Personal Finance

6 Savvy Financial Tips for Young Adults

Managing finances can be challenging, especially when you are navigating through different conflicts such as budgeting with an entry-level salary or carrying a hefty student loan debt. Focusing on the fundamental financial strategies will enable you to strengthen your financial position. Work towards achieving your goals and financial success with these savvy tips. #1: ESTABLISH YOUR EMERGENCY FUND The importance of building an emergency fund has been the subject of many financial articles. After all, it is one of the

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Investments

Teen-Friendly Books About Investments

Whether you like it or not, you are expected to know what you want to do for the rest of your life the minute you graduate from secondary school. It is understandable to strive for the highest paying field or job possible. However, that is not always the case. If you were to invest money at a young age, you can build a nest that is enough to sustain a comfortable lifestyle in your adult years. This may lessen the

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Personal Finance

Efficient Financial Tips For Fresh Graduates

Congratulations! After the backbreaking years of higher education, you have graduated. The next chapter ahead will not be easier but I hope you find prosperity and joy in the process. Much like attaining your degree, financial responsibility takes hard work and discipline. Start by reading these following tips to help you stay on top of your money: GRAB A BOOK OR TWO Read and understand materials about self-empowerment, investment, and money management. Here are four books to get you started

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Savings

6 Major Reasons Why Young Working Adults Are Not Saving Enough

1. MINIMUM WAGE As fresh graduates enter the workplace with little to no experience, some are forced to settle for entry-level jobs with minimum wages. Whether you are a secretary at a recruitment firm or a personal assistant at an advertising company, the relatively low salary you earn every month makes it difficult to save money. 2. RECURRENT RENT EXPENSE Some young adults move out once they start earning a decent amount of money. The independence, freedom, privacy, and convenience

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