How to Live Solo in SG Like a Pro

Living solo in Singapore? It’s an exciting adventure but it also comes with financial responsibilities. According to a 2022 Statista survey, young professionals in their 20s stash away at least 35% of their income in savings, while those in their late 50s and 60s save around 29%. Clearly, Singaporeans are financially savvy and you can be too!

If you’re looking to stretch your dollar while enjoying the perks of independence, consider these practical money-saving hacks.

HAWKER CENTRES ARE YOUR BFF

Sure, cafe brunches and restaurant dinners are tempting but they’ll drain your wallet fast. Instead, embrace the vibrant hawker centre culture! From S$4 chicken rice to S$3 mee goreng, you’ll find delicious budget-friendly meals all over the island.

Image Credits: unsplash.com

Pro tip: Stick to kopitiams in the heartlands for even better deals!

MAXIMIZE CREDIT CASHBACK

Want to make money while spending it Cashback credit cards reward you for everyday purchases like groceries, dining and transport. With banks competing for customers, you’ll find plenty of attractive deals think Citi Cashback Card, HSBC Advance Credit Card and UOB One Card. Just remember to pay your bills on time to avoid interest charges!

USE PUBLIC TRANSPORTATION

Owning a car in Singapore Expensive Taking public transport Smart The MRT and bus network is fast, reliable and way cheaper than cabs or private hires.

Pro Tip: Grab an EZ-Link card or use SimplyGo for seamless discounted rides no need to fumble for cash or queue for tickets.

TURN OFF THE AC

Singapore’s humidity makes air-conditioning feel like a necessity but running it 24/7 will send your electricity bill soaring. Instead, opt for fans when possible and set your AC on a timer at night. Even better Clean your AC filters regularly to keep it running efficiently and reduce energy consumption.

SAY NO TO TAKEOUTS

Ordering food delivery every night isn’t just pricey it’s often less healthy too. Cooking at home saves money and lets you eat better. Not a kitchen pro Start with simple one-pot meals or meal prep on weekends to make weekday dinners a breeze.

IN A NUTSHELL

Living alone in Singapore doesn’t mean you have to live beyond your means. With some smart financial habits eating at hawker centres, using cashback cards, taking public transport and cutting down on utility bills you can enjoy independence and keep your savings on track.

Image Credits: unsplash.com

After all, financial freedom is about making your money work for you so start today!

Sources: 1 & 2

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4 best-rated skin/beauty studios in Bali to get your facial fixes at

a man getting a facial mask

Heading to Bali and can’t wait for that aroma oil massage session?

Why not book yourself a facial session too while you’re there for some extra pampering?

We’ve got a quick list of best-rated skin/beauty studios in Bali to help you get started.

Healthy Look Aesthetic at Ubud Nyuh Bali Resort

Website: healthylook-aesthetic.com

Google Rating: 4.9 (100+ reviews)

Address: Raya Silungan St, Lodtunduh, Kecamatan Ubud, Kabupaten Gianyar, Bali 80571, Indonesia

This premier medical spa in Ubud offers results-driven facials tailored to reveal your best complexion.

For a quick glow-up, try ‘The Essential’—an express 45-minute (IDR 490K = approx. 40 SGD) deep cleanse featuring massage and potent actives chosen for your skin type.

Or revive your radiance with the ‘Glow and Go’ facial, a 45-minute (IDR 590K = approx. 49 SGD) rejuvenation featuring gentle dermabrasion exfoliation, electroporation to infuse hydration, a tightening treatment and nutrient-rich mask.

Here’s their full list of facials and prices: healthylook-aesthetic.com/medi-facial-ubud-bali

Skin Studio Aesthetics

Website: skinstudio.id

Google Rating: 4.9 (70+ reviews)

Address: Jl. Bumbak Gang Pulau No.47 A, Kerobokan, Kec. Kuta Utara, Kabupaten Badung, Bali 80361, Indonesia

Your complexion craves customized attention, so don’t settle for a one-size-fits-all facial.

Go for Skin Studio Aesthetics’ tailored Dermalogica treatments instead.

Their thorough skin analysis ensures each facial caters to your skin’s needs, whether you opt for the 30-minute Express Skin Revival (IDR 500K = approx. 41 SGD) or the clarifying 60-90 minute Essential (IDR 800K = approx. 66 SGD).

The Express facial rapidly rejuvenates with deep yet gentle cleansing and intense hydration, banishing dullness to unveil a luminous glow.

For the congested and lackluster, The Essential facial restores clarity through purifying, pore-minimizing, and refining.

Browse other facial packages here: skinstudio.id/facials 

Body Lab

Website: bodylabbali.com

Google Rating: 4.8 (470+ reviews)

Address: Jl. Raya Basangkasa No.10, Seminyak, Kec. Kuta, Kabupaten Badung, Bali 80361, Indonesia

Body Lab’s 3-in-1 Oxygeneo super facial is a triple threat that sloughs off dull surface cells, floods skin with nutrient-rich serums, and sends oxygen coursing through your complexion for that coveted glow.

This microdermabrasion-style treatment buffs your canvas to better absorb active ingredients.

Then, CO2 bubbles prompt a response, increasing blood flow and metabolism so skin looks brighter and firmer after a single session.

Or you can try their Hydrate Activating Facial which goes beyond cleansing to nourish with rejuvenating anti-aging serums and advanced technologies that create visible radiance.

Both are 90 minutes long each and cost IDR 890K (approx. 73 SGD).

You can also choose to do a top-up of IDR 300K (approx. 25 SGD) to include a 20-minute neck care routine.

View their list of face treatments here: bodylabbali.com/face-treatments

Anaya Aesthetics Bali

Website: anaya-aesthetics.com

Google Rating: 4.8 (260+ reviews)

Address: Jl. Raya Kerobokan No.10, Kerobokan Kelod, Kec. Kuta, Kabupaten Badung, Bali 80361, Indonesia

Last but not least, Anaya Aesthetics Bali brings you some serious facial magic with packages that pamper every complexion concern.

Their 45-minute Skin Polish facial (from IDR 850K = approx. 70 SGD) is a radiance revelation: a chemical peel sweeps away dullness while a collagen mask minimizes fine lines and wrinkles.

Say “see ya” to pigmentation and acne for a mega-watt glow.

There’s also an interesting 60-minute “Bootylicous Facial” (IDR 1,050K = approx. 86 SGD), a booty treatment that will have your butt cheeks blushing.

Includes a microdermabrasion routine to buff and deep cleanse your bikini zone for the beach reveal in Bali.

Choose your preferred facials here: anaya-aesthetics.com/facials-new

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This “Spring Blossoms” K-beauty box worth $294+ is yours to bag home at just $81+

BEAUTY BOX MAR (SPRING BLOSSOMS BOX)

It’s the last month of Q1 2025 and we hope you’ve been taking good care of yourself!

If you have been neglecting self-care, why not invest in this newly launched “Spring Blossoms” K-beauty box worth $294+ so you can give yourself some TLC before Q2 arrives?

It’s selling for only $81+ and here are all the items you get for what you pay:

FULL SIZE

SUNGBOON EDITOR Alaska PDRN Ultra Moisturizing Barrier Cream 50ml

SUNGBOON EDITOR Alaska PDRN Ultra Moisturizing Barrier Cream 50ml

I’m from Rice Toner 150ml

I'm from Rice Toner 150ml

This two-layer toner balances your complexion with a satisfying swipe.

The rice-infused formula begins as two separate phases but blends into one hydrating formula when shaken.

Niacinamide’s brightening powers help diminish dullness, while moisture-locking ingredients deeply quench parched skin.

Apply it after cleansing and watch as it sinks in, leaving your face dewy and prepped for the rest of your routine.

SOME BY MI Beta Panthenol Repair Body Cream 200ml

SOME BY MI Beta Panthenol Repair Body Cream 200ml

Quench dry skin with this nourishing body cream from SOME BY MI.

Powered by beta-sitosterol and panthenol, it replenishes your skin’s barrier while locking in long-lasting moisture.

Soothe itchiness and discomfort from dryness and pamper yourself in its skin-quenching formula.

With its gentle, low-irritation blend, this cream is suitable even for sensitive skin types.

Free from 31 potentially harmful ingredients, it’s a vegan indulgence you can feel good about slathering from face to toe.

ETUDE Dear Darling Oil Tint 4.2g

ETUDE Dear Darling Oil Tint 4.2g

Anua Heartleaf Quercetinol Pore Deep Cleansing Foam 150ml

Anua Heartleaf Quercetinol Pore Deep Cleansing Foam 150ml

SKINFOOD Potato Madecassoside Soothing Pad 60P

SKINFOOD Potato Madecassoside Soothing Pad 60P

SKINFOOD’s Potato Madecassoside Soothing Pads uses nutrient-dense potatoes harvested from the Gangwon region.

It also contains centella asiatica’s superstar extract madecassoside at a potent 95% purity.

This skin-coddling compound joins with other active ingredients to reboot your barrier function while delivering a soothing boost.

And those non-bleached cotton pads with their untreated fibers enhance delivery of those calming plant extracts.

UNOVE Water Essence Mist 200mL+30mL Special Set (Hair Essence Spray) 

UNOVE Water Essence Mist 200mL+30mL Special Set (Hair Essence Spray)

Frazzled hair’s got you feeling frustrated?

Spritz on a shot of hydration with this protein-infused hair mist.

It contains amino acids and plant oils, coating strands with a glossy sheen.

Just spray and go about your day as the moisture-binding ingredients work to smooth flyaways and tame frizz.

[BEAUTY BOX] BANILA CO Covericious Ultimate White Cushion 14g (+Makeup Fixer) 

BANILA CO Covericious Ultimate White Cushion 14g (+Makeup Fixer) 

Glide into lit-from-within radiance with BANILA CO’s Covericious Ultimate White Cushion.

This vegan complexion wonder whisks away unevenness, replacing it with a soft-focus finish that defies smudging.

The dual melting powder melds seamlessly with your skin texture for a natural-looking coverage that lasts from desk to dusk.

Infused with brightening white truffle essence and a white flower complex, this toning cover cushion gently blurs imperfections while reviving your glow.

FREE GIFT / TRAVEL SIZE

[Free Gift] espoir Be Glow Foundation 10 Color Sachet

espoir Be Glow Foundation 10 Color Sachet

Get Olive Young’s BEAUTY BOX MAR (SPRING BLOSSOMS BOX) at $81+ here.

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SG60 Baby Gift Celebrates the Next Generation

As Singapore marks its 60th year of independence, the nation is celebrating not just its rich history, but also its bright future starting with the littlest Singaporeans!

In honor of this milestone, all Singaporean babies born in 2025 will receive the exclusive SG60 Baby Gift, a delightful package of curated items designed to support parents and commemorate this special occasion.

WHERE TO SIGN UP?

Every baby born between January 1 and December 31, 2025, will be eligible for this special keepsake. Parents must complete their child’s birth registration before signing up for the SG60 Baby Gift at sg60.gov.sg/sg60-baby-gift.

This meaningful initiative reflects the Singapore Government’s commitment to supporting families, making parenthood a more joyous and memorable journey.

WHAT’S INSIDE THE GIFT BUNDLE?

Each package includes a mix of practical and sentimental items, sourced from local brands and designed to enrich the early years of both baby and parents:

A. Trolley Bag & Backpack – Stylish and functional, these bags help parents keep all baby essentials organized for outings and adventures.

B. SG60 Family Photobook – A beautifully designed album featuring Singapore-themed backgrounds and fun stickers of local flora and fauna to capture precious family moments.

C. Wooden Building Blocks & Toy Play Set – Classic toys that encourage creativity, problem-solving, and motor skill development.

D. Limited Edition Becky Bunny Plushie – This adorable soft toy, inspired by the Families for Life mascot, embodies values like love, respect, and commitment while promoting sensory development.

E. Straw Cup with Adaptor Cap – A high-quality feeding essential from local brand Hegen, designed to support your little one’s transition to independent drinking.

F. SG60 Parenting Journal – A dedicated space for parents to document milestones, thoughts, and reflections on their parenting journey.

G. Becky Bunny Storybooks – Engaging tales featuring Becky Bunny, crafted to nurture a love for reading from an early age.

H. Food Bib – A must-have for messy mealtimes, making feeding time fuss-free and fun.

HOW TO RECEIVE IT?

Parents who register by March 15, 2025, can collect their gift at Celebrating Our Families events organized by the People’s Association, happening on weekends in April and May.

For those unable to attend or who register after March 15, home delivery will be available from mid-May onwards.

Image Credits: go.gov.sg/SG60BabyGift

Even Singaporean babies born overseas can receive the SG60 Baby Gift, though delivery is only available within Singapore. Additionally, babies born before January 1, but with an Estimated Date of Delivery (EDD) on or after January 1, 2025, will still be eligible upon submission of medical documentation.

A TRIBUTE TO NEW BEGINNINGS

The SG60 Baby Gift is more than just a collection of items. It’s a celebration of life, family, and the journey of parenthood. As Singapore turns 60, this meaningful initiative underscores the nation’s dedication to building a strong, supportive community for generations to come.

To register and learn more, visit go.gov.sg/SG60BabyGift today!

Sources: 1 & 2

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Time and Wealth: How Compound Interest Grows Your Money

They say time is money but when it comes to investing, time is actually wealth. In Singapore’s fast-paced economy, understanding the magic of compound interest can be the key to financial freedom. So, how does it work?

POWER OF COMPOUNDING

Think of compound interest as a snowball rolling down Bukit Timah Hill small at first, but growing bigger as it gains momentum. In finance, this means your initial investment earns interest, and that interest starts earning more interest over time. The longer you leave your money to grow, the bigger the effect.

Let’s say you invest S$10,000 at an annual return of 5%. In a year, you’ll have S$10,500. But in the second year, you’re earning interest not just on your original S$10,000, but also on the extra S$500, bringing your total to S$11,025. Fast forward 20 years, and your initial sum has nearly doubled without you lifting a finger!

WHY START NOW?

Singapore’s CPF system already takes advantage of compounding, but you can supercharge your wealth with investments in ETFs, stocks, or savings plans. The trick? Start early and stay consistent. The longer you let your money grow, the more time does the heavy lifting for you.

Image Credits: unsplash.com

So, whether you’re saving for your first BTO or early retirement, remember: wealth isn’t just about how much you earn it’s about how wisely you let time work for you.

 

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