How to Keep Your Friendships in Your 30s

No one really prepares you for how drastically your social life changes once you hit your 30s. I realized this at 31, when I looked back at how different my friendships felt compared to just a few years ago. In my 20s, life revolved around dinners with friends, weekend getaways, and late nights in the malls. But slowly, the circle began to shift. Some friends got married (myself included), others moved away, and many became consumed by work or family. A few had children, and their lives naturally settled into a different rhythm.

At first, it was a transition. How could people I had shared so much of my life with suddenly become unavailable? But as I sat with it, I realized it was not a rejection of our bond. It was simply life unfolding. Priorities shifted, responsibilities grew heavier, and friendships that once had all the time in the world had to fight for space alongside careers, families, and personal well-being.

The truth is, friendship in your 30s requires a recalibration. You cannot expect the same frequency of meetups or the same spontaneity you had when you were younger. What you can cultivate instead is quality. Think moments of connection that feel present and intentional. A long brunch every few months, a heartfelt conversation over kopi after work, or even a voice note that says, “I’m thinking of you.” These smaller, thoughtful gestures often mean more than constant chatter.

I also discovered that no single friend can meet every need. In my 20s, I leaned heavily on a few close friendships for everything from laughter to advice as well as from nights out to deep talks. But in my 30s, I learned to diversify. I think of it as building a personal board of directors for my social life. Some friends are the ones I call for career advice. Others are great for a badminton match on the weekend. A few are there for long conversations about family, relationships, or dreams. Spreading this out makes each friendship lighter, healthier, and more sustainable.

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Of course, friendships evolve. A friend with children may not be able to join in late-night suppers anymore, but perhaps you can visit their home and spend time with the family. A friend who is between jobs may not be keen on expensive dinners, but you can invite them over for home-cooked meals. Being flexible, patient, and willing to adapt keeps the friendship alive even when lifestyles no longer align perfectly.

I also found that integrating friendships into your lifestyle is key. It is much easier to maintain bonds when they are built into your routines. Joining a regular fitness class, participating in a community group, or attending cultural events provides natural opportunities to see familiar faces and form deeper connections over time. That could mean joining a running club along the Marina Bay stretch, signing up for pottery workshops, or simply becoming a regular at your favorite hawker stall where the conversations eventually go beyond small talk.

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And sometimes, it is about embracing new forms of connection. A short video call, a late-night text, or sending a funny link can keep the thread alive. The medium matters less than the intent. What counts is showing up, even in small ways, and letting your friends know you are still invested in their lives.

Keeping friendships in your 30s takes more effort, but the rewards run deeper. You realize that the people who want to be in your life will make the time, just as you will for them. What once revolved around convenience now rests on choice. And that makes every coffee, every conversation, and every shared moment feel all the more valuable.

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6 Types of Friends That Are Bad for Your Finances

It’s human nature to compare ourselves to those around us. In theory, it seems reasonable enough, but in reality, it can be a slippery slope, especially when we’re surrounded by friends who unknowingly (or knowingly) harm our finances.

Maybe your friends are getting married and applying for their BTOs, while you’re still single, navigating the transition into a new career. You might start wondering what the “normal” timeline for life is. But here’s the catch: comparisons only work if you’re using yourself as the benchmark.

You see, even if you were raised to mind your own financial business, that doesn’t mean all your friends or acquaintances follow the same rules. This is why self-awareness is crucial. By identifying which friends might be messing with your financial stability, you can better neutralize their impact on your wallet.

#1: THE ENABLER

The Enabler is that friend who points out how hard you’ve been working and tells you, “You deserve nice things!” and even if those nice things are way beyond your means. Their intentions are sweet and they just want you to feel special because they care about you. In many cases, the Enabler is someone close to you. Sometimes, though, it could even be you enabling others.

How to handle it? Carry only the amount of money you’re willing to spend when you’re with this friend. Once the cash is gone, you won’t be tempted to go beyond your budget. Furthermore, avoid activities like window shopping together as it’s a trap for overspending.

#2: THE BORROWER

We’ve all had that friend who shows up only when they need financial help. They’ll hype up your latest travel pics or drop comments on your IG stories, only to later DM you with a request for money, promising to pay you back at the end of the month. Spoiler alert! It’s rarely easy to get your money back from a Borrower.

To protect yourself, be clear about the purpose of the loan and have a structure in place, especially for larger amounts. A written agreement with terms like interest, repayment deadlines, and late fees can go a long way toward ensuring you get repaid.

#3: THE CONMAN

This friend is always up to date with the latest “get-rich-quick” schemes or “once-in-a-lifetime” investment opportunities, which are complete with vague business plans and shady multi-level marketing structures. This friend will try to convince you that this scheme is the golden ticket.

Your best move? Be direct! Tell them upfront that you’re not interested and explain that your funds are tied up in more important matters such as childcare, student loans, or HDB improvements. The key is setting firm boundaries and not getting sucked into their scheme.

#4: THE DRAMATIC

Drama seems to follow this friend wherever they go. Their life is always full of chaos, including financial disasters they refuse to address. While your instinct may be to help, friends like these often can’t be helped until they decide to help themselves. Pouring time, effort, and money into them may only result in disappointment.

Sometimes, the best way to help is by stepping back and allowing them to face their financial problems on their own terms.

#5: THE BULLY

A financial bully is that friend who makes you feel small for your financial choices. I had a friend once who would say things like, “Girl, you pick the place, since you’re the poorest among us.” It took me years, but eventually, I cut her out of my life.

Financial bullies thrive on feeling superior, but their teasing often stems from their own insecurities. They might mock your budgeting habits, yet they could be the ones struggling to pay their bills. If you find yourself in this situation, speak up! Remind your friends that sticking to a budget is part of your plan for financial stability.

#6: THE OPTIMIST

Much like the Enabler, the Optimist has a skewed view of reality when it comes to finances. They live by the motto, “You only live once! C’mon, YOLO!” which can lead to risky behaviors like spending your rent money or draining your emergency fund on a lavish vacation.

How do you manage this? Keep the conversation focused on your financial goals. By sharing concrete, achievable targets, you not only keep yourself grounded but might also inspire your optimistic friend to take a look at their own financial habits.

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By being mindful of these types of friends and their influence, you can make better choices for your financial well-being, without sacrificing your relationships.

Sources: 1 & 2

 

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Efficient Ways To Socialize On A Budget

You do not have to miss every opportunity to socialize because of your tight budget! Here are some tricks that you may follow to keep both your finances and friends happy:

#1: EMPLOY THE HONESTY SYSTEM

In Philosophy, the “honesty system” refers to endeavours ran based on trust and honor. Rules are typically applied to stay honest. Establish a similar system by sorting out your financial circumstance with the people who matter to you. Opt for the economically sound choices when hanging out with your friends or relatives. For instance, you may suggest splitting the bill with your workmates when celebrating the department’s increased sales.

Money may be a tough subject to hit, but genuine friends will understand. Said friends will avoid putting a strain on your finances!

#2: PLAN AHEAD OF TIME

Birthdays, weddings, and New Year festivities are some of the fixed events that happen in a year. With their nature, you have an ample amount of time to prepare for each one. Filling out a planner is a good strategy to accomplish. Having a planner helps you to remember special dates and to see the bigger picture.

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Plan a category of your budget according to the events that you foresee. Set aside at least a month to save up for future events. It may be easier said than done. However, you may start small. Prioritize events that are important to you. You do not have to give everyone a birthday present!

#3: SPOT HAPPY HOUR DEALS

As a young professional, sharing a few drinks at the nearby pub is one of the most popular ways to meet new people. Socializing in the bar, club, or pub helps some people to vent out their heated stress from work. However, I cannot deny the hefty prices that come with alcoholic drinks.

Have a good time while cutting your bill significantly by researching the “happy hour deals” nearby. Most bars in Singapore have deals between 4 PM to midnight. Not to mention, there are other promotional events such as “ladies’ night” where women pay less than the male patrons. For the cheapest happy hour drinks, you may check out this list!

#4: SCORE WITH FREE EVENTS

Last but not the least, you may take advantage of the country’s free events. Whether you are eyeing for live music or art workshops, these events may help you uncover a new talent or skill. Furthermore, it will not poke a hole on your wallet!

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Do not be scared to get out of your comfort zone by trying something new with your friends. To find free events, you may check out your community’s website or eventbrite.sg.

Sources: 1 & 2

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