Show appreciation to your teachers and honour them for their contribution this coming Teachers’ Day.
Here are some promotions that teachers in Singapore can look forward to!
From dining deals to hotel stays, you don’t want to miss this!
Shangri-La’s Rasa Sentosa Resort & Spa
1-for-1 Buffet Dinner at Silver Shell Cafe
Krispy Kreme
Free Original Glazed® Dougnut
On 4 September, all Educators can come to Krispy Kreme Tangs Orchard store to redeem one free Original Glazed® Dougnut. 1,000 pieces available only. Redemption based on first-come first-served-basis and while stocks last. *Simply produce a valid ID or letter of employment for verification.
Grand Mercure Singapore Roxy
1-for-1 Buffet at Feast@East
M1
Handsets and mobile plans deals
Zalora
18% off storewide with no minimum spend
issho izakaya
50% off ala-carte food
ALIVE Museum Singapore
50% off 2nd ticket
MINT Museum of Toys
50% OFF Museum Entry with a maximum of 4 other accompanying guests (U.P. $15)
20% OFF Mr Punch Restaurant & Rooftop Bar ala-carte menu.
Promotion valid only with MOE name-card / Civil Service Pass / any proof of being an educator. Valid for teachers, lecturers & educators with proof of ID. Promotion is valid only from 3 – 9 Sep 2014.
ArtScience Museum located at Marina Bay Sands (MBS) is the world’s first museum that focuses mainly on Art and Science. Exhibitions in this building exude creativity and curiosity as well as the role of these characteristics in shaping our society.
You might have seen the building from afar because of its iconic shape that has “10 fingers” anchored by a unique round base in the middle. The modern and exquisite detailing is perfect for the central themes of the museum. That said, you must visit it at least once.
If you are on a budget, you are in luck! Some exhibitions in the museum are free! You read that right. Not everything in MBS is expensive.
1. PICK UP YOUR FREE-ENTRY TICKET AT THE MUSEUM BOX OFFICE
To celebrate SG50 and Straits Times’ 170th anniversary, ArtScience Museum is showcasing an exhibition on their behalf that is free – for all visitors! From now until October 4, 2015, you must pick up your free-entry tickets to the “Singapore STories: Then, Now, Tomorrow Exhibition” at the museum foyer.
Straits Times (ST) has been the longest running English newspaper in the Lion City.
The exhibition recaptures the tales of our nation since ST’s founding in 1845 through significant articles, headlines, and pictures (i.e., including ones that the public has never been seen before). Imagine having to squeeze and filter through more than 40,000 issues of the newspaper just to give us the best ones! Furthermore, they added a futuristic element by envisioning what Singapore would be like 50 years down the road.
What I liked most about the exhibition are the interactive activities such as testing your knowledge on the Singaporean acronyms, sliding the pictures to see the before and after shots of different infrastructures, and the complementary paper dress-up wherein you can lean more about the different types of Singaporean dresses (e.g., Cheongsam, Sari, and Baju Kurung).
Image Credits: instagram.com/agoncilloanna
2. TAKE YOUR KIDS ON A FRIDAY FAMILY DAY
Every Fridays, families with children can enjoy enriching and engaging exhibitions for free. Only the children (maximum of four) of an adult who purchased a standard ticket will be given the free passes on the same exhibition/s. For the child to be honored with the free-entry ticket, he or she must be 12 years old or under. Furthermore, all tickets are issued for the same day at the museum box office only.
Imagine how much fun your children and your wallet would have when you take them to the DreamWorks Animation Exhibition or The Deep Exhibition. Not only are these exhibitions educational but also they are also interactive.
About 2 weeks ago, ArtScience Museum’s Facebook page hosted a competition wherein 10 winners received all-access passes to the exhibitions as well as goodie bags from the museum’s gift shop. The lucky winners have been announced last night. Worry not if you missed your chance because the museum guarantees that there are more giveaways in the future!
Before anything else, we must define two terms: debt and credit. Debt is the amount borrowed by one party (e.g., corporations or individuals) from another (e.g., banks). While Credit is the lawful agreement in which a borrower receives something of value today and agrees to repay later on in the future, usually with interest. Simply, when you use your credit card, you create debt. Debt here is the result from your ability to borrow – from your credit.
Now that you know the definitions and the differences between these two terms, you must discover the pros and cons of using credit as well as the 3 C’s of worthiness. All these are according to the Credit Bureau Singapore. Credit Bureau Singapore was set up in lined with the Monetary Authority of Singapore’s vision to enhance the public’s risk management abilities.
Image Credits: pixabay.com (License: CC0 Public Domain)
PROS AND CONS OF USING CREDIT
The pros and cons of using credit or credit card are plain and straightforward.
Pros
Being able to buy what you need right away
Not having to carry cash
Automatic record of purchases
More convenient than cheques
Cons
Interest especially for items of higher cost
Have additional fees
Financial difficulties may arise
Elevation in impulse purchases may occur
Image Credits: pixabay.com (License: CC0 Public Domain)
3 C’S OF WORTHINESS
Before swimming in a pile of credit, know if you are worthy to take the plunge by asking yourself a set of questions.
1. Character (Are you the type of person who will repay his or her debt?)
Does your credit history show that you are honest and reliable in paying debts?
Do you pay bills on time? Do you have a good credit score/report?
Can you provide a couple of character references?
How long have you been at your present occupation?
How long have you lived at your present home?
2. Capacity (Are you able to repay the debt?)
Is your job income enough to support your credit usage?
Is your job stable and steady?
How much is your salary?
How many loan payments do you have in total?
What are your current debts?
How many people are dependent on you?
3. Capital (Do you have back-up if you cannot repay the debt?)
Do you have a savings account?
Do you have various investments to use as a collateral?
Can you enumerate the properties that you own to help secure loans?
What other valuable assets do you have that could be used to repay debts?
It is essential to know all these to assess whether you are truly fit to apply for a credit card or loan. Furthermore, you may use the information to guide you in your responsibilities as a borrower. 🙂
Singaporeans really love to eat. It is one of the forces that hold our country of different races together. A chicken rice, chili crab, nasi lemak, and roti prata can share the same table with problem at all! So, for the newcomers and locals who want to experience good food at a budget, here are the best places to visit:
1. HAINANESE CHICKEN RICE
One of my all time favorite local dishes is the chicken rice! It is so popular in the island that almost all the restaurants, hawker centers, and Singapore Airlines aircrafts serve this dish. When it comes to chicken rice, people expect the chicken to be as good as the rice. Both should be flavorful, tender, and smooth. Suggested places are as follows:
a. Tian Tian Hainanese Chicken Rice
Known for its fragrant and delicious chicken rice, Tian Tian has been voted as the best chicken rice hawker stall in Singapore. A bowl of chicken broth and a plate of chicken rice cost about S$3.50. This is a great price for quality taste!
Location: 1 Kadayanallur Street, #01-10/11 Maxwell Food Centre, Singapore 069184
b. Wee Nam Kee Hainanese Chicken Rice
Wee Nam Kee has been named as the Top Hawker at AsiaOne People’s Choice Award in 2010. Its chicken rice is unique because of its dipping sauce. A plate of chicken rice is about S$4.80 while a half chicken is S$16.
Location: 101 Thomson Road, #01-08 United Square, Singapore 307591
2. CHILI CRAB
In 2011, CNNgo dubbed Chili Crab as one of the world’s most delicious food. Such a prestigious list, if you ask me. Chili Crab is one of the famed seafood delicacies for any travelers. Suggested places are as follows:
a. No Signboard Seafood Restaurant
No Signboard Seafood Restaurant is the home for unique white pepper crab. The peppery taste is strong but does not overpower the sweetness of the crab. And, the spiciness is paced at your own taste. The average price per person is S$40.
Location: 414 Geylang, Singapore 389392
b. Mellben Seafood
Mellben Seafood’s menu features a wide array of crab dishes such as chilli crab, claypot crab vermicelli soup, black pepper crab, butter crab, and shimmering sand crab. The average price per person is S$35.
Location: #01-1222, 232 Ang Mo Kio Avenue 3, Singapore 560232
Image Credits: pixabay.com (License: CC0 Public Domain)
3. SATAY
Also in CNNgo’s 50 of the world’s most delicious food is the satay. Satay is a dish with meat, cucumbers, and onions served with a thick peanut sauce on the side. Suggested places are as follows:
a. Chomp Chomp Satay
Chomp Chomp Satay’s satay is juicy and generously marinated. Besides that, they offer local street food dishes like fried oyster, carrot cake, and Hokkien mee. The price of satay is about S$0.50 per stick.
Location: 20 Kensington Park Road, Singapore 557269
b. Chuan Kee Satay
Since its inception in the 1970s, Chuan Kee Satay has been serving its traditional Hainanese satay. Its pork satay is complete with flavorful spices, tasty peanut sauce, and pineapple gravy. The price of satay is S$0.40-0.50 per stick but the minimum order is 10 sticks.
Location: Block 51 Old Airport Road, Singapore 390051
Image Credits: pixabay.com (License: CC0 Public Domain)
Dreaming of a movie theatre-like experience at home? Few people turned that dream into reality by purchasing 3D television that includes 3D glasses, lifelike images, vivid colors, and 3D effects. But majority of these owners (i.e., almost 80%) in United Kingdom, regret their purchase. The leading complaint is that there is not enough 3D content to make ownership of the device worthwhile.
Image Credits: pixabay.com (License: CC0 Public Domain)
To avoid making regrettable purchases like the example above, you must use the available resources to educate yourself on the consumer data and product information before buying something. The power of communication will help you make quicker and smarter consumer decisions. Ask yourself these questions before purchasing something:
1. DOES THIS PRODUCT COME WITH WARRANTY?
In case an unforeseen event happens and your item does not function anymore, do you have to fork your own savings for repair or return it to the manufacturer under the warranty terms? We all know that the latter is better especially if your purchase is a costly one (e.g., a washing machine or an Apple laptop). Invest in products with warranty and confidence in its manufacturer’s shoulders.
2. DO I HAVE ONE OF THIS?
Some people forget where they place a certain item and would go to the store just to purchase one – again. If this happens to you often, it is about time that you organize your space. Toss or donate the stuff you do not need anymore then, discover useful items that you already own.
3. CAN I JUST BORROW THE SAME ITEM FROM SOMEONE ELSE?
Say you live in a small flat with 1 bedroom and you needed to vacuum. If the product is as common as a vacuum cleaner then, opt for borrowing the vacuum cleaner of your neighbor or friend. Why bother if the item is not really necessary to your home anyway? Furthermore, you can assess whether buying a secondhand version of the product is a brilliant idea.
4. DO I HAVE TO USE THE MONEY I DO NOT HAVE FOR THIS ITEM?
Using the credit card for your purchases should be your last resort. No matter how great a deal may seem, it may still add up to your credit card interest. So, ask yourself if the item is really worth it.
5. CAN THE PRODUCT’S USEFULNESS LAST FOR 6 MONTHS OR MORE?
Be realistic while envisioning yourself and the product. If you are still using it for six months and more then…it is a good purchase. You do not want to waste too much money on something that you would use for a day (e.g., Halloween costume)!
Image Credits: pixabay.com (License: CC0 Public Domain)