MoneyDigest - Personal Finance, Lifestyle, Money Saving Tips

6 makeup removers from $12 to help you remove makeup thoroughly at the end of the day

At the end of a long day, there’s something incredibly satisfying about removing your makeup and letting your skin breathe.

But finding the right makeup remover that effectively cleanses stubborn waterproof mascara or layers of foundation can be tough.

And that’s where this list of makeup removers from $12 comes in handy to help you remove makeup thoroughly.

Have a look and cart out what you think would work for you!

Sephora Collection Express Waterproof Makeup Remover

Price: $12

After a full day of makeup, raccoon eyes are the last look you want.

That’s where this waterproof makeup remover comes in with its soothing formula that makes light work of even the most stubborn waterproof mascara and eyeliner without greasy residue.

Infused with cornflower extract, it protects your delicate eye area, calming and hydrating with each swipe.

Caudalie Vinoclean Makeup Removing Cleansing Oil

Price: $21

This botanical cleansing oil deploys a 100% plant-powered formula to dissolve every last trace of makeup.

As it whisks away cosmetics, it simultaneously coats your skin with antioxidant-rich plant oils, leaving you with a healthier glow.

And thanks to castor oil, you will notice lusher lashes in the long term, too.

Dear Dahlia Skin Conditioning Lip & Eye Remover

Price: $22

Dear Dahlia Lip & Eye Remover is a lightweight, oil-in-water blend that melts away makeup without any tugging or greasy residue.

Infused with shea butter, sweet almond oil, and olive oil, it pampers eye areas while breaking down long-wearing pigments.

The pH-balanced, non-irritating formula soothes sensitive skin as it clears away impurities.

Vegan, cruelty-free, and very hardworking.

Clinique Take The Day Off Cleansing Balm

Price: $25

A cult favorite among makeup wearers, this balm transforms from solid to oil to milk as you massage it onto skin, dissolving even your most stubborn mascara and sunscreen.

Plus, it’s lightweight and infused with hydrating safflower seed oil and vitamin E to leave skin feeling nourished.

Bobbi Brown Soothing Cleansing Oil

Price: $26

This cleansing oil slips onto skin and removes makeup thoroughly (we’re looking at you, long-wearing lipstick).

Simply massage it in, add a few drops of water, and watch as it transforms into a silky film that rinses away impurities.

Made with a botanical blend of olive, lavender, jasmine, and jojoba oils, each drop conditions.

Get a fresh canvas primed for the rest of your night routine.

Shu Uemura Ultime8∞ Sublime Beauty Cleansing Oil

Price: $35

Say sayonara to chalky makeup removers and konnichiwa to this cleansing oil that embraces your face in a cashmere-like veil of hydration.

At its heart lies precious tsubaki oil—the liquid gold of Japanese beauty rituals.

Obtained from hand-picked seeds on the island of Toshima, this cleansing oil wipes away makeup while protecting your skin.

It also contains ginseng, each pump a worthy part of your cleansing ritual.

3 days left to ‘Discover a Taste of New Zealand’ with discounted items flown in straight from the island country

With just 3 days remaining, the countdown is on to Cold Storage’s ‘Discover a Taste of New Zealand’.

This limited-time fair brings the flavors of New Zealand to you, with a range of discounted items flown in just for the occasion.

Here are some NZ picks we have for you.

Picky Orange & Apple Juice 800ml

Promo Price: $5.95

Who says you can’t compare apples to oranges?

This bottle begs to differ.

Bringing together the citrus sweetness of oranges and the crispness of New Zealand apples, Picky’s Orange & Apple Juice unites two fruits in sweet harmony.

With no preservatives, concentrates, or guesswork, just the simple, natural flavors of 100% fruit juice, a sip reveals the sun-kissed sweetness of oranges mingling with the mouth-watering tartness of apples.

Also available in other flavors such as apple, apple & pear, apple & blueberry, and in tropical smoothie form.

Little Island Ice Cream Banoffee 450ml

Promo Price: $8.50

Escape to a little NZ island with this banoffee ice cream.

It contains a banana base swirled with ribbons of rich caramel and chunks of chocolate cookie scattered throughout, adding a crunch to every spoonful.

It is also entirely dairy-free, soy-free, gluten-free, and vegan.

Also available in other flavors such as mint choc chip, triple choc raspberry, and mango passion.

Sealord Hoki Fillets Classic Crumb 6x480g

Promo Price: $13.95

Reel in the rich flavors of the sea with these wild-caught New Zealand Hoki filets from Sealord.

These flaky white fish filets are coated in a crispy breadcrumb blend, creating tender and crunchy textures in each bite.

Also available in other flavors such as tempura batter, dory classic crumb, and more.

Donovans Rocky Road Clusters 150g

Promo Price: $6.70

When your chocolate craving simply won’t be denied, indulge in Donovans Rocky Road Clusters.

This sinful treat blends rich 60% dark chocolate with soft marshmallow pieces, chewy berry bites, and crunchy peanuts for a multi-sensory flavor and texture celebration.

Also available in other flavors such as strawberry pavlova and toasted coconut.

Ceres Organics Pea Chip Cheddar Cheese 100g

Promo Price: $3.40

Pea-culiar as it sounds, the secret to these addictively crunchy chips lies in humble peas.

Ceres Organics starts with organically grown peas, gently popping them into light, crispy bites before showering them in a savory cheddar seasoning.

It’s a plant-based snacking masterPEAS that’s as yummy as it is wholesome.

Also available in other flavors such as salt & vinegar and salt & pepper.

Mother Earth Oaty Slice Apricot Chocolate 240g

Promo Price: $5.50

Chocolate cravings got you down?

Don’t reach for those sugary candy bars.

Instead, indulge in Mother Earth’s luscious Oaty Slice Apricot Chocolate bar.

Baked with the goodness of oats and packed with chopped dried apricots and chunks of rich dark chocolate, it’s a fiber-filled treat that’s vegetarian-friendly and ideal for snacking.

Also available in other flavors such as blueberry, chocolate chip, and raspberry & white chocolate.

Click through this link to ‘Discover a Taste of New Zealand’ till 23 April 2025!

6 best-rated accommodations in Boracay, Philippines to book a stay in 2025

The sound of gentle waves lapping against the shore, turquoise waters, and white sands await you at Boracay, Philippines, a destination that should be topping travel bucket lists for 2025.

And if you’re planning a trip there, here’s a list of the best-rated accommodations in Boracay for your consideration.

Thank us later!

COAST Boracay

Agoda Rating: 9.6 (2.7K+ reviews)

Paradise awaits at COAST Boracay, a beachfront gem that places you steps from the White Beach stretch and a short 4.8 km from Godofredo P. Ramos Airport.

Ease into vacation mode by the outdoor pool or make yourself at home in quarters tailored to your needs—from lofts to suites and deluxe/premier rooms.

And with an exceptional 9.6 rating, this one sits right at the top of our list.

Mandarin Nest Boracay

Agoda Rating: 9.4 (2.2K+ reviews)

Your all-in-one Boracay basecamp has arrived at Mandarin Nest Boracay, putting you right in the thick of White Beach action, as central as it can get.

A quick 610-meter walk leads you to Bulabog Beach if you need a change of space.

Accommodations range from deluxe rooms to premier ones, some treating you to sea views.

And with Godofredo P. Ramos Airport 5 km away, you’re just a short ride from settling in.

Feliz Hotel Boracay

Agoda Rating: 9.3 (4.8K+ reviews)

Tucked just steps from the shores of White Beach, the Feliz Hotel Boracay is situated behind Mandarin Nest Boracay (our previous listing).

This boutique hotel has deluxe, premier, and suite accommodations, with double room options (with two queen beds), great for groups.

Refuel at the hotel’s indoor and sheltered al fresco dining option before taking a dip in the pool overlooking the ocean.

Shangri-La Boracay

Agoda Rating: 9.3 (1.7K+ reviews)

You deserve a beach break that lives up to its name, and we think that would be at Shangri-La Boracay, just steps from Punta Bunga’s sands.

This 5-star luxury escape is just 8.7 km from Godofredo P. Ramos Airport, so you can change your shoes for flip-flops in no time.

An array of premier rooms, suites, and treehouse villas is available for booking.

The Lind Boracay

Agoda Rating: 9.2 (3.1K+ reviews)

Only an hour’s drive from the airport, The Lind Boracay invites you to wake up to views of Willy’s Rock and Diniwid Beach within 500 meters away.

We like how the floor-to-ceiling glass doors drench every room in sunshine, whether you opt for a studio or a garden pool suite.

The resort also has an infinity pool for you to gaze out over the horizon.

Mandarin Bay Resort & Spa

Agoda Rating: 9.1 (3.1K+ reviews)

Escape to paradise at the pretty brand-new Mandarin Bay Resort & Spa, recently constructed in 2023.

This top-rated resort was awarded a Traveler’s Choice for 2024 by Agoda reviewers with a location that puts you just 4.6 km from Godofredo P. Ramos Airport and 170 m away from White Beach.

Rooms range from deluxe accommodations to premier suites, so you’re sure to find your ideal retreat.

After a day of exploring or just lounging seaside, cool off in the expansive resort pool.

6 Smart Ways to Slash Your Electricity Costs in Singapore

Electricity prices aren’t exactly friendly to your wallet these days. If you’re still on the standard SP Group plan, you’re paying 30.65 cents per kilowatt-hour, inclusive of GST. For a 3-room HDB flat, that adds up to about S$81.22 a month, and for larger homes, it can be even higher.

But cutting back on your electricity bill doesn’t have to mean cutting back on comfort. With just a few thoughtful changes to your habits and home setup, you can start saving significantly every month.

#1: OPT FOR LED BULBS

When it comes to easy energy savings, lighting is a great place to begin. LED bulbs consume far less electricity than traditional incandescent or CFL bulbs while delivering the same brightness.

They also last much longer, which means fewer trips to the store and less money spent on replacements. It’s a simple switch that brings long-term payoff.

#2: GET CASHBACK WHEN YOU PAY THE BILL

Paying your electricity bill can actually earn you money if you use the right credit card. Some cashback credit cards offer rebates on utility payments, provided you meet a minimum monthly spend.

Popular options like the UOB One Card, OCBC 365, or Maybank Family & Friends Card can give you up to 6 percent cashback. If you’re already paying the bill, why not get rewarded for it?

#3: CHOOSE ENERGY SAVING APPLIANCES

Not all appliances are created equal. Major energy consumers in the home include air-conditioners, refrigerators and water heaters. The next time you’re shopping for a replacement, look out for appliances with more ticks on the NEA energy label.

Image Credits: nea.gov.sg

The more ticks, the more efficient the appliance. For example, a five-tick air-conditioner can save you up to S$260 per year compared to a two-tick model. While the upfront cost might be a bit higher, the long-term savings often outweigh it.

#4: ADOPT SMARTER HABITS

Small actions can lead to big savings. Start by switching off electronics completely at the socket when not in use. Devices like smart TVs, laptops and routers continue to draw power even in standby mode. Turning them off properly could save you about S$25 a year.

On top of that, try to limit the use of your electric water heater on hot days. These small adjustments quickly add up.

#5: SWITCH OFF YOUR STORAGE WATER HEATER

Leaving your storage water heater switched on around the clock consumes unnecessary electricity. By simply turning it off after use, you could save up to S$124 per year. It’s a small habit shift with a big payoff.

#6: USE YOUR AIR-CONDITIONER WISELY

Air-conditioning is a lifesaver in Singapore’s heat, but it can also be a major electricity hog. Set your unit to 25 degrees Celsius, which strikes a good balance between comfort and energy efficiency.

Image Credits: unsplash.com

Use fans to circulate cool air more effectively and open windows during the cooler parts of the day for natural ventilation. Most air-conditioners have a timer function too, so you can set them to turn off after a few hours rather than running all night.

IN A NUTSHELL

Saving on your electricity bill doesn’t require a complete lifestyle overhaul. The key is to start small and stay consistent. Over time, those small changes will lead to bigger savings.

Sources: 1,2,3,4,5,& 6

5 eye creams $55 & under to buy & apply to the windows of your soul before it’s too late

The eyes are often hailed as the windows to the soul and as delicate as they are expressive, the skin around your eyes deserves a little extra TLC to keep those telltale signs of aging at bay.

So why not consider these top-performing eye creams $55 and under, to help you protect your most expressive feature before it’s too late?

The Inkey List Caffeine Under-Eye Cream

Price: $18

Greet tired eyes with this undereye cream powered by caffeine that acts as a diuretic to reduce undereye puffiness.

This lightweight hydrator also employs a peptide complex to minimize the appearance of fine lines and wrinkles.

Meanwhile, a silky-smooth texture blurs imperfections to create a nice canvas for your makeup application.

Plus, the fatigue-fighting Albizia extract revives even the most sleep-deprived peepers, reducing signs of undereye strain for a brighter, alert look.

Sephora Collection Lift & Firm Smoothing & Firming Eye Cream

Price: $28

Wipe those signs of aging from your eyes with this smoothing eye cream.

Peptides and hyaluronic acid work in tandem to diminish fine lines, wrinkles, and under-eye discoloration—three major giveaways of collagen loss.

The rich yet fast-absorbing formula replenishes moisture reserves and revitalizes the eye area with firming actives.

With diligent morning and evening application, you will look tighter and more wide awake.

Sephora Collection Brightening Eye Cream

Price: $28

The signs of fatigue can take a major toll on your fresh-faced glow.

That’s where this Sephora Collection eye cream steps in brimming with a 96% natural blend of skin-nourishing botanicals.

Hyaluronic acid from wheat quenches parched under-eye zones, while caffeine’s kick works to depuff and brighten.

Dr.Jart+ Ceramidin™ Eye Cream

Price: $49

Waking up to dryness, puffiness, and fine lines around your eyes?

The struggle ends here with Dr.Jart+ Ceramidin Eye Cream.

This opthalmologist-tested formula tackles multiple eye concerns at once—from relieving dehydration to diminishing the look of those under-eye lines and bags.

Packed with barrier-fortifying ceramides and moisture-locking Panthenol, it strengthens eye-area skin to help seal in hydration.

A concentrated Cocoa Seed Extract blend further smoothes the appearance of fine, dry creases.

Despite its buttery texture that melts right in, the cream leaves zero greasy residue behind.

Philosophy Dose Of Wisdom Dark Circle Brightening Eye Cream

Price: $55

Your eyes could use a nap…

Or maybe just this Philosophy eye cream.

Dose of Wisdom tackles dark circles with a patented, oxygen-boosting technology that revives tired-looking under-eye areas.

Its vitamin C-enriched formula banishes shadows while boosting collagen production.

Hyaluronic acid provides hydration, smoothing fine lines and depuffing.

And thanks to extracts like horse chestnut and rosemary, this cream pampers even folks with sensitive eyes.