Personal Finance

Celebrate These “Small” Financial Achievements

Do not underestimate the strength of your “small” wins. These are pivotal to tracking incremental achievements and working towards larger goals. You see, most financial goals (e.g., purchasing a flat or saving for retirement) can take a long time to achieve. It can be too intimidating! Breaking your goals into finer pieces can help you visualize your financial path. What’s more? It can motivate you to work harder. #1: MOVING INTO YOUR FIRST FLAT Living alone can be challenging in

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Career and Enterprising

Shy Employees’ Guide To Negotiating Salary

Many offices are filled with smooth-takers who can easily say the right words to get what they want. While some people are born to be negotiators, others are somewhat fearful to share their ideas. Fortunately for you, negotiation is a skill that can be shaped with lots of practice. Start with these tips: PREPARATION IS THE KEY When it comes to gaining confidence and bargaining skills, preparation is the key. Arm yourself with the facts by doing thorough research. Do

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Career and Enterprising

How To Deal With A Stingy Boss

Frugality is an admirable trait, in most cases. Frugal people are typically prepared to tackle the bumps ahead. They are also able to cut down their environmental wastes. However, giving a reaction is essential if the frugality of your boss pulls down your productivity and lowers your workplace morale. Keep these things in mind before approaching your boss: WHEN DISCUSSING ABOUT MONEY As most of the things in life, timing is everything. Choose the appropriate time and place to approach

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Career and Enterprising

What Not To Do When Requesting For A Raise

Your heart is racing fast and thoughts continue to run into your head. You are about to ask for a pay raise. The best outcome that you can imagine is getting more than what you requested. However, you will be happy to see a small bump up your monthly salary. Let us face it! When requesting for a raise, there are only a few ways to get it right and many ways to get it wrong. Here are just some

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Career and Enterprising

How To Finally Get A Raise This 2016!

Since the new year is about starting afresh and realizing one’s potentials, evaluating your salary is one of the top priorities. If you are seeking for a higher salary, do not open a discussion with your boss unless you are fully prepared. Consider these 6 things to help you prepare: 1. SHOW THAT YOU DESERVE IT Say that an important project is due in a couple of days. Send your boss an email of your progress to avoid constant request

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