Personal Finance

Know These Money Disorders That Sabotage Your Finances

In Dr. Brad Klontz’ book called the “Mind Over Money: Overcoming the Money Disorders that Threaten Our Financial Health” he dishes about the different ways one can sabotage his or her finances. Dr. Klontz knows what he is talking about, as he is a financial psychologist, investment advisor, an associate professor at Kansas State University, and a co-author of four financial books by profession. To start with this discussion, Money Disorders are defined as persistent patterns of self-limiting and self-destructive

Read More...

Lifestyle

4 Powerful Tips To Become A Smart Spender

Have you ever desired to purchase something so bad but cannot afford it then, later you found out that a similar thing is available at a different store for a cheaper price? This circumstance can be prevented if you know how to spend wisely! Being a smart spender entails having enough knowledge to make the right purchase and to justify why it is the best choice. 1. SET A CLEAR PATH It is important to develop a tangible and realistic

Read More...

Personal Finance

5 Ways To Budget Your Start-Up Business Like A Boss

There comes a time when your lack of skills on accounting and budgeting will be a dilemma once you opened your small business. You may be knowledgeable in sales and trading but budgeting is important too. Budgeting helps the business owner to determine whether hey have sufficient money to fund the operations, expand the small business, and generate profit for oneself. Without this, you may spend more than what you earn. The good news is that, there are modern alternatives

Read More...

Savings

6 Money Hacks To Keep You On Budget

Are you having a difficulty to stay on budget every month? Perhaps it is about time to try a new approach. Here are just some ways to improve your financial situation… 1. MAKE SAVINGS THE FOCAL POINT I am assuming that you are already set with your budget. You know how much money is coming in and how much money you have now. To grow that money and to prepare for major spending (e.g., buying a property or a car),

Read More...

Lifestyle

Why It Is Essential To Surround Yourself With Financially Savvy Friends

As the Mexican Proverb once said: “Tell me who your friends are and I’ll tell you who you are.” It is no secret that your friends influence your life in one-way or the other. This influence can either be small such as picking an outfit to work or huge such as choosing which bank to invest on. Either way, being surround by financially responsible friends is always a good idea. Here are the reasons why: 1. THEY CAN TELL YOU

Read More...