Metro is having a 3 day sale from 10 – 12 Apr 2015.
Shoppers can get up to 20% off participating brand in this Metro Spring 2015 new arrivals.
Available at the following locations:
1. SHOP ‘TILL YOU “DEBT”
Do not bury yourself in a pile of debt because you cannot live without the new Prada bag. Saving up for a new designer bag or a new car is a better option than having to loan money for it. Seek a balance between your debts and your savings by paying for loans with low interest first. This will ramp up your cash flow (income – expenses) for sure.
2. AVOIDING COUPONS
Couponing is a strategy used by a shopper to pay less in shopping for groceries, tickets, and more. Smart shoppers that are new to the scene may shy away from coupons but once they see the real value of their savings by looking at the receipt, they would realize how great it is. You may get coupons for dining, leisure, toys, pets services, and just about anything at cuponation.com.sg or groupon.sg. Learn more about how coupon works in groceries by watching this video:
3. MISTREATING THE SALES REPRESENTATIVES
Never show off your success or mistreat the salesperson. Instead, treat the sales representatives nicely by smiling and asking politely whenever you shop. That act of kindness can go a really long way. They may even offer you special discounts or tell you when the next promotions are coming.
4. SPENDING MONEY YOU DO NOT HAVE
Having your credit cards handy will only tempt you to shop for more. Say you hid your credit card already but memorized its account number then you may just fall back to a slipper slope. Use precautions such as getting a new credit card to replace the one that you had memorized. Spending the money you do not have can only lead to a pile of dreaded debt.
5. LEAVING PERSONAL BELONGINGS BEHIND
Although this event happened once, I can never forget what I learned. I went inside the fitting room and hung my bag with my wallet and phone inside. As I was going out of the store with my newly purchased dressed, I realized that my bag was not with me. Luckily, living in a country with low-crime rate paved way for my bag to be in tact. Singapore is generally safe but, we can never really say that crimes do not happen. What if I left my passport inside and someone took it? Even a new dress will not make me happy. So, always check your belongings before and after you go inside the fitting room or any place else.
6. BEING CAUGHT BY THE HOLIDAY SALES
Most of us clamor over the holiday sales!
Image Credits: F Delventhal via Flickr
Who can resist a cheap Valentine’s Day greeting card or an oven that retails for 50% off after the Christmas sale? To avoid buying more than you intend, make a shopping list and stick to it. If you are shopping for more than one person then, budget your money by calculating how much you are willing to spend per person.
Grocery shopping can be costly at times especially because businesses are becoming more competitive in their prices. And if you were to use a credit card, be sure to indulge on all of its rewards by paying the bill in full each cycle. That said, here are the 5 Best Credit Cards For Your Grocery Shopping in Singapore…
5. OCBC 365 CREDIT CARD
Minimum Annual Income (Singaporean/PR/Foreigner): S$30,000
Do you want a card that allows rebates on your daily spending – all year round? Well then, say hello to the OCBC 365. It has rebates from grocery shopping, telecom bills, petrol, and dining. Waived for 2 years, the annual fee is S$161. Get 3% off on supermarkets islandwide, on recurring telecom bills (e.g., SingTel, StarHub, and M1), dining on weekdays, and on all your online spending (e.g., travel, movie tickets, and fashion).
4. ANZ OPTIMUM WORLD MASTERCARD CREDIT CARD
Minimum Annual Income (Singaporean/PR/Foreigner): S$80,000
ANZ Optimum World is an all around card with a touch of personalization. It gives you the decision to select your preferred category for a calendar quarter wherein you can earn 5% cash back and 1% cash back on all other spending. You can choose to have grocery, dining & leisure, travel, and shopping as your category. The best things is that there is no minimum spend and no limit on your total accumulated rebate! The annual fee is S$180, waived for a year.
3. CITIBANK SMRT PLATINUM VISA CARD
Minimum Annual Income (Singaporean/PR): S$30,000
As the name implies, Citibank SMRT Platinum Visa will give you good savings for your public transportation. Surprisingly, it is also good for grocery shopping. Get up to 7% savings on Fairprice, Sheng Siong, and Giant. Just pay an annual fee of S$161, waived for 2 years.
2. NTUC PLUS! VISA CREDIT CARD
Minimum Annual Income (Singaporean/PR): S$30,000
NTUC Plus! Visa will give you a whopping 10% off from all the items at FairPrice and FairPrice Online. What’s more? You can save up to 5% off at Unity, 3% off at Popular bookstore or Bata shoes, and 18% off at Esso fuel stations. All you have to do is pay an annual fee of only S$39 – waived for 2 years!
Minimum Annual Income (Singaporean/PR): S$30,000
Does 10% rebate at groceries and pharmacies sound tempting? Then, UOB Delight Card is perfect for you. Enjoy up to 10% off at Cold Storage, Jason’s, Giant, Market Place, and Guardian. To qualify for this, you must have a minimum spend of S$100 a month and pay an annual fee of S$87. Buying in bulk? Get a free home delivery at selected Giant Hyper with minimum S$150 in a single receipt.
We are about 3 weeks away from Easter. It is the time for egg hunting, Easter bunny, and family gatherings. Celebrate this special occasion of hope and fun with these 7 affordable Easter-themed Kitchen and Dining ideas…
1. BUNNY PLATES (SET OF 4)
Crate & Barrel, S$19.95. Buy it here.
Image Credits: www.crateandbarrel.com
Crate & Barrel is full of beautiful festive items for Easter. Kicking it off with a set of four assorted colored plates with lovely bunnies pattern that will truly make dining delicious. These plates are 100% porcelain with dimensions of 8″ diameter and 0.75″ height. What’s more? It is dishwasher, oven, and microwave safe.
2. PHOEBE EGG CUP
Crate & Barrel, S$3.95. Buy it here.
Image Credits: www.crateandbarrel.com
This egg cup designed by Olivia Barry can be a center piece to show off your decorative easter egg or you may fill the table with a couple of this sculptural blue glass egg cup. It is made with 100% pressed soda lime glass and is dishwasher safe.
3. WILTON HOP AND TWEET EASTER BUNNY EGG AND TREAT STAND
Bake It Yourself, S$10.50. Buy it here.
Image Credits: www.b-i-y.com
This two-tiered treat stand serves as an entertaining piece to showcase your plain or painted Easter eggs along with sweets or cupcakes. It can hold about 16 cupcakes and a dozen of mini treats that the kids would really want. It is easy to assemble with a manual included.
4. CERAMIC MINI BUNNIES
Crate & Barrel, S$9.95 each. Buy it here.
The ceramic mini bunnies come in the smooth shade of yellow and blue. What an adorable display to bring an extra Easter flare to your simple table! To clean, just wipe it off with damp cloth.
Image Credits: www.crateandbarrel.com
5. BUNNY SALT AND PEPPER SHAKERS (SET OF 2)
Crate & Barrel, S$9.95. Buy it here.
Image Credits: www.crateandbarrel.com
Designed by Olivia Barry, the 100% porcelain salt and pepper shakers are both charming and elegant pieces. As it comes with a designed box, you may either place it on your kitchen or give it as a gift for your family and friends. Simply hand wash this set to clean.
6. SUNFLOWER BAKING MOULD
Lemon Zest, S$12. Buy it here.
Image Credits: www.lemonzestlife.com/sg
Located at Holland Village, Lemon Zest has a wide array of stylish kitchen products that they constantly update. This sunflower baking mould goes well with Easter bunny cookies or egg treats. It comes in assorted colors at an affordable price.
7. WILTON TEXTURED COMFORT GRIP BUNNY WITH MINI COOKIE CUTTER
Bake It Yourself, S$6.90. Buy it here.
Image Credits: www.b-i-y.com
The textured cushion grip makes the bunny cutter safe and easy to handle. It also comes with a bunny tail or flower cookie cutter. Since it has a stainless steel cutter, it makes it possible to cut other treats such as brownies and sandwiches. Best of all? The cute set is rust-resistant so it would last long.
1. MAINTAIN A GOOD POSTURE
People who stand up straight would convey a figure that looks more attractive and smarter. Also, research show that it facilitates breathing, increases happiness, and improves concentration. Give it a try. It is a free boost anyway.
2. GET A LONG SIDE-SWEPT FRINGE
If you are ever going to get a haircut, ask your stylist for long side-swept bangs to cover any obvious wrinkles in your forehead.
3. CUT YOUR NAILS INTO SQUARE-OVALS
Square tips with rounded edges tend to look more youthful and clean. Cut your nails straight across then smooth the corners round with a nail file.
4. HAVE A FREE EYE-LIFT
Curl your lashes and finish it with mascara. Curly and thick looking lashes give you an instant eye-lift that makes you seem alert and younger. For best results, wash your curler with hot water or blow-dry it for at least three seconds before using it.
5. SWITCH TO CREAM
Face powder can produce fine lines and lifeless look. So, switch to BB or CC cream instead. It will give a natural radiance to your glowing skin.
6. GO FOR BERRY LIPS
Go for a color that softens your lips by being not too nude, sheer, and bright. A berry hue is just right. Also, it is universally flattering for all skin complexions. Try Clinique’s Berry Blush Butter Shine Lipstick for S$16 or Broadest Berry Chubby Stick Lip Balm for S$17.
7. TRY MIXING IT UP
Pair two solid color or two patterned clothing together to give a bold and youthful statement. For example you may pair a floral skirt print with a striped blouse.
8. WEAR CLOTHING ARTICLES THAT FIT
My mother is one of the women who buy one size larger so that the clothing is more comfortable but it is less flattering. Whether something is too tight or too loose, the result remains constant: looking larger that you really are. So, shop and wear clothes that fit you well.
9. RENEW YOUR EYEWEAR
Image Credits: Ansel Edwards via Flickr
If you do not want to wear contact lenses, a new color of frame shape will take years off your face. A frame shape that you may try is the modern take on the cat-eye. The upward tilt has a lifting effect. For the colors of the frame, warm hues exude youthfulness.
MoneyDigest
Anna Agoncillo