Newbie’s Survival Guide To Working From Home

There are two types of perspectives that one can have about freelancers. Some people perceive working from home as a coveted dream. They are attracted with the idea of having to work in their pajamas, of avoid the long commute, and of being able to interact with their family without sacrificing income. In contrast, there are other people who view this setup as an impossible environment to be in. It is understandable! Working from home comes with varying degrees of challenges.

However, you must not lose hope. You can successfully transition from a traditional office to a flexible environment with the right strategies. That being said, here are just some tips that you may employ to transition with ease.

CREATE A DAILY SCHEDULE

Much like a traditional workplace, you must follow a daily schedule to stay on track. Set your working hours and avoid personal phone calls or emails that can distract you from your professional time.

Let us face it! It is easy to get swayed by your children or neighbors to work any time of the day. While starting at 10 am sounds exciting, you must manage your time wisely to keep your sanity in tact. Not everyone is hardwired to be well-organized and self-sufficient. So, be honest with yourself before you take this huge leap.

ASSIGN A WORKING NEST

It goes without saying that you must set aside a specific place exclusively for work. Whether it is as tiny as a storage room or as wide as your master bedroom, assigning a working nest will help your mind shift from its restful state to its stimulated state. You need to condition your mind to work despite being in your comfort zone.

More so, you may use your home office as a means to apply for formal records. You see, some institutions require you to assign a special place of business or a place to meet clients.

RETREAT WHEN NEEDED

As mechanic as day to day seems, we are no robots! Burnout can hit you at any moment. This is why you must plan your holidays. Whether you want to book a food trip in Bangkok or a Yoga retreat in Bali, you deserve to unwind.

Say you do not have the budget to travel overseas. Opt to schedule activities that will allow self-improvement instead. You may be interested in painting, pottery, or petting animals. Something that interests you can open avenues of pleasure in the future. Take it as a means to reduce the stress of being a freelancer.

SET A LINE

Last but the not the least, you must set a line between your “work-work” and your “housework”. It can be tempting to clean a dirty sink or to do the laundry, but you must do these chores outside your work hours. If you cannot fight the urge to do housework; you may use your break time. Blurring the line between work and housework can often lead to avoiding the tasks that need to be done.

Image Credits: unsplash.com

It can be scary to take the leap of faith. However, that fear will only make you stronger! What do we say to fear? Not today!

Sources: 1 & 2

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How To Set Better Financial Boundaries

Establishing boundaries is important in living a happier and healthier life. For starters, boundaries can help you protect yourself from emotionally draining people or help you build stronger relationships. Limitations are also vital in creating professional relationships founded by efficiency and awareness.

However, there is one area in our lives that some are not so keen to establish. I am referring to the financial boundaries. It is easy to overstep our own financial boundaries and keep making mistakes that will hurt our goals in the long run.

KEEP THINGS HEALTHY

Restrictions go hand-in-hand with creating boundaries. These are most evident in creating a budget. Use this budget to work around your spending, but you have to be gentle with yourself.

Avoid having too many restrictions as you may torment yourself in the process. Holding on to an impossible budgeting standard can lead you to falling off the wagon.

INCREASE YOUR AWARENESS

Everyone makes mistakes. When it comes to finances, I learned this the hard way! Do not get me started with setting up financial limits while traveling! What is important is that I learn from these experiences.

You need an honest and nonjudgmental reflection whenever you cross a financial boundary. Otherwise, hiding your mistakes increases the likelihood of it happening again.

Abraham Lincoln once said, “Give me six hours to chop down a tree and I will spend the first four sharpening the ax.” This is exactly what time spent reflecting on your life is. You need to sharpen the ax in the decision-making process of your financial journey.

GET PROFESSIONAL HELP

Let us face it! Setting up financial boundaries can be tough. This is why some people seek the help of their partners, their trusted friends, or their financial planners. Having a financial planner can help you to make sound decisions with a goal in mind.

Image Credits: pixabay.com

Furthermore, there are several financial planners in Singapore. Make your life easier by searching thru the financial planner directory of Financial Planning Association of Singapore (FPAS). It is a non-profit association dedicated to promoting unbiased financial advice to the Singaporean public.

Sources: 1 & 2

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6 Helpful Tips To Put A Halt On Impulsive Purchases

As you dig thru the pile of the items that you regret purchasing, you realize that you have one recurring problem. You keep on engaging on impulse purchases! Your credit cards do not seem to help you either. Instead, it invites you to shop more as if it calls out your name.

How can you reduce this tendency to shop without forethought? Well, start by planning ahead.

#1: IT PAYS TO PLAN AHEAD

When it comes to eliminating your unwanted expenses, it pays to plan ahead. Make a list of all the items that you need to purchase before shopping. Make it a habit to plan for upcoming occasions, birthdays, and other large purchases.

Image Credits: pixabay.com

Equipping yourself with this list as you shop around ensures that your purchases are more deliberate and less spontaneous. Furthermore, you may anticipate the upcoming clearance sales and other promotions.

#2: PINPOINT YOUR TRIGGERS

Take control over your shopping habits by monitoring your urges. Using a piece of paper or your handphone’s notes, mark each time you experience the urge to purchase. Describe the situation and the feelings attached to it. This helps you to increase your awareness while you shop.

Be aware of the different symptoms such as faster heart rate or a change in breathing. Becoming more aware of the changes in your body and mind can help you control the urge.

#3: IT TAKES 30 DAYS

You heard about contemplating for 24 hours before committing to a purchase. However, have you heard about the 30-day waiting period? Yes! You read that right. Stick your wish-list on your refrigerator and put a date to each item. You must wait for a month before making a purchase.

The mechanics may sound easy, but it takes a lot of patience and self-control to overcome the urge at first. These feelings are valid and can fade soon. You will take delight sketching out items off the list! The only exemptions to the 30-day period are groceries and other necessities.

#4: AVOID THE TEMPTATIONS

A surefire-way to reduce your impulse buys is to avoid going to shopping areas or shopping websites. Do not even go to dollar or budget stores as you might get trap in the process.

When purchasing, follow a list religiously. Get out as quickly as you can afterwards. Avoid walking around the shopping center for entertainment and find other ways to stimulate fun.

#5: IT IS ALL ABOUT THE BUDGET

Trimming down your expenses does not mean that you have to take out the fun. Give yourself a “splurge budget” that you can follow thru each month.

Decide whether you are willing to allot a budget for a new clothing item or a fancy restaurant date each month. Whatever it is, ensure that you are willing to spend a discretionary amount every once in a while. Take it as a way to reward yourself for straightening your finances. It is healthier that way!

#6: DO NOT MIX WITH THE WRONG CROWD

Surrounding yourself with people who are addicted to retail therapy may not be the best idea. It is easy to get out of track when your shopping buddies convince you that all the outfits you have tried looks great!

Image Credits: pixabay.comIf you want to shop with your friends, do it with people who have savvy spending habit. This way, you will be able to tell spend your money in a frugal manner.

Sources: 1 & 2

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The Top Tattoo Parlors In Singapore

A couple of years ago, my sister came back from work embellished with an artistic surprise. She had a huge “COFFEE” tattoo emphasized with a black ink. You can just imagine the violent reaction of my conservative Asian mother. Fortunately for my sister, she eventually warmed to the idea of having tattoos. Nonetheless, it was an impulsive decision that my sister regretted later on.

Tattoos are permanent markings on the skin etched by inks and needles. Selecting a talented tattoo artist is crucial in the tattoo process. The same can be said in selecting the right design for you. Thus, you must take your time and do your research before booking an appointment.

Whether you have been itching to get a tattoo or just want to try it out, Singapore is filled with talented artists that can turn your dream into reality. You will be proud of these three tattoo parlors.

Image Credits: pixabay.com

#1: FAMILIAR STRANGERS

With a feature on Channel News Asia, you can attest that Familiar Strangers is one of the leading tattoo parlors in Singapore. It is renowned for creating quality tattoos with skillful artists headed by Mr. Whopper Tan. Mr. Tan, the owner, has a good sense of humor. His mere name alone can entice you with either giggles or hunger. This is why clients are more relaxed while being serviced.

Image Credits: facebook.com/Familiar-Strangers-Tattoo-Studio-Singapore-146520875359634

Services at Familiar Strangers include Japanese Irezumi Body Suit, Word Tattoos, Old School Flash Tattoos, and more. You can even customize a design. What’s more? You can have your tattoo revamped when you are not satisfied with the initial service (i.e., free of charge within 60 days). Tattoo prices depend on the tattoo sizes and the difficulty of the designs. However, its minimum fee is around S$100.

Location: 20 Upper Circular Road, The Riverwalk #01-10, Singapore 058416
Contact: +65 9760 4147

#2: IMAGINE TATTOO STUDIO

You cannot simply win “Best in Realism” and “Best in Cover-ups” at 2009 Singapore without proving how talented you really are. That is the talent exuded by Aelvin Lim. He runs the Imagine Tattoo Studio and has been providing excellent tattoo services for more than 7 years. His specialty includes artistically recreating animal and human faces. That being said, you can get the face of your idols inked forever. Whether you want to put your BTS bias or David Beckham’s face on your skin, you can consult the tattoo artists at Imagine Tattoo Studio.

Their services include portraits, tribal art, cover art, and so on. Prices depend on the tattoo’s design, size, and color. Contact Imagine Tattoo Studio at +65 9107 9181 for more information.

Location: 3B Trengganu Street, Singapore 058457
Contact: [email protected]

#3: ALIVE TATTOO STUDIO

Serving professional tattoo services at reasonable prices for more than a decade, Alive Tattoo Studio has become one of the most reliable tattoo parlors in Singapore. Its main draw is the UV Tattoo. Aside from that, it is strategically located at Chinatown and operates daily. How convenient is that?

Much like the two tattoo studios on this list, Alive Tattoo Studio offers a range of prices depending on the tattoo’s design and size. If you want a temporary display of artistic expression, you may consider putting an airbrush tattoo for as low as S$10! Airbrush tattoos are fast drying, waterproof, and easy to remove. These can last from 2 days to a week.

Image Credits: facebook.com/AliveTattooStudio

What I like most about Alive is that you do not have to book an appointment in advance. You may visit them anytime to get a free consultation!

Location: 211 New Bridge Road, Lucky Chinatown #B2-03, Singapore 059432
Contact: +65 6238 5747 / +65 9777 6587

Sources: 1 & 2

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Are You On The Same Page About Money As Your Partner?

As a couple, discussing about finances can be a hard pill to swallow. After all, money is a common source of issue in martial relationships. It is not something you discuss casually without emotional attachments.

Whether you like it or not, being transparent about your finances is essential in building a strong relationship. Talking about money increases understanding and facilitates cooperation as you work on the same financial goals.

You and your partner probably would not get too in-depth about your finances in the early stages of the relationship. As your relationship gets serious, so does your conversations.

Conversations about money often takes places when a couple moves in together. When this happens, do tap the fundamental elements such as your income and debt.

The next step is to decide how you are going to manage your finances as a couple and as individuals. Decide whether you will combine all your finances or keep them separate. The decision depends on your preferences and spending habits.

If you decide not to combine your finances, you need to discuss how you are going to divide the household expenses. Usually, couples prefer to either split things down the middle or to divide the expenses based on their incomes.

You will realize how different it is to be completely on your own financially and to have somebody to help you. Discussing money with your partner will significantly reduce the likelihood of relationship issues cause by finances. Furthermore, you will be able to work out on your financial goals.

Common example of financial goals include paying off debt, saving up for a flat, and being able to retire at a certain age. Goals will depend heavily on where you are at financially.

WORKING OUT THE DIFFERENCES

Handling your financial differences starts with determining what you can agree on (e.g., setting aside some money for travel or paying household bills on time). Let me illustrate it for you as a spender and as a saver. The spender should be allowed some leeway while following a specific budget for disposable income. On the other hand, the saver should be allowed to satisfy his or her needs by putting away some money to his or her own account. Compromise is the key!

Image Credits: pixabay.com

At the end of the day, mutual respect can helps overcome any disagreements about money. You might not be on the same page all the time, but being able to honor each other’s individual needs can sustain your loving relationship.

Sources: 1 & 2

 

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