Tax & Estate Planning

What On Earth Is A Fiduciary?

DEFINE Recently, my significant other opened the idea of discussing about whether it is worth getting a fiduciary and a financial adviser. I focused on the former. A fiduciary’s duties and responsibilities goes beyond directing the individual (i.e., beneficiary) to his or her financial goals. The fiduciary acts for or on behalf of the beneficiary in certain circumstances. This is a bond established by utmost confidence and trust. A fiduciary is either a person or an organization who has the

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Lifestyle & Hobbies

Last-Minute Christmas Shopping Guide In Singapore

The temptation to turn on the Jingle Bell Rock or the Polar Express movie is approaching its peak level! Despite it being the 24th of December, I am sure that some of you have yet to purchase a set of Yuletide gifts. Your time is running out and your meeting your family soon. What must you do to get all your presents sorted out for the party? Firstly, throw the online shopping option out of the window. The shipping period

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Credit & Loan

6 Credit Card Do’s & Don’ts

DO NOT SPEND WITHOUT CONTROL Let me start by saying that you must not spend more than what you can afford. Remember that credit is a loan, which is meant to be repaid. It is your responsibility to stay on top of your debts and to keep your commitment with the lenders. Maintain your control by avoiding the credit limit of your cards. DO CHECK YOUR CREDIT HISTORY Reality check! Credit cards with premier rewards and terms fall down to

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Lifestyle & Hobbies

Mind-Blowing Facts About Valentine’s Day

It may only come once a year, but Valentine’s Day is one of the most celebrated holidays around the world! How did it become so popular? From its dark origins to its romantic twists, here are seven interesting facts about Valentine’s Day. #1: FROM YOUR VALENTINE Amidst the wide array of historical theories as to why Valentine’s Day came about, many people have accepted one theory. There was a time when men were not allowed to marry. Emperor Claudius II

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Lifestyle & Hobbies

3 Tips To Conquer Singapore’s Holiday Shopping

The Holiday Season should not be the primary reason to live out as a Crazy Rich Asian while shopping. Yes! Buying gifts can show how much you love or appreciate a person. However, you do not have to be a big spender or an impulsive buyer to offer meaningful gifts. Take it as a challenge that you can cheerfully give without regrets! Be a smart shopper this Yuletide Season with these tips. #1: GOT MY BUDGET LOCKED DOWN One’s daily

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