Marriage & Family

Are You On The Same Page About Money As Your Partner?

As a couple, discussing about finances can be a hard pill to swallow. After all, money is a common source of issue in martial relationships. It is not something you discuss casually without emotional attachments. Whether you like it or not, being transparent about your finances is essential in building a strong relationship. Talking about money increases understanding and facilitates cooperation as you work on the same financial goals. You and your partner probably would not get too in-depth about

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Personal Finance

How To Finally Stop Spending

Unfortunately waving a wand will not help you to cut down your spending. Instead, here are some practical tips that you may start with! #1: THE 30-DAY RULE When you spot a tempting item from the mall, wait until 30 days before purchasing it. Write it down on a list of pending items. When a month has passed, cross out the items that you are willing to skip on. The only exceptions to this rule are groceries and other fixed

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Savings

Budgeting 101: Taking Over Your Financial Life

Have you created a budget in the past? Were you able to firmly follow through? What were the obstacles that you have experienced? It comes as no surprise that budgeting is no easy feat! It is a strategic task that encourages cutting down of your expenses. Furthermore, you must find a way to still enjoy the money you earn. Striking a balance between your needs and wants can be stressful for some. So, where must you start? Start accept your

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Personal Finance

4 Cardinal Rules Of Budgeting

Managing your finances is not a piece of cake! Mixing motivation, perseverance, and careful planning is needed to keep everything in place. This is why people look for inspiration in books and online articles. With the abundance of resources and information available out there, you can build a massive library. As you select certain strategies and ideals to follow, here are some of the personal finance rules that you must consider. #1: A LITTLE GOES A LONG WAY Start embodying

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Career and Enterprising

How To Avoid Spending All Your Paycheck Right Away

When you are working around the clock, the end of June signifies one important thing. And that is? Payday is fast approaching! You can either stretch every cent you receive or waste it all in one day. The choice is yours. A particular story comes into my mind when I dwell upon this topic. You see, I decided to reward myself after receiving my paycheck for the month of May. Do not worry about finances just yet! I allocated 10-15%

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