4 Saving Tweaks You Must Do To Boost Positive Financial Changes

1. CHANGE YOUR PERSONAL SAVING PATTERNS

Before anything else, reevaluate your saving objectives. Ask yourself why you want to save and what are your priorities. This is to ensure that you know which path to take to reach your financial goals.

Then, review your income and expenses and create an allocation plan. Move the excess funds you uncover to your bank account (preferably with the highest interest rate) to help facilitate discipline against impulsive spending.

2. SAVE ON YOUR VACATION

Follow the airline’s social media page to get updates of promos, free upgrades, and discounted fares. This will help you save money by getting the best airfare deal. You may also use your frequent flyer miles to save for your next vacation.

Another neat trick is to offer to purchase for others using your frequent flyer miles credit card and reimburse the money right away. For instance, if you are going to Bali with your friends, offer to book their flights too. This way you’ll earn more rewards or rebates than you could on your own, without spending extra money.

Use our hotel search engine that searches thousands of travel sites and aggregators to book the best price guaranteed hotels.

3. SAVE ON GROCERY SHOPPING

Use savvy shopping strategies in the supermarket such as using a coupon.

Image Credits: Chris Potter via Flickr

Image Credits: Chris Potter via Flickr

Also, you must beware of the marketing tricks they use such as “the numbers game” wherein they will put an irrational price of “$3.99 or $3.96” (instead of $4) to make you think that you saved more money by scoring a better deal. Read more in a Money Digest article entitled “Watch Out for these 6 Grocery Store Tricks!”.

4. SAVE CASH AROUND THE HOUSE

Reduce your electric and water bills by conserving water and switching off the lights when not in use. Use money-saving household cleaning hacks that enable you to make your own cleaning products.

Lastly, use the multi-purpose household items instead of specialty products since you can use it in many ways than one. For instance, you may use vinegar to cook and to remove blood stains on your sheets or use a toothpaste to clean your teeth and treat your acne.

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