Get Your Pet A “Pink IC” For As Low As S$25

Now, more than ever, pets play an important role in enriching our lives. Whether you own a dog or a rabbit, these pets typically become a part of the family. Some pet owners go beyond dressing their pets by creating social media profiles for them. Creating their own identities strengthens their roles in your homes.

To protect your beloved pet’s identity, you may purchase a “pink identity card”. Do not rush to the Immigration and Checkpoints Authority (ICA) just yet! I am referring to the novelty products produced by two local companies. Both Plus Accessories and MyPetInc create tags resembling the pink NRIC. These products steer away from the traditional round pet collar tags to provide more information to identify your pets. Let us start with the products offered by Plus Accessories.

Image Credits: facebook.com/Plus-accessories

At first glance, one will be shocked by how the wallet-size “pet IC” (i.e., retails for about S$25) looks somewhat like the actual identity card. It has all the necessary details such as the pet’s name, breed, date of birth, country of birth, and identity number. Moreover, it will feature a small picture of your pet. On the top, the card playfully says that it belongs to the Republic of Singapaw! Please note that it takes about 2 months after the confirmation of design to receive the product. What’s more, the Plus Accessories offer pet tags (i.e., about S$28 to S$38) and customized car displays.

On the other hand, MyPetInc was founded in 2014. Its founders created the company to “reunite lost pets with their owners in the fastest way possible”. They created a product that provides more information than a traditional dog collar tag. That being said, relevant information relating to the pet (e.g., health condition, allergies, or address) were considered. Each collar tag is uniquely made and personalized through your order. For instance, small dogs like Chihuahuas and Terriers will be offered smaller collar tags with measurements of 4.5 cm x 3.5 cm.

Image Credits: facebook.com/MyPetIC

What I like most about this tag is that it is waterproof and coated with a layer of material that claims to withstand scratches and bites from your furry pal. MyPetInc collar tag retails for about S$29.50.

For the holiday season, you may want to check these online shops out! 🙂

Sources: 1 & 2

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Things To Expect When Meeting A Financial Adviser For The First Time

You have decided that 2019 is the year that you are going to meet a financial adviser. Many Singaporeans can casually start a conversation about sports, fashion, and travel. However, discussing about money is another story. The mere act of reaching out to a financial adviser brings you a step ahead towards your money goals. That being said, here are the practical things that you can expect when meeting one.

1. YOUR CURRENT FINANCIAL SITUATION WILL BE ASSESSED

A competent and conscientious financial adviser will never assume to know your needs at first glance. It is important for you to provide all the necessary financial information available. I am referring to the bank statements, insurance premiums, tax returns, and so on. These details will help the financial adviser to tackle the toughest question in one’s financial life.

What steps do you need to take to secure your future?

2. YOUR FINANCIAL PHILOSOPHY WILL BE QUESTIONED

Be honest with yourself! What is your philosophy on wealth and investment?

Image Credits: pixabay.com

If you decide to work with a professional to give you advice on money then, ensure that he or she understands your limits. Discuss each other’s financial philosophies as these would dictate his or her actions toward your account. If you are willing to risk it all then, the financial adviser will lead you to that. While, risk averse clients will have more conservative options.

The financial adviser’s approach needs to balance your goals, your financial timeline, and your appetite for risks.

3. YOUR OVERALL PROGRESS WILL BE REVIEWED

With your financial adviser, your milestones will be set on a timetable. Do not be surprised when you are asked about your ideal retirement age or ideal marrying age. These may feel too intimate, but your success lies on having a concrete plan.

Your financial progress will be reviewed based on your plan. You see, Personal Finance is a process. It helps to have a knowledgeable and emphatic professional to track how far you have come and to guide you to your next goal.

Image Credits: pixabay.com

May your financial adviser create the most suitable financial road-map for you. Good luck! 🙂

Sources: 1 & 2

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3 Budget-Friendly Hen Party Ideas

A hen party is a bride’s last hurrah before she ties the knot. Thus, it needs to be a special. Surprise your beloved bridal squad with these creative hen party ideas.

LET THE SWAPPING BEGIN

As fashionistas, your friends may be interested to throw a “Wardrobe Swapping Night”. Start by choosing a venue by volunteering your own flat or your fellow bridesmaid’s. After setting a venue, give the guests an ample amount of time to raid their closets. Ensure that everyone will bring clothing articles or accessories of good condition. Encourage each bridesmaid to share a story behind each item before starting the swap. Stories and negotiations will get better over a few drinks.

Image Credits: pixabay.com

Not only will you free up some space in your closet, but you will be able to pass your stylish item to a friend that has been eyeing it for ages!

EXPLORE THE GREAT OUTDOORS

For adventurous brides who choose to navigate their lives on the active lane, you may explore the country’s great outdoors! A weekend spent trekking, camping, and cycling is equally frugal and fantastic. Isn’t it amazing to let your hair down and not worry about how you will look for a few days?

Image Credits: nparks.gov.sg

Enjoy dressing down and connecting with Mother Nature by visiting the Southern Ridges and the East Coast Park. The former is one of Singapore’s best walking trails, which covers Mt. Faber, Kent Ridge, Hort, and Telok Blangah Hill parks. It spans through 10 kilometers of lush forest and canopy walkways. While, the latter is the perfect place to have a picnic with friends. Do not forget to bring water, sunscreen, and a hat. See the website of National Parks for more details.

TAKE THE TRADITIONAL ROUTE

One of the things that I look forward to experience as a child was having my friends over at my house. Relive your treasured youthful memories by having an adult sleepover. Suitable for a small group of people, having a sleepover entails an intimate hen party experience. What’s more? You will be able to have proper chats while drinking your favorite booze.

Once your venue is set (e.g., the bride’s flat), encourage everyone to bring their share of treats and drinks. Have a supply of indoor games ready as well. Do not forget the classic Twister, Scrabble, and Truth or Dare. You may also put a twist to these classic games by putting the groom’s face all over the cards or other cheeky hints. Have your Netflix account ready as well!

Image Credits: pixabay.com

Lastly, you may hire a person that offers home nail services. Cindy of Tenth Nail provides nail services at your own convenience. Her rates start at S$25 exclusive of the transportation and parking fees. Please book (by calling +65 9004 4605) at least three days in advance to secure her for your hen party.

Sources: 1 & 2

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Free Mobile Games To Spice Up Your Life

Entertainment does not have to come with an excessive price tag! You see, there are hundreds or even thousands of mobile games available for Android and iOS. A lot of these games are available for absolutely nothing.

Whether a game is ad-supported or fueled on a “freemium” model (i.e., offering the basic services for free and the advanced features at a premium), the following games will surely make your commute less boring. What are you waiting for? Spice up your life with these free apps:

FOR THE ADRENALINE JUNKIE

Need a dose of speed in your life? Look no further as you download Gameloft’s Asphalt series. People who enjoy racing games will be impressed by the Asphalt 8 and 9. Asphalt 8: Airborne was released in 2013 and Asphalt 9: Legends was released this year. These two installations involve dramatic chases and slow-motion collisions. The former involves cars that can perform outrageous aerial stunts in realistic tracks. While, the latter travels around the world to answer why you are legendary.

Personally speaking, I prefer Asphalt 8 as you can play with it offline. Both Android and iOS users can download these games for free!

FOR THE STRANGER THINGS ADDICT

Whether you are an avid fan of Netflix’s Stranger Things or not, you will enjoy the nostalgic vibe that the Stranger Things mobile game radiate. The game starts inside the Hawkins Lab whereby Chief Hopper sets out to find the missing children. Each character has a specific set of skills, which he or she can use to unlock a certain chapter of the game. Controls are simple as you can just tap to walk or interact (e.g., punch). When you are tired with tapping, you can drag your finger across the screen to move your character. You need to figure out how to defeat each enemy without dying!

It its essence, you are diving into an adventure game involving combat and puzzle solving. Best of all? It is completely free! It exists without ads and in-app purchases.

FOR THE MAKEOVER ENTHUSIAST

I, for one, can spend countless commuting time on home design games. I love building things from the ground up. Finding a game that puts a twist on interior design such as incorporating puzzles will impress me to the core! Fortunately, a friend of mine recommended that I download the “Matchington Mansion”. It is a no-cost puzzle game released by Firecraft Studios for both Android and iOS platforms.

The story starts with receiving a life-changing news. The player will inherit a massive mansion! The catch is, it is outdated and neglected. You are now on a mission to use your creativity and wits to decorate the house. Complete a series of puzzles to accomplish each task (e.g., revamping your bed). You may also visit your neighbors to unlock furniture and wall decoration options that are not readily available to you.

FOR THE ONE WHO LOVES MMORPG

MMORPG is short for Massively Multiplayer Online Role-playing Game. It combines role-playing video games with an option to interact with a vast number of players within a virtual world. Majority of the popular MMORPGs focus on traditional fantasy themes, often comparable to the in-game universe of Dungeons & Dragons. Some examples of globally popular MMORPGs include World of Warcraft, Star Wars: The Old Republic, and Ragnarok. For the sake of this list, I am going to put a spotlight on the latter.

Ragnarok is back! It is mobile form, Ragnarok continues the adventure that you left behind 15 years ago. Southeast Asian fans can play the Ragnarok Mobile: Eternal Love game on Android or iOS devices for free.

The game is a faithful recreation of the original online game with most of its contents remaining intact such as the character’s jobs, costumes, and guild PvP. Players can access a wide varity of job classes including the brand new Blacksmith class. Furthermore, you may fight against other players in guild PvP to take advantage of the game’s real-time combat feature.

Please note that its attractive 3D world is relatively new. Launching last month, there is still a long way to improve!

Sources: 1 & 2

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Tips To Maximise Your Savings At Giant

Giant often comes across as the supermarket that provides the best value for money in Singapore. With daily promotions, exclusive giveaways for its members and the highest discount for Seniors Citizens, Giant’s customers undoubtedly get the best bang for their buck. We are letting you in on the best tips to maximise your savings when shopping at Singapore’s best value supermarket!

The first order of business is to join the Giant Super Savers Club (GSSC) for free and receive instant rewards! Members gain first-hand access to promotion news before everyone else does! Enjoy member exclusive discounts on selected items and earn points in exchange for exciting deals! Do you know that members previously received a free pair of movie tickets just by spending $52 in a single receipt? How awesome was that!

Be rewarded for bringing a senior citizen in your household out for grocery shopping. Every Tuesday, Singapore Citizens or Permanent Residents aged above 60 years enjoy 3% off their purchases storewide! Giant offers the BEST Senior Citizen deal in town because there is no limit on the total amount of purchase. Another incredible tip is that Seniors can double down on their savings by earning TapForMore points when they tap their Passion Cards.

Do you know that you can try standout products at amazing prices in Giant? Look out for items marked “Top Picks” as these have been specially selected by Giant for customers to enjoy high-quality premium products. Go ahead and try because there is a 7-day money-back-guarantee if customers are not satisfied with the product!

Don’t forget to check out Giant’s Dare To Compare since it guarantees the best prices for shoppers. For these products, feel assured that you will ALWAYS be paying the lowest possible price at Giant! That is because Giant will double the difference if it fails to deliver on this promise.

Even if you are buying promotion items, do not assume that you cannot earn bonus points! Simply tap your Passion Cards to earn 1 TapforMore point for every $1 spent at Giant. Since 150 TapForMore Points = $1 off, getting doubly rewarded means even more savings for Giant’s customers.

The final measure to maximise your savings would be to pay with the UOB Delight Card to earn up to 8% cash rebate. UOB Delight Card holders enjoy a further 10% discount for over 4000 products under Giant Housebrand & Giant Top Picks. They also receive complimentary home delivery with a minimum of $150 spend at Giant Hypermarkets. In this way, you can save the transport cost (more savings!) and never have to worry about carrying these heavy groceries home. A must-have credit card if you are tasked with getting the groceries from Giant in your household!

Promotional deals are updated on Giant’s website at 2359hrs daily. Always be sure to take advantage of the crazy promotions rolled out by Giant. Don’t say bojio.

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