Boost Your Budget With S$300 CDC Vouchers, Now Available for Singaporeans

As 2024 began, Singaporeans faced financial challenges with the GST increased to 9% and Singapore again named the world’s most expensive city. This has significantly impacted on daily expenses, such as meals and groceries.

To help ease this burden, every Singaporean household can now claim S$300 in CDC vouchers for daily expenses. These vouchers can be redeemed online at go.gov.sg/cdcv and used at participating hawkers, heartland merchants, and supermarkets.

PREVIOUS TRANCHES

In January 2024, the CDC vouchers worth S$500 were launched by then Deputy Prime Minister Lawrence Wong. This was S$200 more than the previous year’s tranche. Households will receive a total of S$800 in 2024, marking the first time two tranches of CDC vouchers have been distributed in one year.

LATEST VOUCHER LAUNCH

On June 25, Deputy Prime Minister Gan Kim Yong, who is also the Minister for Trade and Industry, introduced the new tranche of CDC vouchers at West Coast Community Centre. He was accompanied by National Development Minister Desmond Lee and the five mayors.

BUDGET 2024

During Budget 2024 in February, Prime Minister Wong, also the Finance Minister, announced that Singaporeans would receive a mix of cash, vouchers, and rebates. This is part of a S$1.9 billion boost to the Assurance Package to help with cost-of-living concerns and an uncertain economic outlook. The package includes an additional S$600 in CDC vouchers, with S$300 distributed in June 2024 and another S$300 in January 2025.

HISTORY OF THE SCHEME

The CDC vouchers scheme was introduced in June 2020 during the COVID-19 pandemic to support lower-income households and local merchants. It was expanded to all households in December 2021 to thank Singaporeans for their solidarity during the pandemic and to support heartland businesses as they recovered.

Despite the pandemic’s end, high inflation due to supply chain constraints and the war in Ukraine has kept daily expenses high. Deputy Prime Minister Gan explained that this is why the Government continues and enhances the scheme.

SPENDING OF THE VOUCHERS

Most vouchers were spent on hawker centers, participating merchants, and groceries, with S$140 million on F&B, S$273 million on supermarkets, and S$28 million on mini-marts.

FairPriceGroup is offering a promotion where shoppers receive S$4 in return vouchers for every S$50 spent in CDC vouchers in a single transaction until July 1. These return vouchers are valid until July 31 with no minimum spend requirement.

Furthermore, Cold Storage offers an S$8 return voucher for shoppers who spend at least S$80 in CDC vouchers in one receipt. Giant Singapore provides a S$6 return voucher for spending at least S$60 in CDC vouchers in a single receipt.

CLAIMING THE VOUCHERS

More than 650,000 Singaporean households claimed their June 2024 vouchers within the first two days of the launch, according to Senior Minister of State for Trade and Industry Low Yen Ling.

Want to claim yours? To use the CDC vouchers, access them via your smartphone using the unique link provided to your household. Select the type and amount of vouchers you wish to use, and a QR code will appear for you to present to the shop staff. The staff will scan the QR code to deduct the amount accordingly.

Image Credits: unsplash.com

Note that no change will be given if the voucher amount exceeds the purchase price. However, you can combine voucher usage with cash to cover the total cost. For instance, you can use a S$5 voucher and add S$2 in cash for a S$7 item. The same rules apply to physical vouchers.

Sources: 1,2, & 3

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Latest WFH internships posted from 24 to 27 June 2024

woman using her laptop

It’s Friday and you know the drill.

This week we have opportunities in “not-so-common areas” like investment analysis, travel growth, and more.

Stay on this page to find out more!

#1: Robothink Pte. Ltd. – Facilitator And Curriculum Development Intern

robothink.sg

Website: robothink.sg

Allowance / Remuneration: $750 – 1,200 monthly

Job Qualifications
  • Not specified.
Key Responsibilities
  • Support the lesson delivery at partner education agencies 
  • Create engaging lessons that inspire creativity and curiosity
  • Consolidate, document, and upload student’s progress photos
  • Provide a safe and neat classroom environment for students to build and play in
  • Deliver and explain STEM concepts to young students creatively
  • Create, plan, and develop age-appropriate coding lesson plans
  • Review and consolidate lesson objectives and aims
How to apply?

View the job post in full here and write to Abby Umaruddin via this link.

#2: Nium Pte Ltd – Strategy And Operations Intern

nium.com

Website: nium.com

Allowance / Remuneration: $1,000 – 1,500 monthly

Job Qualifications
  • Currently pursuing Bachelor’s Degree with relevant experience in business/finance/marketing 
  • Hands-on knowledge of or familiarity with MS Excel, JIRA, confluence, and CRM tools is an added advantage 
  • Strong presentation and analytical skills, data-driven, and able to think critically and creatively 
  • Preferably with experience in managing projects and events from end to end 
  • Proficient in English. Knowledge and Proficiency in other languages is an added advantage
Key Responsibilities
  • Assist in market research and analysis of remittance and travel card products in Singapore
  • Work closely with marketing, partnership, product, and analytics teams to drive campaigns, track performance and identify improvement opportunities
  • Analyse customer data, interpret indicators and trends to identify opportunities within Instarem and amaze portfolio 
  • Provide admin and strategy support including business projections, budget planning, and preparation of pitch decks and management presentation materials
How to apply?

View the job post in full here and write to Joseph Lim via this link.

#3: Helicap Pte Ltd – Investment Analyst Internship Fall 2024 (Aug – Dec 2024)

helicap.com

Website: helicap.com

Allowance / Remuneration: $800 – 1,000 monthly

Job Qualifications
  • Not specified.
Key Responsibilities
  • Sourcing, evaluation, structuring, and execution of investment transactions within technology and alternative lending industries 
  • Strategizing and developing investment thesis on potential opportunities 
  • Preparation of investment slide decks and financial modeling of private credit opportunities 
  • Presentation and marketing of investment proposals to senior management, investors, and business partners 
  • Work with legal, financial, and other consultants on fundraising, deals, and startup advisory 
  • Continuous investment management of private debt / venture debt / venture capital investments, in terms of forecasting and monitoring financial returns 
  • Contribute to the development of Helicap’s technology and analytics platform 
  • Participate in business development initiatives within Helicap and portfolio companies 
  • Assist with business development, events, and other commercial activities
How to apply?

View the job post in full here and send your resume to [email protected]

#4: Holicay – Travel Growth Associate

holicay.com

Website: holicay.com

Allowance / Remuneration: $800 – 1,250 monthly

Job Qualifications
  • Bachelor’s degree in Business, Communications, or a related field
  • High proficiency in Microsoft Office and Google Sheets
  • Preferred: Past experience in high-growth companies or demonstrated ability to lead self-initiated projects
  • Strategic thinking with a clear focus on output rather than input
  • Love for data and thrive in a semi-autonomous environment
  • Passion for travel and a deep understanding of the travel industry
Key Responsibilities
  1. Identify and Onboard Strategic Hospitality Partners:
  • Research and identify potential hospitality partners that align with Holicay’s vision of a truly bespoke vacation
  • Initiate contact and establish relationships with new partners
  • Manage the onboarding process, ensuring a seamless integration onto the Holicay platform
  1. Grow Partner Accounts:
  • Develop and implement strategies to optimize the supplier user experience
  • Upskill and support suppliers in delivering a unique blend of digital and in-person experiences for trips
  • Monitor partner performance and provide feedback to drive continuous improvement using data
  1. Create Personalized Travel Itineraries:
  • Utilize available supplier products on the Holicay platform to design unique and tailored travel itineraries
  • Ensure itineraries are creative and deliver the experience desired by the traveler through Holicay’s online itinerary planner tool
How to apply?

View the job post in full here and send your application to [email protected] with your portfolio and your #1 reason for wanting to be in the travel space and to be part of the team.

#5: Generation: You Employed, Singapore Ltd. – Programme Associate Intern (Recruitment / Employer Engagement)

singapore.generation.org

Website: singapore.generation.org

Allowance / Remuneration: $800 – 1,000 monthly

Job Qualifications
  • Graduated from or currently enrolled in a diploma or undergraduate program from any discipline, preferably with a social science research background
  • Knowledge of data collection methods (polls, surveys, focus groups, etc). Hands-on experience is an added advantage. 
  • Proficient in Microsoft Word and PowerPoint
  • Familiarity with Excel, data entry, and database management
  • Excellent planning, record-keeping, and organizing skills
  • Excellent interpersonal and written communication skills
Key Responsibilities

[Specific for Programme Associate Intern (Recruitment)]

Supporting recruitment – converting prospects into Generation learners through a robust and effective recruitment funnel: 

  • Supporting learners to complete their application and ensuring prompt customer service
  • Ensure prompt, professional, and friendly management of queries across various channels (e.g. email, phone, social media, mailboxes, WhatsApp)
  • Assist in the screening and selection of learners for upcoming programs (tech and non-tech) and ensure close alignment with organizational targets
  • Assist in the reporting of key admissions metrics to maintain accurate data on the applicant-to-learner conversion funnel

[Specific for Programme Associate Intern (Employer Engagement)]

Supporting employer engagement: 

  • Conduct market research and assist with employer prospecting campaigns (eg. crafting and sending out emails, follow-ups, and collating outreach results)
  • Assist in job matching and placement activities
  • Contact program graduates to understand their status if and when the need arises 

[For all interns]

  • Support the team with program-centric events (e.g. program information sessions, graduate career fairs, and employer networking events)
  • Collect data and consolidate information into actionable items, reports, and presentations
  • Any other tasks required for program operations (eg. learner/alumni support and contacting, updating documents, coordinating meetings)
How to apply?

View the job post in full here and send your resume to [email protected]. Along with the resume, please mention in not more than 5 bullet points, your motivation to apply for this role.

Editor’s note: These positions are selected based on the “remote” tag, but some are hybrid ones and you may need to report physically to the office. For more deets, do contact the employer directly.

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4 accommodations under $60/night near Universal Studios Japan, Osaka, if you can free yourself for a trip in October 2024

Tsuru Inn Chaohashi 702

Planning a trip to Universal Studios Japan in October 2024 but working within a tight budget?

You’re in luck!

We’ve scoured the area to find you some incredible places to stay, all under $60/night.

Read on to discover where you can rest your head!

Minimalist rental unit near Chidoribashi Station

Minimalist rental unit near Chidoribashi Station

Price: $52/night (for 2 persons)

Travel dates: 1 to 6 October 2024

First up, we have this minimalist rental near Chidoribashi Station to start us off.

Just a 2-minute stroll to the station, this abode puts you on a quick 15-minute commute from Universal Studios Japan.

Ideal for traveling buddies, the unit features 2 single beds and a compact pantry.

There’s also a washing machine for packing light and traveling hassle-free.

This rental offers a fuss-free home base from which to explore Osaka.

Vacation unit in a Japanese inn close to Asashiobashi Station

Vacation unit in a Japanese inn close to Asashiobashi Station

Price: $52/night (for 2 persons)

Travel dates: 14 to 19 October 2024

Located just a short walk from Asashiobashi Station in a quiet residential pocket, you will have easy access to transport while staying in a home away from the crowds.

Fully air-conditioned with a full kitchen, microwave, and laundry facilities, it offers all the conveniences of home including cooking utensils so you can prep light meals just like you do at your place (if you prefer to not dine out throughout your trip).

With two single beds awaiting, it’s an excellent home base for solo travel buddies.

Editor’s note: if this specific unit is booked, the host has others available—just ask.

Entire home 8 minutes to Bentenchō Station

Entire home 8 minutes to Bentenchō Station

Price: $55/night (for 2 persons)

Travel dates: 1 to 6 October 2024

Or consider this renovated old wooden home just 8 minutes from Bentenchō Station.

Ranked in the top 10% of homes, this property offers a prime location just a 20-minute train ride from Universal Studios Japan.

The neighborhood brims with restaurants, supermarkets, and convenience stores.

Cozily accommodating up to 4 guests (or an ultra-spacious stay for 2), the home features a full kitchen with appliances and cookware.

Stay connected with wi-fi, refresh your wardrobe with the washing machine, and use the other provided amenities as you wish.

Modern-looking unit next to Osaka Prefecture Konohana Police Station

Modern-looking unit next to Osaka Prefecture Konohana Police Station

Price: $59/night (for 2 persons)

Travel dates: 1 to 6 October 2024

Last but not least, we have this modern-looking unit just steps from the Osaka Prefecture Konohana Police Station.

Enjoy the convenience of a 9-minute stroll to Chidoribashi Station and a quick 10-minute bus ride to the thrills of Universal Studios Japan.

Rest in the king-size bed, whip up meals in the equipped kitchen, and freshen up in the bathroom with a shower and tub.

When you’re ready to explore, take advantage of the free bicycle rentals and get pedaling.

Stay, play, and relax, it’s your vacation home for a week.

With these budget-friendly accommodations near Universal Studios Japan, your dream trip to Osaka this October is within reach. So pick your perfect place on this list and get packing. Have fun at Universal Studios Japan while enjoying the best of Osaka! Have a safe trip to come 🙂

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The Ultimate Retirement Planning Tool: A Guide to Personal Capital Retirement Calculator

Planning for retirement can feel overwhelming. With so many unknowns and variables, it can be difficult to know where to start.

Good thing, there are tools that can help you make smarter retirement decisions. One of these tools is a Personal Capital Retirement Calculator.

But, what exactly is it? How can it aid you in planning for your future retirement?

Keep on reading as we break down how this tool can help you plan your retirement with ease.

How the Personal Capital Retirement Calculator Works

The Personal Capital Retirement Calculator is a user-friendly tool that helps you determine how much money you’ll need to save for retirement. It takes into account various factors such as:

  • Your current savings
  • Expected retirement age
  • Lifestyle goals

Simply input your information, and the calculator will provide you with an accurate projection of your retirement savings. This way, you can see if you’re on track or if you need to make adjustments.

Benefits of Using the Personal Capital Retirement Calculator

Utilizing the Personal Capital Retirement Calculator offers a number of benefits. This includes:

Accurate Savings Projections

One of the biggest advantages of using this calculator is its accuracy. Unlike generic retirement planning tools, the Personal Capital Retirement Calculator provides personalized savings projections based on your unique financial situation.

This allows you to make informed decisions about your retirement savings. It also gives you peace of mind knowing that your financial future is secure.

Easy to Use

The calculator is designed to be simple and easy to use, even if you’re not a finance expert. Just enter your information, and the tool does the rest. There’s no need to worry about complicated formulas or confusing jargon.

This makes it accessible for everyone, regardless of their financial knowledge.

Comprehensive Retirement Savings Guide

In addition to providing accurate savings projections, the Personal Capital Retirement Calculator also offers a comprehensive retirement savings guide. This guide includes:

  • Personal finance tips and strategies
  • Valuable information on investment options
  • Potential risks to consider

Whether you’re just starting out or nearing retirement, the guide can provide valuable insights to improve your financial planning.

Understanding Taxes in Retirement

When planning for retirement, it’s important to consider how taxes will impact your savings. Different types of income are taxed differently. With taxes in retirement explained, you can better prepare for the tax implications of your retirement income.

The Personal Capital Retirement Calculator takes taxes into account. By factoring in tax rates and potential changes, you can get a more accurate picture of your retirement savings. This will help you make more informed decisions about your retirement planning.

Exploring the Use of Personal Capital Retirement Calculator

The Personal Capital Retirement Calculator is the ultimate tool for individuals looking to plan for a secure and comfortable retirement. With its user-friendly interface and detailed analysis, you can confidently make informed decisions about your financial future.

So, what are you waiting for? Take control of your retirement and sign up for Personal Capital’s retirement calculator today!

Was this article helpful? If so, check out the rest of our site for more informative content.

 

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Latest WFH internships posted from 17 to 20 June 2024

working on laptop with sticky notes by the side

We’ve got the latest WFH internship opportunities for you this week and they are in these areas:

  • Accounting
  • Video Production
  • PR & Social Media

… and more!

Have a look and apply if you think it’s a fit.

#1: Cleantech Solar – Accounting Intern

cleantechsolar.com

Website: cleantechsolar.com

Allowance / Remuneration: $800 – 1,200 monthly

Job Qualifications

Not specified.

Key Responsibilities
  • Hands-On Experience: Dive into the center of operations in Thailand, Indonesia, Malaysia, Singapore, and Vietnam, gaining invaluable hands-on experience and making a real impact from day one.
  • Financial Standards: Stay connected with a range of Financial Reporting Standards (FRS) across Southeast Asia, expanding your financial expertise and staying ahead of the curve.
  • Transfer Pricing: Experience the procedure of setting fair prices between related parties using the arm’s length principle through hands-on transfer pricing documentation.
  • Financial Management: Assist in executing month-end and year-end closings, while also contributing to the preparation of monthly and yearly financial statements.
  • Innovation Driver: Engage in driving automation and digitalization initiatives, including ERP system implementation, to enhance financial insights and streamline reporting processes.
  • Decision-Making Support: Assist in preparing key decision-making tools for management, utilizing your analytical skills to drive strategic business decisions.
  • Other ad-hoc tasks
How to apply?

View the job post in full here and apply for this position by submitting your text CV using InternSG or emailing to [email protected]

#2: Learns Marketing – Video Production Intern

learnsmarketing.com

Website: learnsmarketing.com

Allowance / Remuneration: $800 – 1,000 monthly

Job Qualifications
  • You have the initiative to do things that you think are right for the company and yourself
  • You are yearning to learn to use all forms of cameras and gimbals, lighting, and audio equipment
  • You are keen to hone your skills in video editing
  • You can work as a team during shoots, yet independently while working from home
  • You should dislike working in offices and during office hours… yup, no typos here
Key Responsibilities
  • Brainstorm video content with the Creative Director
  • Be involved in shoots as a Camera Operator
  • And if you want, you can even be in front of our cameras to be the star that you always wanted
How to apply?

View the job post in full here and write to Colin via this link.

#3: Craft Communications – Public Relations & Social Media Assistant

craftc.com

Website: craftc.com

Allowance / Remuneration: $800 monthly

Job Qualifications
  • Marketing, Business, Communications, Arts & Social Sciences students are preferred, but applicants of other disciplines possessing strong communication skills will also be considered
  • A good command of English is key to this role
  • Proficient in Microsoft applications 
  • Good team player with strong coordination and administrative skills.
  • Good communication and interpersonal skills.
  • Able to start at the earliest possible.
Key Responsibilities
  • Assist the team in providing public relations, marketing, and social media support
  • Understand clients and be involved in helping to create and execute strategies that are designed to achieve client’s objectives
  • Additional support will also be required of the intern in the following areas: managing databases, events, media clippings and reports, media pitching, managing marketing promotions, PowerPoint presentations, prospecting and business development, and more.
  • Real Work. This is not a walk in the park and the team’s pretty much self-sufficient when it comes to making espressos or grocery runs to top up sugar supplies. Interns are exposed to opportunities like full-time consultants are.
How to apply?

View the job post in full here and write to Dennis via this link.

#4: Acelerate Academy – Marketing & Operations Intern

acelerateacademy.com

Website: acelerateacademy.com

Allowance / Remuneration: $700 – 1,000 monthly

Job Qualifications
  • You like working with a fun and young team 
  • You’re aiming for personal growth and experience 
  • You want to expose yourself to different areas of business functions 
  • Comfortable in front of the camera
Key Responsibilities

Marketing 

  • Generate sales leads and reach out to potential students/parents. 
  • Design marketing collaterals and manage social media accounts. 
  • Conduct (marketing) analyses and make sense of data collected

Human Resource & Operations

  • Run daily operations of the center and stock up inventory. 
  • Monitor students’ attendance and progress. 
  • Coordinate tutors’ lesson schedules and duties. 
  • Prepare teaching lesson plans and teaching materials. 
  • Maintain accurate records for bookkeeping and audit purposes. 
  • Collect tuition fees and manage the disbursement of cash for purchases.

Customer Service 

  • Attend to WhatsApp and email inquiries and maintain mailbox. 
  • Issue receipts and verify payments
  • Communicate with parents on students’ feedback and walk-in inquiries. 
  • Maximize the retention rate of students as well as the conversion rate of walk-ins.

Other ad-hoc duties as assigned.

How to apply?

View the job post in full here and write to Dickson via this link.

#5: Ceus Capital – Business Development Intern

ceuscapital.com

Website: ceuscapital.com

Allowance / Remuneration: $550 – 1,000 monthly

Job Qualifications
  • Strong numerical and analytical skills.
  • Excellent verbal and written communication skills in English and Mandarin.
  • Ability to build and maintain positive relationships with clients.
  • Flexibility to work non-standard hours, including nights and weekends, to accommodate different time zones.
  • Strong problem-solving skills and attention to detail.
  • Proficiency in Microsoft Office Suite and familiarity with social messaging applications such as Telegram and WhatsApp.
  • Ability to work independently and as part of a team.
  • Prior experience in customer-facing roles or finance is preferred but not required.
  • Education: Currently pursuing or recently completed a Diploma in Communications, Marketing, Public Relations, Finance, Business Administration, Economics, or a related field.
Key Responsibilities
  • Engage with clients through various communication channels (email, phone, chat) to maintain and enhance relationships.
  • Provide exceptional customer service by addressing inquiries, resolving issues, and ensuring client satisfaction.
  • Participate in meetings with banks and other businesses to secure deals and partnerships.
  • Assist in preparing and delivering presentations to clients and partners.
  • Monitor and report on customer feedback and work with the team to improve service delivery.
  • Collaborate with different departments to ensure seamless customer experiences.
  • Maintain accurate records of customer interactions and transactions.
  • Research on the overall market and additional duties upon request
How to apply?

View the job post in full here and submit your resume explaining why you are a good fit for this role to [email protected], or text 83472758.

#6:Lucror Analytics Pte Ltd – Sustainable Finance (ESG) Intern

lucroranalytics.com

Website: lucroranalytics.com

Allowance / Remuneration: $800 – 1,500 monthly

Job Qualifications
  • Very strong attention to detail, a meticulous work attitude, and exceptional diligence
  • Excellent verbal and written communication skills
  • Robust Microsoft Office skills, with an emphasis on Excel 
  • Genuine interest in the position and commitment to getting the job done
Key Responsibilities
  • Assist the ESG research team in ESG research report writing and ESG data mining
  • Provide ad-hoc support to the research team
  • Maintain internal databases and automate/optimize queries (mainly in Excel)
How to apply?

View the job post in full here and write to Jie Lin via this link.

Editor’s note: These positions are selected based on the “remote” tag, but some are hybrid ones and you may need to report physically to the office. For more deets, do contact the employer directly.

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