How Economics Tuition Is Equipping Young Singaporeans to Make Smarter Financial Decisions—from Investments to Loans
5 Financial Lessons You Can Learn from Lady Gaga
Anna Agoncillo
Lady Gaga lit up the National Stadium last night with a spectacular, sold-out performance. It was the first of four nights in Singapore and her only stop in Asia for the Mayhem tour. The two-hour spectacle featured dynamic choreography, dramatic set pieces, and multiple costume changes.
What’s more? During her 2010 hit Alejandro, she draped the Singapore flag over a balcony on stage, drawing roaring applause. Beyond the wigs and theatrics, there’s a method to the madness. On that note, here are five key lessons from Mother Monster’s playbook.
#1: SAY NO & MEAN IT
In a speech at Yale, Lady Gaga shared how one simple word helped her reclaim her life. She had reached a point where she no longer recognized herself. Saying “no” gave her back control over her time, energy, and purpose.
Financially, the same principle applies. Saying no to unnecessary spending, to lifestyle pressure, or to things that don’t align with your goals, is a powerful tool. Just because you can afford something doesn’t mean you should say yes to it.
#2: BREAK FROM THE NORM
Gaga doesn’t follow trends. She sets them. As Gaga sings in Born This Way, “Don’t hide yourself in regret, just love yourself and you’re set.” Even in the way she dances, she moves to beats others avoid. Her unconventional choices make her unforgettable.
That mindset also works for money. It’s easy to follow the crowd, whether it’s buying the latest tech, chasing social media-fueled investments, or sticking to a career path that doesn’t truly suit you. But real success comes from doing what fits your own values and vision.
#3: THINK LONG-TERM
Lady Gaga’s stardom wasn’t built on one viral moment. Her success is the result of years of strategy, hard work, and consistent reinvention. It’s the same when it comes to your finances.
Image Credits: unsplash.com
Short-term thinking often leads to mistakes such as overspending, panic-selling, or taking on bad debt. But those who plan ahead, invest steadily, and take a long view of their goals tend to build lasting wealth.
#4: LOOK BEYOND YOURSELF
Behind every Gaga performance is a massive team: stylists, dancers, musicians, designers, and technicians. She openly credits her success to the people who support her, on and off stage.
Good financial decisions also rely on collective thinking. Whether you’re running a business or managing your own portfolio, long-term success means considering the needs of your community, employees, partners, and the environment. Companies and individuals who think sustainably often perform better over time.
“I wanna hold ’em like they do in Texas, please,” she quips in Poker Face, but the message is deeper: know who you’re dealing with, and value every card you hold.
#5: DON’T DO IT ALONE
Even a global superstar like Lady Gaga doesn’t do it all herself. Her massive live shows depend on an army of behind-the-scenes professionals. Her creative process is powered by collaboration.
The same is true with money. You may be the lead in your financial story, but you need a team such as trusted friends, mentors or a supportive partner. Trying to handle everything solo can lead to burnout or costly mistakes.
Image Credits: unsplash.com
Knowing when to ask for help is not weakness. It’s wisdom.
‘Haus Labs by Lady Gaga’ has officially launched in Sephora, and here are some top-rated items from $42 to get
Celeste Elle
Lady Gaga’s beauty brand, Haus Labs, has made its way into Sephora with various products, but we’re spotlighting a few top-rated ones priced from $42.
Have a look! 
Haus Labs by Lady Gaga PhD Hybrid Lip Glaze
Price: $42
Gone are the days of layering gloss over balm over plumper.
This next-gen glaze links a lip oil, balm, plumper, and gloss into one formula that hydrates and promotes the look of fuller lips thanks to the custom Maxi-Lip and Volulip blend that provides noticeable plumping after just two weeks of continuous use.
Plus, we like how it contains prickly pear oil and vegan collagen, leaving lips feeling soft.
Available in six shades.
Haus Labs by Lady Gaga PhD Hybrid Lip Oil
Price: $42
PhD Hybrid Lip Oil is an award-winning clean formula that delivers lightweight hydration and non-sticky shine with a cushiony feel.
These pH-powered shades transform into a true-to-you tint that’s uniquely yours.
Got chapped lips? You will be glad to know that the plant-based squalane included gets to work softening on contact.
Haus Labs by Lady Gaga Triclone Skin Tech™ Concealer Brush
Price: $45
Concealer brushes: so many styles, so little payoff.
Too often, they leave behind streaks and patchiness, but not this Triclone Skin Tech Concealer Brush from Haus Labs by Lady Gaga.
Its domed curve and pointed tip mimic the shape of your fingertip, offering THE blendability a brush can deliver.
The soft bristles melt makeup onto skin for that coveted “real skin” finish.
Haus Labs by Lady Gaga Color Fuse Blush Powder
Price: $50
Bring on the flush with Haus Labs’ Color Fuse Blush Powder, a rush of long-wearing pigment for any skin tone.
This vegan and talc-free formula brings a smooth finish, brimming with plant-based ingredients like squalane and vitamin E.
One swipe offers a buildable, blendable pop of color that lasts long.
With six shades that pack a punch of pigment, you will get your healthy glow on all day long.
Haus Labs by Lady Gaga Color Fuse Glassy Blush Balm Stick
Price: $55
This balm stick contains over 70% hydrating actives that plump and replenish while imparting a veil of color.
The star is a goji berry complex that smooths for a healthy-looking flush.
Plus, fermented arnica helps reduce redness and irritation for a luminous finish.
The serum-based formula glides on weightlessly yet delivers high-impact pigment payoff in eight shades.
It apparently also helps boost skin hydration by a whopping 62%.
Haus Labs by Lady Gaga Bio-Radiant™ Gel-Powder Highlighter
Price: $65
Glow, baby, glow with this Bio-Radiant Gel-Powder Highlighter, a gel-powder formula that glides onto skin to deliver a soft-focus glow.
Made with multidimensional pearls and light-catching pigments, this highlighter creates a natural-looking sheen and with brightening Silver Vine Extract, tired complexions don’t stand a chance of ruining.
The blurring formula also helps smooth over pores and fine lines for a filter-esque finish.
Latest WFH internships posted from 13 to 16 May 2025
Looking for opportunities in software engineering, HR administration, and more?
We’ve got the right opportunities for you this week.
Take a look and apply accordingly.
All the best! 
#1: Express In Music – Junior Software Engineer – Internship
Website: expressinmusic.com
Allowance / Remuneration: $800 – 1,100 monthly
Job Qualifications
- Solid foundation in HTML, CSS, JavaScript, WordPress, and backend basics (e.g., Node.js, Python, or PHP).
- Comfortable using GitHub and basic CI/CD workflows.
- Exposure to React, Vue, or similar JS frameworks preferred.
- Willingness to explore and adopt AI pair programming tools like Cursor AI.
- Able to read and interpret API docs and integrate 3rd-party tools.
Key Responsibilities
Frontend Adjustments
- Assist in minor UI/UX improvements on existing dashboards.
- Fix CSS issues or test responsiveness.
Backend Support
- Add/update minor endpoints.
- Debug console logs and handle minor logic adjustments under supervision.
Cursor AI Integration
- Learn prompt writing to instruct Cursor AI effectively.
- Assist the team in refactoring legacy code using AI-generated suggestions.
- Test AI-generated code blocks in safe staging branches.
Documentation & Testing
- Help document code, functions, and component behaviour.
- Contribute to testing by reviewing AI-assisted pull requests.
How to apply?
View the job post here and write to Jaslynn via this link.
#2: Sventl Asia Pacific Pte Ltd – HR Admin
Website: sventl.com
Allowance / Remuneration: $800 – 1,500 monthly
Job Qualifications
- Pursuing or recently completed a degree/diploma in HR, Business Admin, or related fields.
- Good communication and organizational skills.
- Proficient in MS Office (Excel, Word, Outlook).
- Detail-oriented, responsible, and eager to learn.
Key Responsibilities
- Assist in maintaining employee records and HR documentation.
- Support payroll preparation and attendance tracking.
- Help with onboarding/offboarding processes.
- Coordinate interviews and schedule meetings.
- Draft HR letters and support internal communications.
- Assist with general admin duties and filing.
How to apply?
View the job post here and apply for this position by submitting your text CV to admin@sventl.com.
#3: Onyx Digital Singapore – TikTok Intern
Website: onyxdigitalsg.com
Allowance / Remuneration: $800 – 1,300 monthly
Job Qualifications
- Familiarity with TikTok trends, transitions, effects, and editing styles.
- Strong interest in digital content creation, storytelling, and short-form video.
- Comfortable being on camera OR confident directing talent behind the scenes.
- Basic video editing skills using TikTok, CapCut, InShot, or similar.
- Excellent communication and a collaborative, can-do attitude.
- Bonus: Experience in social media, marketing, or creative production.
Key Responsibilities
- Conceptualize & create TikTok video content for Onyx Digital and its clients — this includes ideation, scripting, filming, editing, and posting.
- Monitor trends on TikTok and suggest creative directions based on what’s viral.
- Support in content planning and publishing schedules to maintain consistency.
- Participate in brainstorming sessions with our creative and social teams.
- Assist with on-set shoots or remote filming, depending on the project.
- Write snappy captions, hashtags, and hooks to boost engagement.
How to apply?
View the job post here and send your application to deon@onyxdigitalsg.com.
#4: House of Scenes – Multimedia Creative Intern
Website: houseofscenes.com
Allowance / Remuneration: $700 – 1,000 monthly
Job Qualifications
- Open to all backgrounds: Polytechnic students, university students, fresh grads, or anyone with relevant skills and passion is welcome to apply.
- Graduates, or currently pursuing a Diploma OR Bachelor’s degree in Design, Multimedia, Visual Communications, Film, or a related field, are a plus.
- A strong portfolio showcasing your design and/or content creation skills (please include a link or PDF and attach it to your application).
- Basic understanding of social media platforms and their content requirements.
- Good communication and collaboration skills.
- Ability to work independently and as part of a team.
- Proactive attitude and willingness to learn new skills.
- Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint) and Google Workspace equivalent is a must.
- Proficiency in Adobe software (Illustrator, Photoshop, InDesign, etc.) is a must.
- Proficiency in Canva is a must.
- Ability to use industry video/motion editing software (Premiere Pro, After Effects) is a plus.
- Individuals who can commit to a full-time, short-term (2-3 months) or mid-to-long-term (3-6 months) internship period.
Key Responsibilities
- Design posters and annual reports.
- Design other engaging graphics, presentations, and marketing materials using design software (e.g., Adobe Photoshop, Illustrator, Canva).
- Assist in the development of storyboards and visual concepts for various creative projects during the pitching and project phase.
- Assist in the conceptualisation and creation of visual content for social media platforms (e.g., Instagram, Facebook, TikTok).
- Assist in the editing of short-form video content (Adobe Premiere Pro, CapCut, or similar).
- Assist photo and video shoots, including assisting with basic setup and behind-the-scenes content only IF required.
- Help maintain and organise digital asset libraries.
- Stay up-to-date with current design trends, social media best practices, and emerging creative technologies.
How to apply?
View the job post here and email hiring@houseofscenes.com with a brief introduction of yourself, your current work/study arrangements, availability period, your CV/Resume, and your portfolio.
#5: SPH Media Limited – Multimedia Intern Journalist
Website: sph.com.sg
Allowance / Remuneration: $800 – 1,000 monthly
Job Qualifications
- Understand the concept of digital storytelling that will resonate with Gen Z.
- Familiar with the production of short videos and the use of Adobe Creative Suite and Photoshop.
- Proficient in Canva and Illustrator for social media graphic design.
- Familiar with the tone and voice of different social media platforms, such as Instagram and TikTok.
- Interest in economics, business, and personal finance topics is a plus.
- Ability to follow strict deadlines and fact-check information.
Key Responsibilities
- Produce multimedia content, including short videos and social media posts, under BT’s young audience initiative (these include hosting street interviews, skits, and more)
- Design and create social media posts that will elevate Thrive’s branding
- Pitch creative and fresh content ideas, in tune with Gen Z’s trends, concerns, and interests, at editorial meetings
- Stay up to date with the latest financial news and things that matter to young audiences
How to apply?
View the job post here and write to Amelia via this link.
Editor’s note: These positions are selected based on the “remote” tag, but some are hybrid ones, and you may need to report to the office physically. For more details, contact the employer directly.
These Singapore-Inspired SG60 Merlion Plushies Are Up For Grab — Here’s How to Collect Yours for Free
MoneyDigest
If you thought Singapore’s 60th birthday would be all about fireworks and flags — think again. This SG60, Singtel is going plush.
Meet the SG60 Merlion plushie blind boxes — a quirky, collectible celebration of Singapore’s most iconic flavours and symbols. These aren’t your average souvenirs. Imagine a Merlion dressed like kaya toast. Or one with chilli crab claws. Or even a spiky little durian Merlion that’s almost too adorable to handle. There are five designs in total, each crafted to honour something uniquely Singaporean — from curry puffs to orchids — and every plushie comes as a surprise.
You can’t choose which Merlion you’ll get. That’s half the fun. It’s like gacha — but make it national pride.
Here’s the scoop: Singtel is giving these plushies away for free with selected SIM card purchases and top-ups. And yes, they’re totally legit collectibles. Whether you’re a tourist looking for a fun memento or a local who’s just obsessed with all things cute and Singaporean, this is one you’ll want to get your hands on.
Kaya Toast Merlion – with a sunny smile and roti hat
Kaya Toast Merlion
Chilli Crab Merlion – pinchy and proud
Chilli Crab Merlion
Orchid Merlion – calm, classy, and unmistakably elegant
Orchid Merlion
Durian Merlion – the king of plush with a soft prickly crown
Durian Merlion
Curry Puff Merlion – stuffed with personality
Curry Puff Merlion
They’re fuzzy. They’re cheeky. And yes — they’re totally collectible.
Here’s how to score yours:
- Flying in? Pick up a $30 Singtel 5G+ Tourist SIM at Changi Airport’s Travelex counters, 313@Somerset, Bugis Singtel Shops, or online at www.singtel.com/hitourist, and you’ll get a free blind box Merlion to kickstart your trip.
- On the go? From 21 May, you’ll get a plushie when you buy a $15 Prepaid SIM or top up $20 or more at any 7-Eleven or Cheers store.
- Thinking long-term? New Singtel postpaid plan sign-ups from 21 May will also get to take a Merlion home.
Whether you’re into blind boxes, Merlion merch, or just love surprises, this campaign is a delightfully fuzzy way to show your Singapore spirit. Start collecting, start trading, and start celebrating SG60 — one plushie at a time.
Fair usage policy applies for unlimited 5G+ data. Merlion plushies are distributed randomly. Collect them all — if you can!
Beginner’s Guide to Saving Money in Singapore
Living in Singapore isn’t cheap. With rising costs and temptations everywhere, it can feel tough to set money aside. But whether you’re saving for a rainy day, your BTO, or a well-deserved holiday, getting into the habit now can make a big difference.
Read this simple guide to help you get started.
#1: SET A CLEAR GOAL
Don’t just say “I want to save more.” Be specific! Are you saving for an emergency fund, a new laptop, or a holiday?
Once you have a clear goal, break it into monthly targets. Open a separate savings account to track progress. Naming it something fun like Japan Trip Fund can keep you motivated.
#2: LET YOUR MONEY WORK
Put your savings in an account that earns interest. Local banks like DBS, OCBC, and UOB offer savings accounts that reward you for crediting your salary or paying bills.
Every little bit of interest adds up, and your money grows even while you sleep.
#3: EAT OUT LESS
Eating out often can burn a hole in your pocket quickly. Cooking at home a few times a week can save you serious cash and help you eat healthier.
Image Credits: unsplash.com
Even simple home-cooked meals cost less than most hawker or café food. Plus, you’ll waste less and stretch your grocery dollar further.
#4: USE THE SAVINGS BUCKETS
Organize your savings into three buckets namely:
a. Emergency fund: For unexpected expenses like medical bills or home repairs
b. Short- to mid-term goals: For things like education, weddings or travel
c. Long-term goals: Retirement or financial independence
Having separate goals helps you stay focused and on track.
#5: BE CAREFUL WITH CREDIT CARDS
Credit cards can be useful for rewards, but only if you pay off the full amount every month. Otherwise, interest charges add up fast.
If you find yourself carrying a balance, switch to cash or debit to stay in control of your spending.
#6: PAY BILLS ON TIME
Late payments lead to extra fees and can hurt your credit score. Set reminders or automate payments to avoid unnecessary charges.
If you can’t pay on time, contact the provider early. They might offer an extension or payment plan.
IN A NUTSHELL
Image Credits: unsplash.com
Saving money doesn’t mean you have to give up fun. Start small, stay consistent and track your progress. Even saving an extra S$50 a month puts you on the right path. Small habits today build a more secure future tomorrow.