Get a free Apple share worth around S$200 from now till 30 Sep 21

Get rewards of up to S$288 in value! Sounds too good to be true? Read on. 

Moomoo by moomoo Inc. is a stock trading platform that has launched in Singapore in March 2021 and have been offering attractive sign-up offers to expand their customer base. moomoo Inc. the company behind the trading app is a subsidiary of Futu Holdings Limited, a company listed in NASDAQ (NASDAQ:FUTU) and backed by Tencent.

In Singapore, investment products available through the moomoo App are offered by to Futu Singapore Pte. Ltd. (“Futu SG”), a wholly-owned subsidiary of Futu Holdings Limited. Futu SG is a broker-dealer and custodian licensed by the Monetary Authority of Singapore, (License No. CMS101000).

From now till 30 September, they are giving away a free Apple Share to new customers who sign up during this period. As of 17 Sep, the share is worth 147.47 USD or around S$200 in value.

In addition, they are also giving you a S$88 cash coupon can be exchanged for cash in the moomoo app.

That is a total of S$288 in value we are talking about – and they are free once you complete the requirements.

Here’s how to redeem your free share

  1. Sign up for an account here and deposit a minimum of S$2,700, US$2,000 or HK$16,000 within 30 days of account approval. You will need to download the moomoo Trading App.
  2. Trade 5 times on any market and any product.

The free Apple share (AAPL) will be allocated to you automatically once you completed Step 2.

Tip: According to some users, you can easily complete Step 2 by buying and selling a non-volatile stock in the US market. That would make 2 trades. Do it 3 times to complete Step 2. Why US? Because you can buy a single share which sometimes cost you less than $10.

Other benefits of trading on the moomoo app

Investors can enjoy commission-free trades for 6 months plus free access to Market Data for US and SG stock exchanges. T&Cs apply.

If you are planning to start trading in stocks, this is a good start because you can enjoy unlimited commission-free trades in the US, HK & SG markets.

In addition, you also get free real-time quotes and market data for US, SG and China A share markets.


* T&Cs apply. Subject to price fluctuation. 

Money Digest receives monetary and other forms of compensation from Affiliates for various advertising, sponsorships (such as sponsored posts or sponsored stories within our editorial content), insertion orders, commercial messaging, and other promotional campaigns that we feature on our website.

 

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6 BABY ESSENTIALS SAVVY MOMS SHOULD BUY IN BULK AT GIANT & COLD STORAGE ONLINE STORES

There are several reasons why buying baby essentials in bulk is a genius idea. For starters, baby supplies are expensive and buying in larger quantities often saves cash. Secondly, running out of baby supplies can be uncomfortable for your little bub. You do not want to run out of formula milk at the wee hours of the night!

During the current pandemic, purchasing your baby essentials online is the way to go. There is no need to brave the crowds or carry the bulky cartons home. Fortunately for you, you can enjoy massive savings from September 16 to 22, 2021 by shopping at Giant and Cold Storage online stores. Save up to 70% with their online exclusive carton deals. Brands on promotion include Similac, Pampers, Mamypoko, and more of your favorites.

If you need to purchase these essentials urgently, delivery can be arranged as early as the next day. What’s more? You can save more money with the free delivery when you purchase above S$59. Less time shopping in-store means you can devote more time at home with your beloved one! 

What are you waiting for? Check out some of the featured products below.

STOCK UP ON DIAPERS

Did you know that babies go through a whopping 3,000 diapers a year? Buying in small packs can cost you a lot. Once get a grasp of your baby’s diaper needs, you can go ahead and buy in bulk.

BOSOMI WONDER PANTS BOY/GIRL 4 X XL26
70% OFF – $25.80 PER CARTON (U.P. $85.60)

Available at Cold Storage and Giant

With 100% cotton materials and its upgraded absorption power, Bosomi Wonder Pants protects your baby’s skin while blocking leaks.

PAMPERS BABY DRY TAPES 4 X M64
43% OFF – $54.70 PER CARTON (U.P. $96)

Available at Cold Storage and Giant

Pampers Baby Dry Tapes has three extra absorption channels to lock away and distribute wetness for a better sleep. Best of all? You can get a free Star Wars Bottle worth S$14.90.

MAMYPOKO AIRFIT PANTS 4 X XL38
30% OFF – $72 PER CARTON (U.P. $103.80)

MAMYPOKO EXTRA DRY PANTS 4 X L38
30% OFF – $54 PER CARTON (U.P. $77.60)

Available at Cold Storage and Giant

MamyPoko is the leading diaper brand in Japan. Both diapers have soft and stretchy material to fit around the waist and prevent leakages when your baby moves.

STOCK UP ON MILK

Newborns start off with three ounces of formula milk every three hours. This bumps up to about eight ounces for each of the six daily feedings by the time your baby is 6 months old. Buy affordable formula milk by purchasing in bulk.

FRISO GOLD 2’-FL GROWING UP MILK STAGE 3 6 X 900G
S$18 OFF – $252 PER CARTON (U.P. $270)

Available at Cold Storage and Giant

This is the natural choice for tiny tummies. Made from high-quality NOVAS Signature Milk sourced directly from their own farms in the Netherlands, it has a distinct characteristic of small molecules with soft structure. In combination with Friso’s LockNutri™ Technology that locks in milk protein structure in its natural form, it is easy for your child to digest. Natural taste, more goodness: Now upgraded with 2′-FL, no added sucrose and flavor. This growing up milk is specially formulated with nutrients essential for your child’s development, such as prebiotic, probiotics, DHA, nucleotides, Vitamin D and Selenium.

Redeem a Fire Engine ride (worth $250) with every carton purchase of Friso Gold 2’FL.  

ENFAGROW PRO A+ 2’-FL GROWING UP MILK STAGE 3 6 X 900G
S$30 OFF – $258 PER CARTON (U.P. $288)

Available at Cold Storage and Giant

SIMILAC GAIN 2’FL GROWING UP MILK STAGE 3 6X850G
$30 OFF – $240 PER CARTON (U.P. $270)

Available at Cold Storage and Giant

This is specially formulated with a unique blend of MFGM (Milk Fat Globule Membrane) and 2′-FL that works with 360° DHA Plus that nourishes your child’s mind and body. Plus, you can get a free Philips Hand Blender (worth $129) with every Enfagrow Pro A+ carton purchased!

This has the added IMMUNIFY® ingredients that support normal immunity function. Its EyeQ Plus nutrition system is improved with Natural Vitamin E, Lutein, and DHA that supports brain and eye development. Get the best for your little one!

All these baby essentials are available at discounted prices from September 16 to 22, 2021 at Giant and Cold Storage online stores.

Enjoy baby essentials at low prices and receive free gifts, vouchers, and more! Shop now!

Click here to visit the wide deals selection at Cold Storage or here to experience great savings at Giant.

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4 Significant Improvements In The iPhone 13 Series

For the Apple enthusiasts, the long wait is over! Apple announced the new iPhone models in its annual conference, which is ahead of the holiday shopping season. This year’s virtual conference included the iPhone 13, iPhone 13 mini, and two Pro models with premium features that you will not find in the regular iPhone 13.

The iPhone 13 will retail from S$1,299 and the iPhone 13 Pro starts from S$1,649. As always, the Pro models are more expensive. These phones will be available in Singapore from September 24.

1. LONGER BATTERY LIFE

In a 2019 poll by SurveyMonkey, 76% of iPhone owners said longer battery life would get them excited about a phone upgrade. Let us see how that pans out because the iPhone 13 series comes with major batter life improvements.

The longer battery life is made possible by A15 Bionic, larger battery, more efficient components, and power optimizations from a deep integration of both hardware and software. In fact, iPhone 13 offers up to two and a half more hours in a day than iPhone 12. iPhone 13 mini, on the other hand, provides up to an hour and a half more power in a day than the iPhone 12 mini.

2. ELEVATED PRO LINEUP

Mr. Greg Joswiak, Apple’s Senior Vice President of Worldwide Marketing, said:

“iPhone 13 Pro and iPhone 13 Pro Max make up our most Pro iPhone lineup ever with the biggest advancement for our camera system, the best battery life ever in an iPhone, and the fastest performance of any smartphone. (It is) setting a new standard for iPhone and enabling incredible experiences never before possible…”

The new Pro models were redesigned inside and out. Both models introduce an all-new Super Retina XDR display with ProMotion featuring an adaptive refresh rate up to 120Hz. Your touch experience will be faster and more responsive. What’s more? The Pro camera systems has the new Ultra-Wide, Wide, and Telephoto cameras to help you capture stunning photos and video. All these are powered by the A15 Bionic.

3. IMPRESSIVE CINEMATIC MODE

Apple followed an extensive study of cinematography to create the Cinematic mode for its newly introduced iPhone series. You will be able to capture cinema-style moments without the training of a professional filmmaker. The focus can be changed during and after capturing pictures for creative control. Users can also adjust the level of bokeh in the Photos app and iMovie for iOS.

Cinematic mode records in Dolby Vision HDR and is enabled by A15 Bionic.

4. DIFFERENT CAMERA ARRAY

The iPhone 13 and iPhone 13 mini represent a leap in camera design with its advancements in hardware and computational photography to deliver stunning photos and videos. The camera array is arranged in a diagonal manner. You would be happy to know that the new Wide camera comes with the biggest sensor in the history of iPhone’s dual-camera system. Moreover, its camera system can gather 47% more light for less noise and brighter results!

We officially welcome you to the iPhone 13 series! Do you consider their longer battery life and cinematic camera mode as minor or major improvements? Write your thoughts on the comment section below.

Sources: 1 & 2

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4 Common Financial Problems In Long-Term Partnerships

Arguments about finances hamper many marriages and professional partnerships. It is no wonder that financial problems are the leading cause of divorce.

A committed couple who suffers from serious monetary problems typically face loads of stress and tension, which often translates to heated quarrels. Prevent a fueled fight by fully disclosing your financial circumstance to your partner. From time to time, check if your financial goals are still in sync.

#1: STUCK IN DEBT

From school loans to gambling addiction, many people come to the altar bearing their financial baggage. If a partner has an outstanding pile of debt and the other does not, this situation can ignite a conflict.

In such situations, people often take solace in knowing that debts are not carried over through the marriage. However, it is understandable to share the responsibilities over childcare and housing debts.

Acknowledging what you are getting yourself into can help you employ various strategies to pay off debt. Both partners must be non-judgmental and honest when discussing about their financial habits and debts. Use several tools and strategies soon after. Seek professional help when necessary.

#2: DIFFERENCES IN MONEY PERSONALITIES

Tension brought by money can be due to the opposing personalities and beliefs of two people. Personality towards money plays an important role in a couple’s marital bliss or lack thereof.

Imagine living in a home with a hoarder when you are a spender yourself. Or, living with someone who is risk-avoidant while you are a risk-taker. These opposing personalities can be mediated by empathy and compassion. Walk in the other person’s shoes to understand where he or she is coming from. Paying attention to your partner’s financial habits before and during matrimony can be beneficial too. Discuss about your financial views and habits to reach a level of understanding.

#3: LEVELS OF COMMITMENT

Whether the spotlight is on a romantic or a professional partnership, the commitment levels of each individual can be an issue. You need to clearly discuss what each partner is looking for. Let us take a business partnership as an example. Partner A wants to keep his full-time job and invest some funds to the business, while Partner B wants to fully dedicate his time and resources towards the business. Can you see the gap between these two?

When it comes to romantic relationships, two people may not be on the same page when it comes to commitment. Partner A wants to start a family, while Partner B is not yet ready. It is important to discuss the commitment levels before it is too late.

#4: DIFFERENCES IN FINANCIAL CONTRIBUTIONS

The nature of partnership is a struggle that many partnerships face. After all, not every partnership is split 50/50. The differences in financial contributions can yield many questions such as how the profits will be divided (i.e., professional partnership) or how clear these financial responsibilities are (i.e., romantic partnership).

These questions must be addressed at the end of the courting period. Thus, both parties will aim to eliminate lingering tensions as they move forward.

Sources: 1 & 2

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iPhone 13 and iPhone 13 Pro will be available for pre-order in S’pore this Friday, 17 Sep 21

iPhone 13 and iPhone 13 mini

Apple today introduced iPhone 13 and iPhone 13 mini, the next generation of the world’s best smartphone, featuring a beautiful design with sleek flat edges in five gorgeous new colours. Both models feature major innovations, including the most advanced dual-camera system ever on iPhone — with a new Wide camera with bigger pixels and sensor-shift optical image stabilisation (OIS) offering improvements in low light photos and videos, a new way to personalise the camera with Photographic Styles, and Cinematic mode, which brings a new dimension to video storytelling. iPhone 13 and iPhone 13 mini also boast super-fast performance and power efficiency with A15 Bionic, longer battery life, a brighter Super Retina XDR display that brings content to life, incredible durability with the Ceramic Shield front cover, double the entry-level storage at 128GB, an industry-leading IP68 rating for water resistance, and an advanced 5G experience.

iPhone 13 and iPhone 13 mini will be available in pink, blue, midnight, starlight, and (PRODUCT)RED1 with pre-orders beginning Friday, September 17, and availability beginning Friday, September 24.

iPhone 13 Pro and iPhone 13 Pro Max

Apple today introduced iPhone 13 Pro and iPhone 13 Pro Max, pushing the boundaries of what’s possible in a smartphone. Redesigned inside and out, both models introduce an all-new Super Retina XDR display with ProMotion featuring an adaptive refresh rate up to 120Hz, making the touch experience faster and more responsive. The pro camera system gets its biggest advancement ever with new Ultra Wide, Wide, and Telephoto cameras, that capture stunning photos and video, powered by the unmatched performance of A15 Bionic, more powerful than the leading competition. These technologies enable impressive new photo capabilities never before possible on iPhone, like macro photography on the new Ultra Wide camera and up to 2.2x improved low-light performance on the new Wide camera. New computational photography features like Photographic Styles personalise the look of images in the Camera app, and both models now include Night mode on all cameras. Video takes a huge leap forward with Cinematic mode for beautiful depth-of-field transitions, macro video, Time-lapse and Slo-mo, and even better low-light performance. Both models also offer end-to-end pro workflows in Dolby Vision, and for the first time, ProRes, only available on iPhone. iPhone 13 Pro and iPhone 13 Pro Max also include 5G with more bands for better coverage, big improvements to battery life for the best battery life ever on iPhone with iPhone 13 Pro Max, new storage capacity of 1TB, and the Ceramic Shield front cover, tougher than any smartphone glass.

iPhone 13 Pro and iPhone 13 Pro Max will be available in four stunning finishes, including graphite, gold, silver, and the all-new sierra blue. Pre-orders begin Friday, September 17, with availability beginning Friday, September 24.

COMPARISON & PRICING

iPhone 13 Comparison

 

 

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