Credit & Loan

Hidden Costs of Using Credit Cards in Singapore

You may not be able to pay for items in full cash, but you can certainly swipe your card! Credit cards offer convenience to afford larger purchases anytime. It can also help you establish a good credit history. However, it is important to understand the actual cost of credit cards when fees and interest are factored in. The actual cost of using a credit card can add up! #1: THE COST OF PAYING MINIMUM DUE ONLY There are consequences to

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Credit & Loan

6 Overlooked Perks Of Using Credit Cards In Singapore

From ease of purchasing items to fraud protection, credit cards offer the several benefits. Just please use your plastic card responsibly! #1: RECEIVE ONE-TIME BONUSES Signing up for new credit cards will qualify you for the initial bonuses or sign-up rewards. You can new items or reward points that can be redeemed for travel, gift cards, and more. In contrast, a debit card that comes with a bank account generally offers no initial bonus or ongoing opportunity to earn rewards.

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Personal Finance

5 Steps To Protect Your Debit & Credit Cards When Shopping Online

Swindlers and scammers are always on the lookout for opportunities to gain access to your money. Since the pandemic, many types of scams have emerged. As cashless payments became vital to the new normal, adding layers of cybersecurity to your debit and credit card transactions will reduce your chances of becoming their victims. This article highlights the 5 steps that you can take to protect your debit and credit cards. Fraud is prevalent, but you can act now! #1: NEVER

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SAVE MORE ON PETROL! Get up to 21.15% fuel savings at Shell when you pay with UOB Credit Cards

From today, enjoy EVEN HIGHER fuel savings of up to 21.15%* at Shell with UOB Credit Cards! Here’s the quick lowdown of this fantastic collaboration: UOB One Credit Cardmembers enjoy 17% instant fuel discount at Shell + up to 5% cashback*. UOB Reserve Credit Cardmembers enjoy 17% instant fuel discount at Shell. All other UOB Credit Cardmembers enjoy a 14% instant fuel discount at Shell. Find out more below on how you can enjoy higher fuel savings at Shell with

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Credit & Loan

Expenses You Must Never Swipe On Your Credit Card

I have to admit! Credit cards are convenient, especially at this time. However, swiping your plastic card often costs you more money than other payment options. Regular charges from interest rates and annual fees are coupled by hidden surcharges. The latter are transaction-based fees that can add up! You must maximize your savings and use your debit card as much as possible. On that note, here are the expenses that you must avoid charging into your credit cards. #1: EDUCATION

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