Lifestyle & Hobbies

3 Budget-friendly Places To Do Your Shopping Before Chinese New year

Chinese New Year Singapore

There are 2 reasons why all of us would be looking forward to Chinese New Year in 2015. Not only because there would be a long weekend for us to take a break from the flurry of work or school, it is also the time for us to indulge in all the festive goodies that are usually only rampant during this time of the year! On the other hand, some would be groaning at the vast amount of work needed

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Retirement

An 86-Year-Old Woman Spends $164,000 A Year To Retire In A Luxury Cruise Ship

After countless years of routinely work, most people cannot imagine a life without it. Retirement, a course that can happen either by choice or by circumstance, came as an easy decision for Lee Wachtsetter. Lee Wachtsetter or commonly called as Mama Lee has been spending the past seven years on the luxury liner named Crystal Serenity. She told USA Today that she was always fond of cruises. In fact, she has been on more than 283 ships since 1962. She

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Lifestyle & Hobbies

8 Excuses Young People Use To Justify Their Spending

Admit it…when you are about to make a remorseful purchase, you will rationalize your spending with a whole lot of things. Oh how lovely it feels when you’ve refreshed your whole wardrobe! But, it may not be wise for your finances in the long run. From being stressed to needing to look good for a special occasion, here are 8 Excuses Young People Use To Justify Their (Unnecessary) Spending… 1. I HAD THE WORST DAY. I DESERVE THIS. Isn’t it

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Credit & Loan

Personal Loan 101: Golden Information You Should Know

Like a kid in a candy store, consumers have various loans to choose from. From education loan to home loan, we shall look at personal loan through a microscope. Personal loans are used for family emergencies, home furnishings, or consolidating other debts. These loans are often short-term. 1. APPLICATION PROCESS You will be asked to complete a loan application that may include: your name, NRIC, date of birth, address, current and previous employers, length of employment, occupation, sources of income,

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Credit & Loan

4 Things to Consider Before Applying For An Educational Loan

Tertiary Education and Graduate Studies can be too costly especially to people who live by one cost at a time without any savings plan what so ever. On the other hand, just because a bank tells you that you are qualified and approved for an education loan does not mean taking it is a good idea. Here are 4 Things to Consider Before Applying For An Educational Loan: 1. EDUCATE YOURSELF Before applying for any education loan, it is tantamount

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