MoneyDigest - Personal Finance, Lifestyle, Money Saving Tips

7 Ways to Earn Extra Cash During the Holidays

The holiday season in SG is more than just Orchard Road lights and year-end parties. It is also a golden window to earn some extra cash.

Whether you’re a student on break, a side hustler looking to boost your income, or someone wanting to make the most of the festive buzz, the opportunities are everywhere. You can turn the holiday cheer into a money-making moment.

#1: SELL FESTIVE TREATS

Singaporeans love food, especially during celebrations. If you have a knack for baking pineapple tarts, making easter sugar cookies, or crafting handmade ornaments, consider selling them online or at pop-up markets.

Platforms like Carousell, Shopee, and Instagram can help you reach eager holiday shoppers. A simple way to stand out is by offering custom packaging for gifting.

#2: JOIN THE RETAIL RUSH

Holiday hiring peaks during this period. Retail stores and food and beverage outlets see a rise in demand and often need part-timers. With malls packed and events happening across the island, short-term gigs can pay well. You might even enjoy employee discounts.

Check job boards such as FastJobs, Jobstreet by SEEK, or MyCareersFuture to find seasonal opportunities.

#3: OFFER GIFT WRAPPING SERVICES

Not everyone has time (or skill) to wrap gifts or plan holiday events. That’s where you come in. Aesthetic gift wrapping, personal shopping, or helping organize Secret Santa exchanges for offices can all be monetized.

Image Credits: unsplash.com

If you have an eye for design or a talent for logistics, these services are in demand.

#4: HOST WORKSHOP SESSIONS

If you have a creative skill or unique hobby, consider hosting a workshop. Holiday wreath-making, baking classes, and digital illustration tutorials are popular.

You can run sessions online or rent a cozy space for an in-person experience. People are more open to trying new things and spending on creative experiences during the festive season.

#5: SELL PRELOVED ITEMS

As the year ends, many people start decluttering. This creates a great opportunity to sell preloved clothes, electronics, books, or home decor.

You can host a garage sale, set up a booth at a flea market, or list your items online through Carousell, Instagram, and Facebook Marketplace.

#6: OFFER PHOTOGRAPHY SERVICES

With parties, family gatherings, and romantic proposals happening during the holiday season, people want to capture the moment.

If you have a decent camera and editing skills, offer mini photo shoots or content creation services. Holiday-themed packages or branding ideas for social media can help you stand out.

#7: DELIVER ON DEMAND

The holidays bring a spike in deliveries for food, gifts, and groceries. If you own a vehicle or even a bicycle, you can sign up for platforms like Grab, Foodpanda, or Lalamove. The flexible hours and increased demand during peak times can lead to better earnings.

Image Credits: unsplash.com

IN A NUTSHELL

Instead of only spending during the holidays, why not use the season to build your income too?

Whether you’re selling, creating, or offering a service, there are plenty of ways to earn while enjoying the spirit of the season. These side hustles might even grow into something more long-term if you approach them strategically.

The Best Acne Scar Treatments Available in Singapore: What Really Works?

Everywhere in the world is struggling with stubborn acne scars, but there are specific clinics in Singapore with advanced treatment choices. Most adults are dealing with self-esteem issues stemming from remnants of acne because breakouts are such a nuisance. The heavy-duty treatments for scar-remnant acne in Singapore are laser therapy, microneedling and chemical peels. The results depend on the type and severity of the scars.

When it comes to acne scar treatment Singapore, SL Clinic is one of the aesthetic clinics. All patient’s recovering timelines are optimized by customizing treatment techniques to accommodate different scar types and skin conditions.

Personalized recovery plans depend on skin type, budget and treatment options like number of sessions and duration of gaps between sessions. Most clinics offer consultations which are excellent for plotting a recovery strategy that is optimally tailored for everyone.

Understanding Acne Scars

Acne scars form after severe acne heals, leaving behind different types of marks on the skin. These scars vary in appearance and depth, with specific causes that determine how they develop and persist.

Types of Acne Scars

Acne scars typically fall into two main categories: atrophic (depressed) and hypertrophic (raised) scars.

Atrophic scars include:

Ice pick scars: Deep, narrow punctures that look like small holes
Boxcar scars: Wider depressions with defined edges
Rolling scars: Wave-like depressions that give skin an uneven appearance

Hypertrophic scars are raised bumps of extra tissue that form during healing. These are more common on the chest and back.

Post-inflammatory hyperpigmentation (PIH) appears as dark spots after acne heals. While not true scars, these discolorations are often confused with scarring and are common concerns in Singapore’s diverse skin types.

Causes of Acne Scarring

Acne scarring results from inflammatory acne that damages deeper skin layers. Several factors influence scar formation:

Inflammation plays a major role. When acne becomes inflamed, it can destroy skin tissue and collagen, leading to scars.
Delayed or improper treatment increases scarring risk. Putting off acne treatment in Singapore allows inflammation to continue causing damage.
Picking or squeezing pimples significantly worsens scarring by pushing bacteria deeper and causing more inflammation.
Genetics also determine how your skin heals. Some people naturally produce less collagen or have skin that heals with more visible marks.
Sun exposure can darken existing scars, making them more noticeable, especially in Singapore’s tropical climate.

Effective Acne Scar Treatments

Singapore offers several proven methods to treat acne scars, ranging from over-the-counter products to advanced medical procedures. These treatments vary in intensity, cost, and recovery time, allowing patients to choose options that suit their specific scar types and skin concerns.

Topical Treatments and Serums

Retinoid creams stand out as first-line treatments for minor acne scarring. These vitamin A derivatives increase cell turnover and stimulate collagen production to gradually improve skin texture. Products containing alpha hydroxy acids (AHAs) and beta hydroxy acids (BHAs) help exfoliate dead skin cells and reduce the appearance of superficial scars.

Vitamin C serums protect against further damage while brightening discoloration from post-inflammatory hyperpigmentation. For best results, consistent application for 8-12 weeks is usually necessary.

Specialized silicone gels and sheets help flatten raised scars by regulating moisture and reducing inflammation. Many Singapore dermatologists recommend using these products after more intensive treatments to optimize healing.

Key ingredients to look for:

Retinol/Tretinoin
Glycolic acid
Lactic acid
Salicylic acid
Niacinamide
Vitamin C

Dermatological Procedures

Laser therapy remains among the most effective treatments for moderate to severe acne scars in Singapore. Fractional lasers create thousands of microscopic treatment zones that trigger the body’s natural healing process. Chemical peels use controlled chemical solutions to remove damaged outer layers of skin. Depths range from superficial to deep, depending on scar severity.

Microneedling creates tiny punctures in the skin to stimulate collagen production. When combined with radiofrequency (RF), this treatment delivers energy deep into the dermis for enhanced results.

Popular procedures at Singapore clinics:

Fraxel laser resurfacing
CO2 laser treatments
TCA cross technique for ice pick scars
Dermal fillers for depressed scars
Subcision for tethered scars

Advancements in Acne Scar Removal

Recent advances of noninvasive devices like AGNES RF and INFINI have further optimized the reconstruction of acne scars. The opportunity to use the patient’s own tissues, such as in platelet-rich plasma (PRP) therapy, which combines with other procedures to augment healing, is especially beneficial.

AGNES RF and INFINI utilize radio frequency (RF) energy to target scar tissue through insulated microneedles. This technique preserves the epidermis while ensuring maximum energy delivery to deeper tissues. Stem cell therapy is at the forefront of regenerative techniques for acne scars. Some Singapore clinics have begun offering services that use growth factors for cellular-level skin restoration.

5 Common Money Traps Targeting Travelers Abroad

You’ve booked your flight, packed your passport, and counted down the days until your vacation. But have you really thought about your travel budget?

Ever noticed the number of people buying extra luggage in Japan? It’s practically a rite of passage and a clear sign that spending can spiral without a plan. Let’s unpack five common money mistakes travelers make when heading overseas and how you can avoid them.

#1: SKIPPING TRAVEL INSURANCE

From trip cancellations and medical emergencies to lost luggage and delayed flights, travel insurance can be a financial lifesaver. If you’re a frequent flyer, consider investing in an annual plan as it may cost less than insuring individual trips.

Traveling with expensive gear? Even more reason to be insured. But whether it’s compulsory or not, skipping travel insurance is like boarding a plane without a seatbelt.

#2: NOT PLANNING YOUR PAYMENT METHODS

Picture this: you land in Thailand, only to find that your credit card isn’t accepted anywhere. Each country has its own money culture. In South Korea, per my experience, most stores and restaurants prefer cards, while street food stalls still operate on a cash-only basis. In contrast, cash is king in countries like Vietnam and Thailand.

Always travel with a mix of local currency and a travel-friendly card. Better yet, check with your hotel before your trip. The staff can give you the lowdown on what works best locally.

#3: USING PUBLIC WI-FI FOR MONEY TRANSACTIONS

That free airport Wi-Fi? Not your friend. Public networks are breeding grounds for cybercrime, especially when it comes to banking or logging into sensitive apps. Even if you’re not actively checking your balance, background apps could leak personal info the moment you connect.

Use a VPN or switch to mobile data for anything financial. Better safe than hacked.

#4: LANDING WITHOUT A BUDGET PLAN

Winging it might work for sightseeing, but it won’t help your wallet. Many travelers make the mistake of figuring out their daily spending limit after they arrive. Not only is it stressful, but it can also lead to overspending (or unnecessary scrimping).

Know how much you want to spend each day, monitor currency exchange rates, and start saving early. A pre-planned budget lets you enjoy the journey without counting coins.

#5: IMPULSE BUYING DESIGNER GOODS

Is it actually cheaper overseas with the tax refund? Sometimes, yes.

For instance, I found Hermes Oasis sandals to be cheaper in South Korea than in Singapore. Same goes for a Louis Vuitton bracelet I picked up in Bangkok. Do your homework before splurging. Prices vary wildly depending on the country, taxes, and exchange rates.

Image Credits: unsplash.com

While no trip is entirely free of surprises, a little planning goes a long way when it comes to your finances abroad. Avoid these common traps, and your wallet will thank you when you get home!

Sources: 1 & 2

6 multivitamins from $6+ to buy & take daily if you want to take charge of your health for the rest of 2025

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Latest WFH internships posted from 7 to 11 April 2025

Have skills and passion for illustrating / graphic designing, digital marketing, and social media management?

We’ve got opportunities for you this week.

Take a look and apply accordingly!

#1: Shadee.Care – Illustrator and Graphic Designer

Website: shadee.care

Allowance / Remuneration: $800 – 1,500 monthly

Job Qualifications

Good in illustration with animation tools such as Fotor, Adobe, etc
Good at drawing or creating anime characters
Able to create animated videos.
Experience and knowledge of AI tools, WordPress, Canva, Adobe software, and other video or media creation tools.
Familiarity with different social media, such as Instagram reels, TikTok, YouTube, etc.
Familiar with fandoms, movies, K-pop, Billboard, gaming, anime, and everything that trends with youths.
Able to coordinate and work with others to achieve project objectives
Have a personal laptop and be able to work remotely
Disciplined, independent, and able to meet deadlines.

Key Responsibilities

Create original digital content and videos for the different media.
Animate and illustrate characters, gaming, and anime style
Create 2D and 3D animated videos.
Ideate and repurpose existing content into short-form and long-form videos for different social media
Work on events, and create publicity, backdrops, and decorations for online or onsite projects.
Design organizational and event collateral.

How to apply?

View the job post here and apply for this position by submitting your text CV and portfolio of works to [email protected].

#2: Our Momento Pte. Ltd. – Digital Marketing Intern

View this post on Instagram

A post shared by Singapore Photography by Our Momento (@ourmomento.sg)

Website: ourmomento.sg

Allowance / Remuneration: $800 – 1,000 monthly

Job Qualifications

Singaporean or PR, Non-Singaporean/PR are welcome to apply
Currently pursuing or recently completed a diploma/degree in Marketing, Mass Comm, Business, or related field
Strong interest in digital marketing and content creation
Good command of English (written & verbal)
Basic knowledge of digital marketing tools (e.g. Meta Ads, Google Ads, Canva, Mailchimp, etc.) is a plus
Self-motivated, detail-oriented, and eager to learn
Able to work independently and manage multiple tasks

Key Responsibilities

Administrative work via SOP systems
Assist in the planning and executing of digital marketing campaigns (Google Ads, Meta, EDMs, etc.)
Write, edit, and schedule content for social media, blogs, email newsletters
Support SEO/SEM initiatives, including keyword research and on-page optimization
Create visuals and marketing creatives using Canva or Adobe Creative Suite
Analyse campaign results and generate performance reports
Manage website updates via CMS (e.g. WordPress)
Assist in lead generation and customer journey funnel-building (CRM)
Research industry trends, competitors, and digital strategies

How to apply?

View the job post here and write to KJ via this link.

#3: Modern Wealth Academy Pte Ltd – Social Media Intern

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A post shared by Modern Wealth Academy (@modernwealthsg)

Website: modernwealth.academy

Allowance / Remuneration: $1,000 – 1,200 monthly

Job Qualifications

Experience in Content Strategy, Content Management, and Development.
Proficiency in video editing (Capcut Pro, Premiere Pro, Final Cut, etc).
Deep understanding of social media trends and platforms.
Strong analytical and research abilities.
Creativity and innovative thinking.
Able to work well in team environments.

Key Responsibilities

Conceptualise and plan video projects from start to finish.
Collaborate with clients and team members to determine project goals, timelines, and budgets.
Coordinate all aspects of video production, including shooting, editing, and post-production.
Manage project timelines and ensure deadlines are met.
Work closely with the digital marketing team to produce content that generates results.
Use your editing, content management, and HTML skills to publish and edit content across various digital platforms.
Use your knowledge of SEO and content development to create digital content that ranks via search engines, and showcases the company as a leader within the industry.

How to apply?

View the job post here and write to Adrian via this link.

#4: MASMO – Customer Support

Website: masmo.sg

Allowance / Remuneration: $9 hourly

Job Qualifications

Excellent communication skills in English
Engage customers, and address queries in a timely manner
Appointment setting
Well-versed with MS Excel, PowerPoint, Google Sheets, Zoom, etc.

Key Responsibilities

Engage customers and provide the first level of support.
Stay online on business chat and address queries from new or potential customers.

How to apply?

View the job post here and write to Master Mo via this link.

#5: Educature Academic Institute – Social Media & Marketing Intern

Website: tenderminds.sg

Allowance / Remuneration: $600 – 750 monthly

Job Qualifications

Currently pursuing a Bachelor’s degree in Marketing, Communications, Business, Media, or a related field
Strong interest in digital marketing, content creation, and branding
Proficient in Canva; familiarity with Adobe Photoshop, Illustrator, or similar tools is a plus
Enthusiastic, creative, and willing to learn
Able to commit full-time for at least 3 months
Passion for education, data, and technology is a bonus

Key Responsibilities

Assist in planning and developing engaging content for various social media platforms (Instagram, LinkedIn, Facebook, TikTok, etc.)
Create visually appealing graphics, videos, and promotional content using tools like Canva, Adobe Creative Suite, or other platforms
Draft compelling and brand-aligned copy for social media posts and marketing materials
Support day-to-day community management by responding to comments, DMs, and tags
Assist in identifying and collaborating with relevant influencers or community partners
Contribute creative ideas for marketing campaigns and content strategies
Assist with basic video editing for reels, stories, and promotional clips
Creation and update the company’s official website, including layout suggestions, visuals, and content writing.

How to apply?

View the job post here and write to Nimisha via this link.

Editor’s note: These positions are selected based on the “remote” tag, but some are hybrid ones, and you may need to report to the office physically. For more details, contact the employer directly.