presentation of quantitative information. Rather on contemplating about the conversation topics, they rely on numbers for small talk. This job is rewarding for introverts, not just because they are paid well but also because they are mostly immersed in spreadsheets and equations alone.

1. GEOSCIENTIST

Average of S$120,000 per year

Interestingly, the highest paying job on the list allows more interaction with the environment than with people. Geoscientists can specialize as geophysicist, geochemist, hydrogeologist, geologist, and sedimentologist. Learn more about this introvert-friendly occupation, here:

Sources: 1, 2, 3, & 4

4 Free Photo Editing Apps You Should Download Now

Do you want to share your beautiful memories captured on portraits but think that it needs extra filters or finishing touches? Fret not because many Photo Editing Apps that have near-professional quality are available for free on iTunes and Google Play Store. Check these 4 Free Photo Editing Apps to add the personal glamour to your photos…

1. VSCO CAM

Available on Android and iOS

Being an avid fan of Instagram, I can attest to seeing an abundance of VSCOCam and VSCO hash tags. What makes this photo-editing app so popular? For starters, it gives you a wide range of filters and a complete set of editing tools. The filters are coded in the format of letter and number such as X1, G3, B1, and my favorite C1. Its editing tools include contrast, brightness, fade, tint, crop, rotate, highlights, shadows, sharpness, and so much more. Certainly, these tools may be as efficient as paid studio editing! Not bad for something that is free. Lastly, what separates VSCO Cam from the most is that they have a community where you can share your portraits.

2. PHOTO EDITOR BY AVIARY

Available on Android, iOS, and Windows

If you own a Smartphone that operates on Windows then, this is one of the best editors you will meet! Photo Editor by Aviary includes a comprehensive set of basic editing tools such as crop and rotate as well as a set of lovely filters such as Arizona and Lucky. Unique features of this app include adding drawings, stickers, and text.

Image Credits: www.facebook.com/AviaryEditor

3. REPIX

Available on Android and iOS

Bring out your creative side with the Repix app. One of the editor’s choices, Repix allows you to artistically edit your photos by using filters, frames, and adjustment tools. Special effects can be added to your portrait by using the brushes. Furthermore, it supports the motion of Samsung’s S-Pen.

Image Credits: itunes.apple.com/sg/app/repix-inspiring-photo-editor/id597830453?mt=8

4. SNAPSEED

Available on Android and iOS

Google, one of the smartest companies in our generation, is the proud owner of the Snapseed app. Snapseed allows its users to beautify their photos by applying filters and tools. After adding images, select manual tuning to enable swiping upwards for increase in value or downwards for decrease in value. Value is in terms of several variables such as saturation and contrast. It is very user-friendly, especially for beginners!

Sources: 1 & 2

4 Powerful Tips To Become A Smart Spender

Have you ever desired to purchase something so bad but cannot afford it then, later you found out that a similar thing is available at a different store for a cheaper price? This circumstance can be prevented if you know how to spend wisely! Being a smart spender entails having enough knowledge to make the right purchase and to justify why it is the best choice.

1. SET A CLEAR PATH

It is important to develop a tangible and realistic savings goal that you can achieve little by little everyday. Yes! You must keep a small portion of your money regularly and add it to your savings account. Make it tangible by calculating the compound interest with the savings interval set to “daily”. Be amaze as you see how your small savings can increase through time. Truly, this tip will keep you motivated.

2. AVOID NEEDLESS EXPENDITURES

Have you ever shopped for a bikini (on sale) and realized that you already have one back home? Items that are usually seasonal such as swimming attires or winter coats are usually put at the back of your clothes and left forgotten. To avoid needless expenditures, make it a habit to check what you already have before buying. You can also organize your stuff as much as you can before a trip and be sure that you separated what you need that are still in mint condition.

3. COMPARE PRICES

Knowing you made the best purchase means you spend effort on comparing stores and its products in terms of price, design, quality, and so much more. Learning how to patiently browse through the nearby stores before buying something is smart. Also, you can shop around by comparing the prices online. There may be times when shopping online is cheaper especially with free shipping and clearance sales.

4. WORK FOR YOURSELF

If you are recently laid-off from work, one of your most practical options is to be self-employed. Certainly, when the conditions are suitable…it is much cheaper to hire yourself than to get someone to work for you. If you do not have enough money for transportation, food, clothing, or other expenses, working freelance can help you land back on your feet.

Related Article: Real Ways To Make Money Online

Image Credits: @Daman via Flickr with Creative Commons License

Sources: 1, 2, & 3

Cheap Ways To Include DIY Crafts To Your Dream Wedding

Wanting a wedding that is immensely personalized and stylish yet money-saving? Then, consider including a myriad of lovely Do-It-Yourself (DIY) crafts. These DIY crafts can be used in wedding ceremonies, bridal showers, and receptions. Budget for these elements depend on the type and quantity of materials necessary to fill in the needs of the guests.

Since time is of the essence, here are 3 wedding DIY ideas that are easy and quick to make:

1. PAPER FLOWERS

DIY paper flowers with beads or laces could be presented at the centerpiece, at the wedding shower, or given as souvenirs. To flourish an elegant touch to your big day without breaking the bank, you can make the classical wedding pomander:

2. RIBBONS

Ribbons are beautiful to look at, especially if they shine with vivid patterns. You can just hang these at the entrance arches, doors, or bouquets to add a dramatic flair.

What’s more? You can even decorate a chair with 9 shades of ribbon colors or 10 types of ribbon patterns. Here is how:

a. Gather either the 9 strips of ribbon or the 10 types of ribbon patterns.

b. Tie the strips sideways and rotate these toward the middle.

c. The excess shall create a pretty fringe effect cascading down to the center.

For a portrait of the ribbon arrangements, click here.

3. MASON JARS AND CANS

You need not to have a degree in design to brighten up the special reception. Just place several mason jars or cans on the table and put small candles inside.

Image Credits: sugarspiceandnice.wordpress.com

Alternatively, you may place your family’s old wedding photos or your pre-nuptial photos too.

Image Credits: sugarspiceandnice.wordpress.com

Look no further for the perfect candles and mason jars. IKEA sells a pack of 12 small scented candles for S$7.90 while mason jars are sold as low as S$2.90!

Sources: 1, 2, & 3

Handphone Scams Are Soaring; Here’s What You Must Do

As shopping and payment transactions can be smoothly done through the power of your fingertips, about S$443 billion were spent in 2014’s mobile transactions – all over the world. But while digital wallets increase in popularity, so does the risk of scams.

What are handphone or mobile phone scams anyway? Handphone scams involve a variety of dishonest tactics, such as persuading you to buy a non-existent product or making you sign up to expensive subscription services, that are done for the scammer’s own profit.

According to Scams Singapore, a blog dedicated to identify and relay information about the existing frauds, common handphone scams occur when an unknown number contacts you and tells you to collect your prize or to pay for your kidnapped relative. With innovative ways to communicate and connect, the risk of scams rises. This is why it is important to stay vigilant and take preventative steps such as these:

1. PICKING PASSWORDS

When deciding which password you can use for your phone, do not choose the common ones such as 1234, 1111, or 0000. Also, you must change as often as possible.

For your mobile banking, maximize the use of your privacy settings by using two-factor authentication. Furthermore, do not make the security questions easy to answer because the scammers can just access your social media accounts.

2. OPENING ATTACHMENTS

To avoid downloading virus or other malware, only open attachments that were given by your friends, family, partners, and clients. Avoid phishing messages (i.e., when an unknown number asks for your bank account details). Simply, if you do not recognize the sender’s number and the area code is not +65 (i.e., Singapore’s area code) then, it is most likely a scam.

Image Credits: Antti Kultanen via Flickr with Creative Commons

3. DOWNLOADING APPS

When downloading Smartphone Apps, opt for the Apps that are available on the official retailers such as the iTunes or Google Play stores. Otherwise, there is a possibility of downloading bugs, virus or other malware. Downloading a tracking App for your devices is helpful in case you get robbed.

Sources: 1, 2, & 3

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