Retire In The World’s Cheapest And Most Beautiful Countries

In 2013, Live and Invest Overseas and International Living examined the best countries worldwide where you can retire for S$1,760/month or less.

Live and Invest Overseas is a trusted online publication dedicated to giving information on retiring, living, and investing overseas. With a similar goal, International Living, established in 1979, had surveyed experts and contributors to get the cost of living information of countries around the world. These are the latest large-scale data available to date:

1. NICARAGUA, CENTRAL AMERICA

Nicaragua, a multiethnic country of approximately 6 million people, is one of the most beautiful countries in America as it boasts its Pacific coastline, Caribbean beaches, and freshwater lakes. You can live for about S$1,350 a month inclusive of utility bills (no air-conditioning), groceries, entertainment, rent, maid (3 times a week), and health insurance. Not a bad way to retire!

2. PHILIPPINES, ASIA

Philippines, a picturesque country consisting of 7,107 islands, ensures that you can enjoy a low-cost island life once you retire. For about S$1,410 a month, you can avail services such as electricity, water, gas, cable TV, Internet, grocery shopping, rent, and entertainment costs. Relax in the beach and reminisce the old times while sipping a fresh coconut juice that will cost you lest than a dollar!

Image Credits: Brian Evans via Flickr

Image Credits: Brian Evans via Flickr

3. MALAYSIA, ASIA

How about retiring close to home? In Malaysia, you can retire for a cost of approximately S$1,450 a month. This is inclusive of utility bills, handphone bills, Internet services, maid (4 hours/week), transportation, health insurance, and entertainment. Keep your healthy physique by buying a bagful of fruits that will cost you only S$5.

Image Credits: Tatiana Vdb via Flickr

Image Credits: Tatiana Vdb via Flickr

4. ECUADOR, SOUTH AMERICA

Aside from English, if you are fluent in Spanish then, you may consider living in Ecuador. With mostly Spanish-speaking citizens, Ecuador known for its rich ecosystem that hosts many species of plants and animals. For approximately S$1,760 a month, you can indulge on utilities, grocery shopping, health insurance, maid (2 times a week), Internet services, cable TV, handphone services, entertainment, and transportation. The top choice of most American retirees is the wonderful city of  Cuenca due to its glorious weather and affordable real estate.

Image Credits: andresmbernal via Flickr

Image Credits: andresmbernal via Flickr

Age gracefully by retiring in a comfortable place where you are at peace with your finances! The world is your oyster. 🙂

Sources: 1 , 2, and 3

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5 Gorgeous Cosmetics In Singapore Under S$20

1. ESSENCE I <3 EXTREME CRAZY VOLUME MASCARA

S$5.50 at Watsons outlets

One of my all-time favorite beauty products is mascara. Perfectly good mascara can highlight and enlarge how your eyes look. The mascara’s wand is bigger than others but you will find it easier to maneuver. The staying power is good in both warm and cold weather. The Essence I <3 Extreme Crazy Volume Mascara gives your lashes length, thickness, and darkness to increase its volume. Best of all? It retails for only S$5.50! Good quality at an affordable price – count me in! If you are more comfortable with a smaller wand then, browse to Essence’s wide range of mascaras. See the before and after application by nouveaucheap below:

Image Credits: nouveaucheap.blogspot.sg

Image Credits: nouveaucheap.blogspot.sg

2. NYX EYE SHADOW BASE

S$14 at Sephora outlets

Imagine spending countless minutes just to get the perfect winged eyes with shimmer eye shadow. With Singapore’s tropical weather, it will be gone right away once you step out of your house. To prevent this, NYX introduced its eye shadow base. This eye shadow base is basically a good alternative for an expensive eye primer. It will work even more for people with dry skin. Use it to boost the longevity and strength of your eye shadow and eyeliner. There are 3 colors to choose from namely: white, white pearl, and skin tone.

3. TOPSHOP MAKE UP MONO EYESHADOWS

S$9.90 at Topshop outlets

Aside from their youthful clothing pieces, Topshop also offers a good selection of cosmetics. The Mono Eyeshadows come in four shimmering colors namely: Explorer (reddish satin), Interstellar (taupe/cool brown), Galaxy (warm chocolate brown), and Lunar (brownish purple). These eye shadows are raved for its beautiful pigmentation and even application. Its powder has shimmer that gives a velvet finish. Truly, you’d stand out with its vibrant and smooth colors.

Image Credits: Charlotte of everinmay.com

Image Credits: Charlotte of everinmay.com

4. COLLECTION LASTING PERFECTION CONCEALER

S$14.90 at Watsons outlets

With a huge public demand in United Kingdom, Collection Lasting Perfection Concealer finally made its way to Singapore. Collection Lasting Perfection Concealer has conceals blemishes and flaws for up to 16 hours. So, a little application of this creamy tube can go a long way. It comes in four colors namely: light, fair, medium, and dark.

Image Credits: boots.com

Image Credits: boots.com

5. BOURJOIS MEGA LINER (DARK BLACK)

S$19.50 at Watsons outlets

Looking for eyeliner for a dramatic makeover or special occasions? With its thick and dark felt tip liner, BOURJOIS Mega Liner Dark Black is the perfect budget-friendly choice! Its mega angled felt tip allows you to make both thick and thin lines with high precision. It is also suitable for sensitive skin. Worry not if you are partying the whole day, as BOURJOIS Mega Liner Dark Black will hold for 24 hours!

Image Credits: www.watsons.com.sg

Image Credits: watsons.com.sg

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