6 Telltale Signs that You Aren’t Financially Ready to Get Married

Two of the most sought-after life goals are love and money. Research supports that married couples build more wealth over their lifetime compared to those who remain single. When two people decide to spend their lives together, it is important to get to know each other’s perspective as a robust financial team.

You can be 38 and still be unprepared to settle down. Or you can be in a six-year relationship with someone you are madly in love with, but you are not ready to get married.

Regardless of the age you plan to marry, discussing your financial goals as a couple is an essential part of the conversation on your shared life goals.

On that note, here are some telltale signs that you are not financially ready to settle down.


A wedding would not pay for itself, so you and your partner need to save up for it. You also need to financially prepare for your life after the wedding. Household and childcare expenses will increase over time. Expenses include tuition fees, medical expenses, home loans, retirement fund, and so on.

If you are not financially ready to get married, it’s best to put all the wedding plans on hold for the time being.


For most couples, investing in a home is one of the biggest purchases they have to make. It requires careful planning and countless discussions. You need to discuss your living situation as a couple, before getting married.

Are you buying a new or resale HDB flat? Are you financing your HDB flat with an HDB loan or bank loan? How much are you going to shell out from your savings in your CPF Ordinary Account?

Keep in mind that the more money you get from your CPF savings to finance your property, the less you may have for retirement in the future. Furthermore, you must be insured under the Home Protection Scheme (HPS) if you are using your CPF savings to pay for your monthly housing loan installments.


Many couples deal with unforeseen wedding expenses during wedding plans and on the day itself. If you notice that your wedding budget changes constantly, it could be a sign that you haven’t fully thought about what you can pay for.

Sit down with your partner to discuss your wedding budget and provide an ample buffer for unexpected fees. You do not need to actualize all the wedding ideas you have pinned in your Pinterest account. Instead, you need to be realistic when it comes to knowing what you want and what you can afford.


What happens when you return home from your honeymoon? Will you face rent payments, home loans, or student loans head-on? Think about how you will be able to manage the post-wedding expenses.

Not thinking about these post-wedding expenses or not saving up for your future can bring you stress during your first year/s as a married couple.


When it comes to finances, do you have problems in trusting your partner? Take it as a sign that you are not ready for marriage.

There may be a deep-rooted cause for your trust issues, but getting married will not resolve the problem. Help yourself overcome these issues first so you can truly have an open and trusting relationship with each other. You can seek professional help when necessary.


While you may end up sharing just about everything after getting married, your credit history and credit scores remain separate in the eyes of the financial institutions. However, this can affect your relationship significantly.

It is important to be transparent about your credit score and credit history before settling down. While you may sympathize with your partner’s unpleasant financial situation and offer to help, realize that you may be in for more challenges if outstanding debts begin to suffocate your finances.

Image Credits: unsplash.com

If you see beaming red flags that you are not ready for marriage, then do not get married. Getting married is more than just signing a piece of paper. It’s a life-changing event that you must prepare for physically, mentally, and financially.

Before settling down, you need to plan all aspects of your life including your finances. Drastic changes in your finances will happen from the day you get married. You will need to make a lot of financial decisions together, so learn how to compromise and work as a team.

Sources: 1,2,3,4,& 5


5 Amazingly Free Website Builders to Use for Your Wedding

Even for experienced event planners, wedding planning can still be overwhelming. From customizing the wedding invitation cards to booking nearby suppliers and creating seating charts, there are lots of elements that need to be taken care of. Fortunately for us, there are a slate of online resources that can help you make your Big Day memorable.

Best of all? All these five website builders are free to use. These websites are user-friendly and come with useful features. Turn your vision into reality by creating the best wedding page for you and your beloved partner.

#1: ZOLA

Website: zola.com

Zola offers beautifully modern templates decorated with calligraphy, illustrations, and customizable color palettes. Choose from templates with vibrant florals, minimalist graphic lines, stunning watercolors, and more. Its features include password protection, photo gallery, travel information, questions for guests, FAQs, itinerary and RSVP management. Your guests can also shop for registry gifts directly on your page.

#2: JOY

Website: withjoy.com

If you are looking for a free wedding website that doubles as a mobile app, search no further than Joy. If your guests download the app, they can interact with you and other guests by uploading your wedding photos, which they can share on Facebook or live stream during your wedding.

Joy offers features such as photo album, RSVP management, welcome story, customizable fonts and colors, wedding party bios, and wedding party highlights. Multiple people can become admins to help ease the planning process. What’s more? You can change the CSS to tweak the little details and include your names in the URL.


Website: minted.com

Pick out a template from a wide selection of stunning designs and customizable colors with Minted’s free wedding websites, which have matching invitations available. Use Minted to create multiple event RSVPs, add your wedding story, provide maps and directions, and introduce your wedding party. Other features such as uploading a photo gallery, customizing pages, and having a personalized URL comes with the paid version.

Image Credits: unsplash.com


Website: theknot.com

With its hundreds of template designs and color schemes, The Knot is one of the most well-known wedding websites today. It allows you to personalize the website URL with your names, to upload your photos to tell your story, to track your guest RSVPs, and to synchronize all the information to its app.

Find a design made to suit your style. Since your love is special, your wedding website should be the same too!

#5: WIX

Website: wix.com

Wix is one of the most recognizable website builders. Join the millions of people who have created their own website at Wix for free. Since Wix does focus mainly on weddings, there are a limited number of wedding website templates here. However, you are free to customize its features such as creating photo galleries, choosing colors, adding mobile optimization, using unlimited fonts, scroll effects, attaching Instagram widget, and using other advanced features such as animation and video backgrounds.

The free version comes with ads, and you will need to purchase the premium version to get rid of it. Furthermore, Wix does not include an RSVP feature.


Should You Get a Wedding Planner in Singapore?

Wedding planners or coordinators are consultants that work very closely with you to create your dream wedding.

Hiring a wedding planner in Singapore is not as expensive as you think. You see, you can opt for their on-the-day expertise and use them as support for a few hours. Although you are paying for a few hours, the wedding planners offer a variety of services. These services include creating your seating plan for your guests, hosting your ceremony, contacting your vendors, and more.

For couples who reside in Singapore or couples who plan to have a destination wedding here, getting a wedding planner on board the journey may help you overcome the wedding blues!

3 Things to Consider Before Getting a Wedding Planner

Discuss these things with your partner. You will be able to move forward with your wedding planning once you figure out your budget, priorities, and time allowance.


Apart from deciding the overall budget for the wedding, you must decide how much you are willing to set aside for professional help. The price range for a planner depends on the scope of service you require. Your budget will determine the scope of help you can get.


What are your prenuptial and wedding priorities? Do you want to experience a stress-free wedding planning, or do you want to ensure that your wedding is Instagram-worthy? Logistics may be important for you and your partner too. So, identify what is most important to you.


How much time do you have left before getting married? Are you willing to set aside your commitments to focus on wedding planning? This would include sourcing for vendors, creating the guest lists, establishing a ceremony theme, shopping for essentials, and communicating with the guests.

3 Benefits of Having a Wedding Planner

Wedding planning can make you experience a roller-coaster of emotions. A wedding planner can help you create your dream wedding celebration and bring you other benefits.

Image Credits: pixabay.com


Leaving the most stressful tasks to the hands of a trustworthy wedding planner will allow the bride and groom to fully immerse themselves in the bliss of the moment. You do not have to think of the trivial details alone. A competent wedding planner will ensure that every detail is executed according to the plan. Moreover, the planner can play an important part in creating your dream wedding celebration.


When looking for professionals to provide hair, makeup, floral, or catering services, there are many individuals with competent skills and elaborate marketing strategies. How should you begin your search? A good wedding planner would have the best network of suppliers that would suit your requirements. For couples who have a tight budget, wedding planners can help you avoid getting ripped off by vendors.


Having a Singaporean wedding planner will allow you to reap the benefits of their local expertise. There are many beautiful indoor and outdoor locations for holding a wedding ceremony, and Singaporean wedding planners would know the good places to do so.

3 Singapore Wedding Planners

Here is a list of skilled wedding planners in Singapore.

Image Credits: pixabay.com


Chère has left a mark on over 100 happy clients that have trusted their planning to a team of experts. Whether you are planning a gala dinner with thousands of guests or an intimate wedding reception, you can seek their help.

Website: www.chere.com.sg/


Spellbound has over 18 years of experience. With its years of experience in event management and planning, you can expect that Spellbound has the right set of networks to help you plan for your wedding. You can even ask their team to help you plan for a destination wedding.

Website: www.spellbound.com.sg/


Te Planner provides an abundance of different packages, allowing the clients to select the best option for them. Couples can choose from an all-inclusive wedding package or a venue décor package. Te Planner will help you to design your wedding, exactly how you envisioned it.

Website: teplanner.com.sg/

Sources: 1 & 2