Lifestyle & Hobbies

Stop Buying These “Essentials”!

I have to be honest! Since the Circuit Breaker (CB) period started, I have been purchasing essentials (such as sanitary napkin and coffee) and non-essentials (such as make-up and jade roller) online. Online shopping prevents me from being exposed to the possible dangers of the coronavirus. However, I felt that its convenience can trap me. I had to become more aware of my spending patterns. I gave myself a maximum limit of twice a month to purchase my needs and

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Personal Finance

Creating A Budget During Extraordinary Times

With non-essential establishments on closure and the economic crisis we are under, how can you employ a system to arrange your cash-flow better? The answer is strict BUDGETING. A budget estimates your revenue and expenses over a period of time. By listing your sources of income beside your monthly expenditures, you will get an idea on where your money goes. This way, you can make smart financial choices and prioritize your obligations to reach your financial goals. Creating a budget

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Personal Finance

How To Budget Your Money Through Tough Times

Let us admit it! One of the biggest challenges that governments are facing right now is how to allocate their budget efficiently in order to fight the COVID-19. While some countries have pledged money to developing testing kits, some have spent money for community disinfecting drones. The measures that need to be taken in order to stop the spread of the virus such as closing offices and schools or shutting down factories and airlines can lead to some companies going

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Lifestyle & Hobbies

10 Greatest Songs Ever Written Surrounding Money

Many musicians did not start out with huge paychecks, lavish cars, and bling on their necks. They have gone through the tribulations of life and paid their dues. Believe it or not, some of the greatest songs ever written surround interesting perspectives about money. Moreover, you can apply these songs to your own finances. This is when art imitates life. So, sit back and relax. Turn your speakers on and immerse yourself in the “10 Greatest Songs Ever Written About

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Personal Finance

Simple Acronyms That Can Help You Save Money

Stuck in a rot? Consider imbibing some or all of these four acronyms to maximize your daily savings! 1: BYOB – Bring Your Own Beverage Bid farewell to your endless Starbucks trips and say hello to BYOB. Bringing your own beverage and food to school or work has many benefits. For starters, you can choose what you eat for the rest of the day. This is especially helpful to the people who vowed to lose weight or to eat healthier

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