6 Ways To Slash Your Costly Mobile Phone Bills

Prevent exceeding your monthly budget by taking control over your mobile or hand phone bills. May these tips help you save some of your hard earned money…

1. IDENTIFY YOUR MONTHLY USAGE

Look onto your carrier’s usage information or last month’s billing statement and check your monthly usage. Identify what you really need in terms of number of texts, call minutes, and Internet data each month. Then, start comparing the telecommunication plans available to get the best and cheapest deal.

2. CONTEMPLATE ON YOUR MOBILE PLAN

Examine your plan carefully. What is your telecommunication’s limit for your local and overseas calls, texts, and data usage per month? Does it harmonize with your actual usage? The truth is, majority of people do not maximize the use of their plans. Most under consume and over paying for the phone service they are using. So, consider switching to a lower plan or going on prepaid to save more money and to actually stretch your dollar’s worth.

3. AVOID EXTRA FEE BY COMMITTING TO YOUR CONTRACT

Before you switch to a new telecom, honor your current contract term first. Most companies have a two-year contract. Doing your research on the terms and conditions can save you from paying additional fees.

4. SAVE ON INTERNET DATA USAGE

Avoid exceeding your monthly data allowance by regulating the phone’s settings. For Android users, go to settings then, click data usage to set a limit for a month. If you are using iOS, go to settings then, click cellular to track your cellular data usage every month.

5. USE WI-FI AS MUCH AS POSSIBLE

Using 3G or 4G does not only cost you more but it also decreases your battery life easily. Instead, use Wi-Fi whenever possible. Take advantage of the free Internet network services provided by your school or workplace and save money.

6. REDUCE YOUR CALLS AND TEXTS

Use Free Apps that provide call and text services without adding extra charges to your plan since you are using Wi-Fi connection anyway. These free online Apps are Line, Viber, Tango, and Facebook Messenger among others.

Image Credits: Sam Azgor  via Flickr

Image Credits: Sam Azgor via Flickr

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5 Free Video Editing Apps You Should Download Now

Do you want to share your beautiful memories captured on videos but think that it needs extra effects or finishing touches? Fret not because many Video Editing Apps that have a near-professional quality are available for free on iTunes and Google Play store. Check these 5 Video Editing Apps to add a personal shine to your videos…

1. SOCIALCAM

Available for IOS and Android devices

Socialcam App fuses the power of video editing and social network. It allows you to add vintage filters to your videos that you can share to your friends anywhere. You can also view the other videos uploaded in the community. What is great about this App is that it lets the users shoot at a 720p HD quality while using its HDR functionality to color-correct videos in real time. Also, you can shoot as long as you want.

2. MAGISTO

Available for IOS and Android devices

Magisto App is basically an editing shortcut right in your fingertips. All you need to do is upload a video, choose your theme and background music then, the App will do the rest. It automatically selects the best scenes to create a better video.

3. CINEFY

Available for IOS devices

Basic yet productive are the words to describe Cinefy. Cinefy App has a user-friendly interface that lets you select from over a hundred of special effects and animations that you can add on your video. You may also add your favorite song from ITunes.

4. MONTAJ

Available for IOS devices Montaj App allows you to shoot a series of 5-second clips that you may sort in a storyboard where you can add music and filter. A cool feature if you are willing to try your luck is to shake your smartphone to let the App choose a random song and filter for your video. Here is a sample:

5. CUTE CUT

Available for IOS devices

As a user myself, if I were to describe Cute Cut briefly I would say it is a handy moviemaker. The Cute Cut App guides the newbie with its pop-up help tips. Its features include: drawing on your video, changing the videos’ borders, drag-and-drop layout, and customizing your video with music effects, texture, transitions, and shadows. Not bad for a Free App!

 

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How Safe Are Online or Mobile Money Transfer Services?

Money Transfers that lets you send money in just the few clicks of the mouse or the few taps of your hand seemed unimaginable decades ago. But nowadays, online and mobile apps are sprouting everywhere. Its convenience to send money to your friend for instance, even if you live far away from each, keeps you tempted to use it.

However, when you allow doing the transactions online with your personal details, you are also vulnerable to identify theft, fraud, hackers, or worse. This is why it is important to ensure that you enable all the security features that the company offers. Here are some of them…

1. SQUARE CASH

Square, Inc. is a company that permits individuals and merchants in the United States, Canada, and Japan to accept offline debit and credit cards on their iOS or Android smartphone or other tablet devices.

Square has SSL to protect your identity and activity. Also, the company makes sure that your personal data and password are encrypted. However, they do not have two-factor authentication and notifications that tell you when your password has been changed or when you have added a new account.

2. PAYPAL

PayPal is one of the largest online money transfer services available worldwide. It is available on your laptop, smartphones, or tablet devices. Its international digital wallet allows business to make payments and transfer money fast without the traditional paper methods.

Unlike Square Cash, PayPal protects your account further by allowing two-factor authentication and notifications as soon as account changes have been made. They warn the users to watch their transactions and assist them through the help pages. They also offer SSL to protect your identity and activity. Lastly, your personal data and password are encrypted.

3. GOOGLE WALLET

Google Wallet, developed by Google, is an online money service that allows the users to store their debit cards, credit cards, loyalty cards, and gift cards as well as redeeming sales promotions through the mobile application.

Google has a strong protection wall like PayPal. They offer a huge volume of information on how to be safe when using their services. Putting money in your Google Wallet account or paying online is a breeze however; getting your balance back is quite difficult. This may seem less convenient but it is good from a safety perspective.

In conclusion, older and tested money services such as PayPal and Google Wallet have set up a tougher protection wall. And, if you choose to use these services, be sure to enable all its security features and be vigilant about your cash flow at all times. Also see Mothers day in Argentina.

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8 Earth Friendly Ways To Save Money On Utility Bills

1. UNPLUG

You do not need a PhD to know that unplugging your cables and electronics when not in use can help you save energy and reduce your bills. Even if you turn the switches off, appliances will continue to use energy if they are plugged in.

Image Credits: Chris Potter via Flickr

Image Credits: Chris Potter via Flickr

2. KEEP IT COOL

Cold running water uses lower amount of energy than heated ones. So, use cold water when washing your clothes and dishes or when doing other tasks.

3. CHOOSE WISELY

If you are buying a new appliance, make sure that it is an energy efficient model. Smaller appliances not only help you save more on space but on bills also. Opt for a relatively small microwave than an oven and smaller lamps than the overhead lights.

4. REFRAIN FROM REPEATEDLY OPENING THE FRIDGE’S DOOR

Ensure that you know what you must get before opening the refrigerator’s door/s. Repeatedly opening and closing the door/s will only cause cold air to escape and for the appliance to work more than it should.

5. PUT DOWN THE BLINDS

During summer and hot days, put down the blinds to prevent extra heat from coming in and prevent your air conditioner from running more on energy. Do the opposite during the cold weather to keep your home naturally warm.

6. PAINT THE ROOF WHITE

In Color Psychology, white symbolizes new beginnings while in Business, it symbolizes efficiency. By merely painting your roof white, findings suggest that it can cause a 40% drop on the energy consumption. It also cools down the whole house.

7. COVER THE POTS

Cover your pots when boiling because if you leave it open, the boiling period will only be longer and therefore requiring more energy.

8. DOUBLE CHECK YOUR BILLS

Image Credits: Phillip Stewart via Flickr

Image Credits: Phillip Stewart via Flickr

Double-check your billing amount to ensure that you are paying accurately. Do this by checking the reported bill usage and comparing it to your meter.

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5 Ways to Save Money on Hand Phone Accessories

The cost of your hand phone accessories range from $2 to $100+, but its expense adds up together. Hence, it is paramount to be savvy in purchasing hand phone accessories to save money.

1. USE A SOCK ON IT

Instead of buying a new phone case, try to buy a new pair of toddler socks. The phone fits perfectly inside the sock and it is easy to see in your purse. It not only protects your phone to serve its purpose but it also has a wide range of cute designs to choose from.

2. BUY HAND PHONE ACCESSORIES ONLINE

Do not rely solely on the gadget shops in the malls that sell hand phone gear, also explore good prices in the Internet such as: Amazon, eBay, and Carousell. Online stores have sales and clearance of their last year stocks where you can save money. It is important to shop around, and compare prices before purchasing to get the best deal.

3. PROTECT YOUR CHARGER CABLE WIRE

The cable chargers of Apple products usually break and bend. This urges Apple users to buy another costly cable for the Mac store. The solution is simple, take the spring from your old pen and put it on the cable wire. Or, you may buy plastic cable wire protectors for $1.50 to $2 from Carousell.

Image Credits: Raul Gonzalo via Flickr

Image Credits: Raul Gonzalo via Flickr

4. DO YOU REALLY NEED AN EXTRA BATTERY?

Rethink if you really need an extra battery before buying them. Some smart phones do not have an option of replacing the battery by your own. So, it is wiser to invest on an extra charger for your office or your car.

5. STOCK UP YOUR OLD HAND PHONE ACCESSORIES

Do not toss your old hand phone accessories such as your car charger because phone companies may revert back to their old power cord. Instead, clean your silicone phone case in the dishwasher or sell your stuff online to earn more.

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