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4 Interesting Cities In Europe That Are Cheaper Than Zurich

Europe is a captivating continent due to its extreme diversity. Contrary to popular belief, there are many budget-friendly cities in Europe for a Singaporean traveler. Let us start with the most expensive place among 56 popular cities.

According to the 7th Europe Backpacker Index, Zurich will exhaust your travel fund the most. Its Daily Backpacker Index (DBI) is US$124.67 or about S$176.86. This reflects the average cost if you were to get a decent budget hostel, two public transportation rides, three meals, entertainment fund, and a famous attraction per day. Each European city manifests a distinct DBI.

This list will show you the beautiful places that possess the lowest DBI.

4. HUNGARY’S BUDAPEST

Currency: Hungary Forint

Budapest is a paradise for various kinds of Singaporean explorers. It is an excellent bargain find as the Daily Backpacker Index is US$26.75 or approximately S$38. Budapest is blessed with castles, cathedrals, and thermal spas. Not to mention, the city’s reputation as a food capital dates back from the late 19th century.

Worry not if you had too much of the Hungarian wine as you can cure your hangover in one of the city’s hot springs. Some people go to the hot springs to manage their ailments and the majority are there for relaxation.

Hostels provide great value for your money, but you can reap inexpensive prices if you get a place outside of the center. One of the best budget hostels is the Treestyle Hostel with an accommodation as low as US$5.33 or S$7.55 per night.

3. ROMANIA’S BUCHAREST

Currency: Romanian Leu

Bucharest may not be the “most attractive” town in Romania, but it is certainly dynamic and energetic. Trendy cafes and lush parks are abundant here. Moreover, the city fuses the unbridled capitalism with the unreconstructed communism. Its noticeable turn to communism is evident in the massive Palace of Parliament. I suggest you Google it now to see how many rooms the Palace has.

Image Credits: pixabay.com

Escape from the hustle and bustle of Singapore by visiting Bucharest’s Cişmigiu Garden. It is the oldest public garden, which spreads over 17 hectares. Many travelers consider visiting here as a pit-stop before heading to Transylvania. It does not matter if you extend a day or two as you will be rewarded with affordable prices all year round. The specific Daily Backpacker Index is US$25.70 or S$36.46. Not bad, right?

2. POLAND’S KRAKÓW

Currency: Polish Zlotych

Renowned for its well-preserved medieval core, Kraków is a must-see city near the border of Poland and Czech Republic. You will be amazed at the architecture of the “Wawel Royal Castle” as well as the rich history of the “Old Town”. The Old Town contains magnificent museums, soaring churches, and Europe’s largest market square. Furthermore, you will greeted by an array of options in restaurants, bars, and clubs.

Europeans who desire to have a quick getaway over the weekends typically consider heading to Kraków. Aside from its historic charm, it offers low prices on hostels and eateries. Its overall Daily Backpacker Index is merely US$24.82 or S$35.21.

1. BULGARIA’S SOFIA

Currency: Bulgaria Leva

The capital of the Balkan nation of Bulgaria is Sofia. It is home to Bulgaria’s premier museums, art galleries, restaurants, and clubs. Its ambiance is far from a grand metropolis as it is pleasantly laid-back. This youthful and unique city has Ottoman mosques and onion-domed churches. The only drawback is this place is typically missed by anyone who is not doing an extensive tour of the region.

Image Credits: pixabay.com

Sofia offers the most fantastic bargains among the European capitals. With a Daily Backpacker Index of US$24 per day (about S$34), you can purchase decent pizza slices or hotdog sandwiches for as low as US$0.60/S$0.85. Who knew that you can survive in a European place with a food budget of less than US$5/S$7 per day? I certainly did not!

Sources: 1 & 2

Guide on Opening a Small Business in Singapore

Singapore has many aces down its sleeve as a business location in Asia and investors are turning their attention to this tropical global financial center. Getting started in Singapore does not mean that your new business needs to be a large corporation with many employees. You can open a small business in Singapore and enjoy all that the city has to offer in terms of business location, trading environment, and a diverse economy.

We are looking at the most important aspects to consider when starting a small company in Singapore and the taxation and incorporation must-do’s for first-time investors.

Starting a business in Singapore is easy

Singapore has a strategic location in Asia and many international companies operate their business from here. The World Bank ranked the city as one of the easiest places to do business in the world, an attribute that comes naturally to Singapore since the company incorporation requirements are very straightforward and investors are not burdened by overwhelming formalities.

The process of setting up a company in Singapore includes the following steps:

picking the right type of company and choosing the right name;
filing the company’s documents with the Accounting and Corporate Regulatory Authority of Singapore;
choosing your business location and hiring employees.

Small businesses in Singapore can take the form of a sole proprietorship, partnership or private limited liability company. Taxation requirements apply to all types of companies. Small businesses will need to pay the corporate income tax but a partial exemption applies for the first SGD 300,000 of chargeable income.

Asia is a market with many business opportunities for foreign investors. Top locations include Singapore but also Hong Kong. If you would like to know how to start a company in Hong Kong and how this is different from the process in Singapore, you can talk to a company formation expert. In case you would like to expand your business in Thailand and need to obtain a Thai long stay visa it is advisable to contact a team of local lawyers.

Small business ideas in Singapore

Singapore does not disappoint in terms of business and investment opportunities. The city has a diverse economy and skilled entrepreneurs will find it very easy to start their own business and quickly form their own client lists.

Some ideas for small businesses include event planning, food services (a fast food or even home-based bakeries), independent accountant or translator or business consultant for those who have already acquired experience and are ready to coach on others. Small companies in Singapore can provide a myriad of necessary services for day-to-day life. You could consider opening a company offering plumbing services in Singapore or opening a company that offers cleaning services, a laundry business or dry cleaners.

Starting a new business is a big step. Having the right business environment to set up a new company, in a city like Singapore, is just as important as the entrepreneurial drive itself. Young entrepreneurs and those who are just starting their small business can find out more about starting a business in Singapore by talking to a company incorporation expert.

Do Not Tell These Money Statements To Your Kids

There are some financial issues and information that you shall just keep to yourself.

1. “Your Dad makes more money.”

In a dual-career household, you shall refrain from pointing out which parent earns more than the other. Putting a distinct label on the breadwinner signifies that one’s contribution is more important than the other. It is better to highlight that the two of you work as a team in order to cultivate a brighter future.

2. “Your uncle owes us S$5,000.”

You may be infuriated that your brother has not paid his debt. Sure! S$5,000 is a decent amount of money, but you shall not get your children involved in this issue. Children usually mirror the reactions and emotions of their parents. Telling your daughter that her uncle owes you money may ignite hatred or uncomfortable feelings toward him.

It is an admirable thing to warn your children about the risks of lending money. However, you must use an example that is too close to home.

3. “I spent a lot of money for your gift.”

Most children do not mind the cost of your gift. They simply want to relish the excitement that the act of receiving brings. To an innocent child, there is no difference between a bespoke and a store-bought cake. It is still a sweet dessert!

Putting a price on a gift (i.e., high/low or cheap/expensive) can just change their perceptions. Teach your children that the value of the gift is not always reflected on its price tag.

4. “I am broke.”

Have you ever noticed that some of our adult conversations are exaggerated? Children are less likely to absorb our subtleties in communication. Imagine you uttered these words: “I am broke.” Your young offspring may misunderstand what you just said due to your choice of words. Avoid declarations of financial disaster.

Instead, it is important to give your children reassuring messages. You may say that you have to wait a week until the pay day comes.

5.”Do not tell your Daddy/Mommy that I bought this.”

Your devotion to your spouse does not stop after having kids. Make it a point to discuss about your spending habits and future goals. If you are about to purchase something that you want to conceal for now (e.g., a surprise birthday present), do it at your own time. Do not use the vulnerability of a child as an escape.

If you encourage a child to lie to the other parent, it increases the likelihood of dishonesty. It sends a message that spending money is merely a shameful act. All these wrong signals can be prevented by you.

6. “I dislike going to work.”

No matter how tired you are of answering demanding calls or how much you hate your boss, you shall not verbalize these thoughts when your child is around. Complaining about these negative aspects of the job can make your child feel anxious about the future.

Opt for sharing the aspects that you enjoy the most about your job. What makes your work fulfilling and interesting? Dwell on that. Save the serious talk until she or he reaches maturity.

7. “We cannot afford to buy that.”

After spending a few hundreds on the grocery store, it can be confusing to tell your child that you cannot afford to purchase a toy. He or she may think that you spent all your money on groceries or that you have no more money for the important things. Turn this situation around by teaching your children about the importance of prioritizing and delayed gratification.

You may say something along these lines: “Please put that toy back. We do not need it right now. If you really want to buy it, you have to save up for it. I can help you!”

Image Credits: pixabay.com

As with most aspects of parenting, it is best to lead as a positive example to your children. Choose your words wisely.

Sources: 1 & 2

Delicious And Affordable Places For Korean Barbecue In Singapore

Who does not love the flavorful goodness of the Korean BBQ? I, for one, go crazy for this cultural trend.

Luckily for us, we can satisfy our appetite without having to travel to Korea.

1. DAESSIKSIN

Do me a favor and close your eyes. Imagine that you are strolling with your friends in the lively streets of Hongdae, Korea. You are hunting for a casual dining experience that will satisfy your appetite for marinated meat. As you open your eyes, you realize that you are still situated in Singapore. Fortunately for you, there is a place where you can enjoy an all-you-can-eat Korean BBQ dining experience. This place is none other than Daessiksin BBQ Buffet.

Image Credits: facebook.com/daessiksin

Daessiksin is under the wings of the Singaporean restaurant chain – Ministry of Food. It offers about 10 types of meat with varying taste. Some may be overly marinated, while others seek to boost the meat’s character. It is best to try it all before getting a significant amount to consume.

The buffet price starts from S$14.90++ per person.

Location: 277 Orchard Road, #03-17 Orchard Gateway, Singapore 238858

2. SSIKKEK BBQ

Meat lovers with a tight budget, let us unite! Students adore devouring the generously marinated meats at Ssikkek BBQ. Guests are welcomed with deep trays of fresh pork, beef, and chicken. Side dishes (e.g., kimchi, potato salad, and seaweed soup) and condiments are also available to even out your meal. You can reap all these with a little over S$14.

Image Credits: facebook.com/ssikkekbbq

What you can expect to have at Ssikkek is your ability to cook the meat to suit your desired quality. Simply, you are your own chef! The friendly staff is willing to help you shall you need assistance. The only downside to this place is its relatively long queues.

Location: United Square, 101 Thomson Road, #B1-15/16/17 Singapore 307591

3. 2D1N SOJU BANG

2D1N Soju Bang Korean Restaurant holds a special as it was the very place that introduced me to the wonders of Korean BBQ. My friends and I had a spontaneous trip to Tanjong Pagar one day. As expected, it took as about an hour to queue for a table. Waiting was fine with us because chairs were provided outside.

2D1N marries reasonable prices with authentic Korean flavors. This is not a place for lavish side dishes and condiments as it is primarily focused on various well-marinated meat. Aside from the meat, the staff is incredibly attentive. Both the tables and the aluminum sheets are quickly cleared in order to cater to the diners’ needs.

Image Credits: https://www.facebook.com/182625808419372/photos/a.1329308733751068.1073741826.182625808419372/1407579632590644/?type=3&theater

Image Credits: https://facebook.com

You can get free-flowing meats, seafood, vegetables, fruits, and drinks for approximately S$20 per person. It is not a bad deal if you ask me.

Location: 44/46 Tanjong Pagar Road, Singapore 088467

May this guide aid your journey to locating the best Korean BBQ in town! 🙂

5 Affordable, Last-Minute Valentine’s Gifts

Tomorrow is February 14. Let us be honest! Most of us wait until the final hour to polish our gifts for Valentine’s Day. Fortunately for you, it is not too late to cook up a gift that is both sweet and cheap.

Scroll down below for valuable inspirations:

SWEET SEVEN DAYS

Image Credits: thedatingdivas.com

Do you remember the weekly medicine containers or pill boxes, which were scattered in your grandparents’ house? Purchase a few to create a simple craft. Start by filling the containers with your partner’s favorite treats. Try hitting up the dollar store or the nearby Daiso to get a cheaper deal.

Afterwards, attach these printable notes from the Dating Divas. A certified sweet-tooth will adore this charming gift.

LOVE IN A COOKIE

Who can resist the tantalizing aroma and the unique taste of the (world) Famous Amos? I sure cannot!

Famous Amos dedicated its resources to serve fresh products to Singaporeans since 1983. Their freshly baked cookies helped me to overcome the challenging days as a university student. Now, its cookies can help you survive Cupid’s holiday. Buy their personalized heart-shaped cookies. It comes prepacked in two sizes namely small (about S$13) and medium (about S$25). Choose a size that suits your lover’s preference.

THE PERFECT PEN

Image Credits: sassymamasg.com

For your husband or boyfriend who is fond of scribbling (or showing off his pen), you may present the new Pilot Metropolitan Retro Pop. The Pilot Metropolitan Retro Pop fuses the traditional fountain pen to several modern patterns. You have up to 6 vibrant looks to choose from.

The 20-dollar pen is available at Tokyu Hands. What are you waiting for? Grab it while you can.

BEE MY VALENTINE

Some people are extremely particular about their cosmetics and skin products. Take the safer route by leaning towards all-natural products. Let name drop a brand, which I swear by.

Burt’s Bees, a cosmetics company available at Sephora, manufactures its products using natural ingredients. What’s more? These products are packaged using recycled materials. Create a cute card by topping it off with the phrase “Bee my Valentine”. Plaster a 10-dollar signature Burt’s Bees lip balm to add embellishment to this card.

RELAXING “ME TIME”

The best way to reward your workaholic lover is by giving the present of an enjoyable bath time filled with relaxing fragrance. Achieve that by making bath bombs that are similar to the ones sold at the shopping malls. Make different types of bath bombs with this tutorial.

Image Credits: pixabay.com

If you are really short of time, just purchase a box of bath bombs at Lush Singapore.

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