Money, an essential aspect of our lives, goes beyond its tangible form. It holds a deep connection with our emotions, influencing our financial decisions and shaping our financial well-being. In fact, a study performed by Nobel Prize-winning psychologist Daniel Kahneman found that we make financial decisions based 90% on emotion and only 10% on logic. Financial therapist and wealth counselor Marilyn Wechter further illustrates this through philanthropy. “Philanthropy isn’t just a strategy to reduce your tax liability, but a wonderful
How to Save Money to Grow Your KPop Merch Collection
Fangirls and fanboys show their love for their idols in different ways. While some fans show their loyalty by attending every concert, others show their appreciation by purchasing KPop merchandise. Buying albums is one of the best ways to support their idols as it will help the singers or bands to hit top spots in the physical and digital music charts. To help you get started in buying and saving for KPop merchandise (merch), here is an easy guide: CHOOSE
Grocery Shopping Mistakes That Might Be Keeping You Poor
Championing your grocery runs takes experience and skill. As a young adult, you may encounter challenges and make shopping mistakes along the way. As you become more experienced, you will be able to pick the right items while trying to save money. From buying only name-brand products to buying fruits that are out of season, here are some supermarket mistakes that are slimming your wallet. #1: YOU ONLY GET NAME-BRAND PRODUCTS Say you enter the halls of the grocery and
How to Create a Strong Christmas Budget
Do you want to scale back on Christmas spending this 2022? Money might be tight this year or you just want to save more. Here is how you can enjoy the holiday season on a budget! Discover our top ways to save money with these money-saving ideas. #1: CREATE A CHRISTMAS BUDGET A Christmas budget will help dictate your spending habits. Start by listing your monthly income. All money your household brings in each month is income. This will include
How to Save Money when Shopping for Luxury Bags
Shopping for the perfect Christmas gift can be a stressful affair! You have a ton of things to do, and between all the planning for the family gatherings, there is hardly enough brain capacity left to be thinking of what to put under the tree. In addition, you do not want to spend a fortune on an unpleasant handbag. Handbag lover or not, it’s something most of us use on a daily basis. The right handbag will surely be put