5 Creative Ways To Earn Money This Yuletide Season

This is the season to be jolly. Parties, presents, and all the festivities do not come cheap! You can easily be trapped into months worth of debt if you remain careless. This is why you must find a few creative ways to earn extra money.

1. RECYCLE YOUR STUFF

Your unwanted pile of trash can turn into treasures thru a single environmentally friendly act – recycling. Some individuals, especially in developing countries, make a living by selling scrap. Do something similar by submitting your trash into one of Veolia’s recycling station. Veolia’s Cash-For-Trash Programme started in May 2014. Since then, various stations were set up within the HDB estates.

Papers can earn you about 10 cents per kilogram while, old clothing can earn you about 30 cents per kilogram. Aluminum cans can earn you about 50 cents while, metal tins can earn you about 10 cents. The distinct prices of your items depend on the quantity and material.

2. SPREE FOR FREE

Wouldn’t it be nice if the cost of your holiday shopping was generously covered? I know it sounds counterproductive to make money by spending money, but it is possible!

The people that shop for a living are called Mystery Shoppers. Mystery Shoppers are paid by the company’s marketing department to report about their experiences as they try the said company’s services or buy their goods. Accepting this job will entail getting paid for your time as well as for the items that you bought.

Eager to be one? Check out the current job openings at Gumtree.

3. WORK MORE THAN USUAL

I am going to impart one of the most efficient ways to make more money in the remaining days of December. This is none other than hustling at your current job. Work overtime and take extra projects. You may be tasked to widen the referral system or input hundreds of data. Just take on the task that no one else wants and receive appropriate payment for it.

4. WRAP FOR FEE

As the eldest of three siblings, I experienced wrapping gifts for several friends and family members. It is undeniably a chore that most people do not appreciate. This is why gift wrapping enthusiasts and alike can offer their skills for a fee. Purchase colored papers, festive ribbons, and gift tags in bulk to save more money.

If you can sell your service in a cheaper rate than what the shopping malls are asking then, you can easily hit the jackpot.

5. SELL YOUR SNAPS

Have you ever been attracted to the images attached in the online blogs and other advertisements? Most of these eye-catching features were from the company’s stock images. Stock images consist of photographs that are usually licensed for specific purposes. Companies pay decent amount of cash for these.

If photography is a special part of your talent reservoir, consider selling your masterpiece. Companies are in constant need for images for their websites, brochures, cards, blogs, and other projects. Start by selling your snaps on Shutterstock. Each website works differently so read through the guidelines first before you commit.

Image Credits: pixabay.com

Image Credits: pixabay.com

Source: INC

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6 Effortless Ways To Earn Money

As a kid, I remember asking my father to get me a new toy even though I had plenty of it back home. He looked at me and told me that he cannot purchase it at the moment because “money does not grow on trees.” This old Proverb implies that it is not easy to earn money. However, the modern times enlightened me to a revolutionary realization.

I realized that there are simple, unique, and effective ways to earn money without having to commit loads of your time and exhaust your physical or mental abilities. Hence, I give you the 6 “Effortless” Ways To Earn Money…

1. SHOP FOR FREE

Ever dream of getting paid to shop? I know I had at it was amazing!

The people that shop for a living are called Mystery Shoppers. Mystery Shoppers are paid by the company’s marketing department to report about their experiences as they try the said company’s products, eat at their restaurants, or buy their goods. If you accepted a “mystery shopping” job, you will be paid for your time as well as be reimbursed for anything you bought.

Eager to be one? Check out the current job openings at Gumtree and Jobstreet.

2. ENJOY A GOOD NIGHT’S SLEEP

Sleep has been proven to improve concentration, increase cognitive function, reduce stress levels, and increase one’s Emotional Quotient (EQ). But aside from these, it can also increase your salary! An additional hour of sleep per week has shown an increase in salary by 1.5% over the length of a season. This increase is due to the positive effect of sleep on productivity.

3. DISTRIBUTE FLYERS AND LEAFLETS

You do not have to exhaust your physical and mental skills in order to distribute flyers and leaflets to others. A go-to side job by many students, distributing paper advertisements might sound like a boring task but you can earn decent cash (about S$7/hour) in a span of a few hours. Simply search at Gumtree to apply for this “promotional gig” near you.

4. COMPLETE SMALL TASKS ONLINE

If you have an hour to spare, consider joining websites that pay you for completing small and easy tasks such as signing up for websites, searching articles, making a background image, or linking URL to websites. Creating an account at Fiverr will only take you 5 minutes. With Fiverr.com, you will be paid a minimum of US$5 (S$6.70) for every project you accomplish. Alternatively, you can create an account at Microworkers.com to join more than 600,000 workers worldwide.

5. SELL YOUR PHOTOS

If you love capturing moments and have a collection of creative images that are worthy to be featured on websites then, you can try selling your photos online. Companies are in constant need for images for their websites, brochures, cards, blogs, and other projects. Start by selling your stock photography on Shutterstock or Fotolia. Each website works differently so read through the guidelines first before you commit.

6. GET PAID TO TWEET

If your overactive Twitter page boasts with a relatively large following, you can get paid for posting sponsored tweets to your followers. The rate, which typically ranges from S$0.67 to S$26, depends on the number of your followers as well as other factors such as the creation “age” of your account. An example of this service is manifested by paidpertweet.com.

Image Credits: pixabay.com

Image Credits: pixabay.com

Sources: 1 & 2

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Ways To Be Healthy And Make Money At The Same Time

After eating a lot of food this Holiday season, get back to your desired shape and earn money at the same time by following these five tips:

1. JOIN THE “PACT”

Looking for an efficient motivation to help you stick to your weight loss resolution in 2016? Look no further as GymPact brings you the Pact app! Pact app allows its users to pledge a specific amount alongside the set of days they plan to work out. Users who do not go by the said goal must pay for each day they miss. You earn cash for staying healthy and get paid by “inactive” Pact members. Also, the nutritional option allows you to commit to healthy eating or pay its consequences.

Download it for free on iOS or Android!

2. INCREASE YOUR SALARY

If you are still contemplating on whether or not you must exercise or not then, you must know that regular exercise helps to increase your salary.

In 2012, a study published under the Journal of Labor Research found that employees who exercise regularly earn 9% more than their sedentary counterparts. This may be due to the enhanced mental function, energy levels, and mood. Thus, these improvements make them more valuable to their employers.

3. TRAIN OTHERS FOR A LIVING

If you have passion for fitness, interpersonal skills, and sufficient knowledge to back it up then consider a career as a personal trainer. A personal trainer works directly with the clients to make fitness assessments, set goals, demonstrate exercises, and provide constant feedback to improve the client’s physique.

The salary is usually S$70-90 per session. Aside from getting paid by doing something you love, you can also save money on costly gym or studio memberships.

4. MAKE YOUR OWN HEALTH BLOG

By constantly writing or blogging about a certain topic, you become sort of expert on that topic. The most feasible ways to earn money from your blog are paid advertisements, paid articles, offering fitness courses, and selling health books.

Start by sharing your own wisdom and genuine passion to educate the readers about being in shape. After which, only promote the products and brands that you really believe in.

5. BECOME THE HEAD AT BOOT CAMPS

Whether you believe it or not, some people pay money to be pushed to their limits and scream at for the most parts! If you are knowledgeable about fitness and you are capable to teach a group of people then, consider becoming an instructor at a boot camp. Do the workouts with your students to burn as much calories as you can!

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

Sources: 1, 2, & 3

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How to Earn Extra Cash in Singapore

SGD10

Growing your side-income is way better than thrift. Why? Because there is a limit to how much you can cut from your cost of living, but not how much you can earn. Here’s a quick rundown on how to earn a bit of extra cash on the side:

  1. For “Quick Fix” Cash, Think Service and Not Skills

If you need quick cash (not a long term side income or business), focus on what people immediately around you want. Don’t just fixate on finding something that matches your skills or forte. For example:

Say you are a qualified accountant. Your first impulse, when it comes to making a spot of extra cash, might be to offer accounting services. Or it may be something closely related, such as offering tutoring services for someone trying to pass business accounting.

However, in your fixation on keeping it “skills oriented”, you may miss more immediate opportunities. These opportunities can be as simple as painting someone’s walls for S$500, being a mystery shopper for insurance companies, or even helping to install Windows in a bunch of workstations. Look for simple, one-off things that people around you need all the time.

  1. Invest for Dividends

You don’t need to be a stock market expert to make money with shares. An easy way to generate passive income is to identify shares with high dividend yields, and then buy and hold.

(Some shares provide dividend pay-outs, often every six months.)

A financial advisor can help you identify such shares. Alternatively, you might choose to buy a simple index fund (e.g. the Straits Times Index Fund). There is no trading (having to buy low and sell high) in this approach to stocks, so you will not need to track stocks all day and get stressed out.

  1. Provide Referrals

Many companies pay referrals when you bring in a customer. These companies can range from financial services to even specialist retailers. Think of it as being an unofficial, commissioned salesperson – when you refer someone to the company, and they buy something, you get a small cut of it.

This can also work in business to business (B2B) dealings. For example, many small courier services will be willing to give you a small referral fee, if you find a shop willing to sign a service contract with them.

It is best to do this with businesses you know well or have worked with before. While lucrative, it may not be worth your time to learn about a product from scratch to sell it.

  1. Use a Credit Card with Cash Rebates

If you pay your credit card in full (and you should) try using a cashback card. This returns a percentage of what you spend as a rebate, typically 3 – 6%. Assuming you use the card for essential purchases, and make full repayment each month, you would be getting money for an expenditure you had to make anyway.
You do need to make sure the cashback card matches your purchases, and the cashback limit (the maximum possible rebate) is not too low. You can find the best cashback credit card for your needs on SingSaver.com.sg.

(This article is brought to you by SingSaver.com.sg)

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