7 Budget-Saving Dental Care Tips

Dental care can often feel like a hefty expense, especially for those without insurance. With advanced tools and equipment driving up costs, even routine checkups can strain your wallet. For instance, basic treatments like scaling and polishing range from S$50 to S$100 at public clinics, while private clinics may charge between S$80 and S$120. More complex procedures such as dental implants can set you back anywhere from S$3,000 to S$7,000 per implant. Can you imagine spending that?

Despite the government’s efforts to subsidize healthcare including dental services, many Singaporeans still find themselves covering a significant portion of these expenses out of pocket. One solution is to get your own dental insurance. However, dental insurance can have premiums varying from S$229 to S$693 based on the level of coverage and insurer. If this is beyond your budget, here are some essential tips for navigating the world of dental care without additional insurance:

#1: PRIORITIZE GOOD ORAL HYGIENE

The best way to minimize dental visits and expenses is to practice good oral hygiene. Unless faced with a medical emergency, regular brushing, flossing, and using antibacterial mouthwash can significantly reduce your need for dental interventions. Consistent care not only protects your teeth but also supports your overall health, as poor oral hygiene can lead to systemic health issues.

#2: ASK FOR DISCOUNTS

Many dentists offer flexible payment options or discounts for patients who pay upfront. Don’t hesitate to ask about financial relief for families seeking treatment together or for those experiencing financial constraints. A simple inquiry could lead to substantial savings.

#3: CHOOSE THE RIGHT TOOTHPASTE

Select a toothpaste containing the appropriate level of fluoride, typically between 1350-1500 ppm, suitable for all ages. Your dentist can recommend specific brands if fluoride levels are a concern for younger children, allowing you to maintain oral health without overspending.

Image Credits: unsplash.com

#4: USE AN ANTIBACTERIAL MOUTHWASH

Using antibacterial mouthwash daily helps combat harmful bacteria and reduces plaque buildup. Opt for an alcohol-free formula to avoid dry mouth; these can be found at local supermarkets starting at around S$5. This small investment can pay off in preventing costly dental issues.

#5: STEER AWAY FROM TOBACCO PRODUCTS

Smoking is a leading contributor to gum disease and oral cancer. Quitting can significantly improve your oral health, so consider discussing cessation strategies with your healthcare provider. Not only will you save money in the long run, but you’ll also enhance your overall well-being.

#6: DON’T FORGET YOUR TONGUE

Your tongue can harbor bacteria, so brushing it while you brush your teeth can contribute to better oral hygiene. A simple swipe with your toothbrush can make a big difference in your oral health.

#7: WATCH WHAT YOU EAT

Your dietary choices have a direct impact on your dental health. Minimize sugary snacks and beverages, as frequent consumption can erode enamel. Focus on nutrient-rich foods, particularly those high in calcium, to strengthen your teeth and maintain your smile.

My Dental Health Story

Growing up, I was always conscious of my dental health, partly due to having (somewhat painful) braces during my teenage years. The journey wasn’t easy, but it taught me the value of proper oral hygiene. Maintaining good oral hygiene is crucial for preventing issues like cavities and gum disease. Regular dental visits, combined with self-care practices, can save you money and ensure your smile stays healthy.

Image Credits: unsplash.com

For more insights on maintaining oral health and managing dental expenses, consider visiting reputable health sources or local dental associations in Singapore. With the right strategies, you can enjoy a healthy smile without taking a big bite out of your budget.

Sources: 1,2, 3 & 4

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4 unique bags from $95+ to own for folks who can’t stand making “average” fashion statements

Unique bags

Do you cringe at the thought of “average” and seek out pieces that stand out?

Good for you for we’ve got this list of bags that are anything but ordinary.

These bags are not just accessories, they’re bold fashion statements that reflect any individuality.

These pieces will ensure you never blend into the background.

Gift Set: Metallic Beaded Top Handle Bag – Silver

Metallic Beaded Top Handle Bag - Silver

Price: $95.90

First up, turn heads with this limited-edition metallic showstopper.

Adorned with heart-shaped beads, the silver finish exudes luxury.

Pair it with everything from cocktail dresses to leveled-up athleisure for a dose of disco ball-worthy shine.

It also comes with a reversible inner pouch.

Not to mention the silver gift box that comes with it for your unboxing TikToks/Shorts.

Whether you’re hitting town or just need an accent piece, this bead-embellished beauty is sure to garner glances.

Monster Dumpling Bag

Monster Dumpling Bag

Price: $159

Forget basic totes—this furry Monster Dumpling Bag from Beyond the Vines brings a cute twist to the classic dumpling bag look.

With color block fur in different lengths and textures, this special edition accessory sports a playful monster face design on the front pocket, complete with quirky eyes and a metal logo.

It’s the right size for toting all your essentials while keeping your iPad safe inside.

Comes with a crossbody strap and brushed silver D-ring.

Also includes a dust bag and branded wooden box for storage when you’re not sporting this one-of-a-kind bag.

Singapura Printed Clutch Bag

Singapura Printed Clutch Bag

Price: $169

Or consider this printed clutch bag, a botanical dream.

Floral motifs from our sunny island’s heritage gardens intermingle with porcelain patterns, creating a celebration of Singapore’s legacy.

The interior features a zippered pocket to keep essentials safe, while the detachable black shoulder strap allows for versatile wear as a crossbody.

Made from polyester, this printed clutch bag promises to be your new plus-one for days out.

Checkmate (Foldover)

Checkmate Foldover

Price: $199

Inspired by a game of chess, Quintessential’s Checkmate clutch is a power move for fashion (and chess) lovers.

The bold B&W pattern evokes the game board with glass beads and sequin embellishments representing chess pieces.

Made with a removable heavyweight chain, you can carry this clutch hands-free.

Inside, discover a polyester/satin lining and an open pocket to stash essentials.

Whether attending a gala or your next black tie event, the Checkmate clutch delivers checkmate style with its design.

Just be sure to make your move quickly before this limited-edition accessory is captured by another fashionista.

Shop more amazing hand-beaded clutches here: quintessential.com.sg/handbeaded-clutch

Fashion is a powerful form of self-expression. For those who shy away from the “average,” these bags offer a chance to showcase your style. So choose a bag that’s as awesome as you are! We’ve got to admit that they aren’t very wallet-friendly but being fashionable comes with a little price tag… and rightly so, right? 😉

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5 Local Scams to Watch Out For & How to Stay Safe

Singapore is known for its efficiency and safety, but it’s not immune to fraudsters. With digital platforms becoming an integral part of our lives, cybercriminals have found new ways to exploit unsuspecting victims.

From love scams to phishing traps, read this guide to some of the most common scams in Singapore and how you can protect yourself.

#1: LOVE SCAMS

Imagine building an emotional connection with someone online, only to find out that their affection was a lie designed to drain your bank account. Love scams typically involve fake online relationships, where the scammer eventually asks for money, often citing urgent personal crises.

PROTECT YOURSELF: Be cautious when interacting with people online, especially if you’ve never met them in person. Avoid sending money to anyone you haven’t met, no matter how convincing their story may be.

Image Credits: unsplash.com

#2: TELEGRAM SCAMS

Telegram has become a popular messaging app, but its privacy features are also being exploited by illegal groups. From drug deals to illicit pet trades, scammers operate within seemingly harmless chat groups. Users are often lured in with attractive offers and end up becoming victims of fraud or even criminal investigations.

PROTECT YOURSELF: Join reputable and verified groups on Telegram. If a deal seems too good to be true, it probably is. Always report suspicious activity to the relevant authorities.

#3: PHISHING SCAMS

Phishing scams involve fraudulent emails or text messages that trick you into revealing personal information like your bank account details or passwords. Scammers often impersonate legitimate companies or even government agencies.

PROTECT YOURSELF: Many apps, including Google’s new Android upgrade, offer features to block scam messages and prevent harmful apps from being installed. Enable these features and keep your apps updated to ensure you’re protected from the latest threats.

Furthermore, never click on links from unknown or suspicious sources. Instead, double-check the URLs of websites you visit to ensure they’re legitimate.

#4: E-COMMERCE SCAMS

Online shopping is convenient, but it also opens doors for e-commerce scams. Fraudsters often create fake online stores or advertise products at ridiculously low prices, only to disappear once payments are made.

PROTECT YOURSELF: Stick to trusted e-commerce platforms with strong buyer protection policies. Then, regularly read reviews before making a purchase.

#5: JOB SCAMS

Looking for a new job? Be careful of job scams, where fraudulent job offers are used to extract personal information or request upfront payments for job allocations. These scams usually promise high pay for minimal work, which is a major red flag.

Image Credits: unsplash.com

PROTECT YOURSELF: Legitimate employers will never ask for payment during the hiring process. Verify job offers through official company websites or directly with their HR department.

Sources: 1,2, 3, & 4

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6 Wallet-Friendly Weight Loss Tips That Actually Work

#1: PINPOINT THE ROOT OF WEIGHT GAIN

Weight gain can sometimes be linked to underlying health issues such as PCOS and Hypothyroidism. If you suspect this might be the case for you, it is wise to consult a doctor before starting any weight loss plan.

A medical professional can help identify potential health concerns, while a dietitian can craft a personalized meal plan tailored to your needs and lifestyle.

#2: CREATE A BALANCED PLATE

Aim for well-rounded meals that include protein, healthy fats, vegetables, and complex carbohydrates. Protein is important as it helps maintain muscle mass during weight loss and keeps you feeling fuller for longer, reducing the temptation to snack.

Calorie-dense healthy fats such as olive oil, avocados, nuts, and seeds can help when taken in moderation. You see, healthy fats contain about 9 calories per gram, compared to just 4 calories per gram for protein and carbohydrates. Thus, you have to be mindful of your intake of saturated and trans fats.

#3: BE ACTIVE

Combine cardiovascular exercises with strength training for optimal results. Cardio workouts such as walking, jogging, cycling, or running are excellent for enhancing overall health.

Image Credits: unsplash.com

Take advantage of the Park Connector Network as exercising here is a fantastic way to immerse yourself in nature and stay active without spending a cent!

#4: SHOP WITH A FULL STOMACH

Shopping on an empty stomach can lead to impulse buys that derail your healthy eating goals. A seemingly irresistible S$6 chocolate bar or S$5 bag of chips can quickly find its way into your cart when you are hungry.

To combat this, consider having a glass of water or a healthy snack before heading to the grocery store.

#5: STAY HYDRATED

Adequate hydration is essential for your body to function efficiently and eliminate waste. Fortunately, water not only keeps us hydrated but also supports our weight loss efforts.

Sipping water before meals can help you eat less, while staying hydrated boosts the fat-burning process. So, opt for water or other low-calorie beverages when dining out.

#6: ENJOY YOGURT

Whether you prefer Greek yogurt or traditional yogurt, both can be good additions to your diet. In fact, a Harvard study tracking over 120,000 people for a decade found a strong correlation between yogurt consumption and weight loss. While this does not imply that yogurt directly causes weight loss, it certainly stood out among other foods in the study.

For as little as S$3, you can enrich your diet with Greek yogurt from many local supermarkets and enjoy the benefits it offers.

Image Credits: unsplash.com

Add these budget-friendly tips into your routine to help manage your weight without straining your wallet. Remember that consistency is key! Therefore, combine exercise with a balanced diet and other weight loss interventions to ensure a holistic change.

Disclaimer: Always consult with a medical professional before starting any weight loss program, especially if you have underlying health conditions.

Sources: 1 & 2

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6 Delicious and Budget-Friendly Makan Spots in JB

Johor Bahru, Malaysia (JB) is a popular destination for Singaporeans looking for a quick getaway filled with delicious food. With its diverse culinary scene and hidden gems, here are 6 must-visit makan spots in JB that you should try!

#1: IT ROO CAFE

For mouthwatering Western cuisine, It Roo Cafe is the place to be. Located in JB’s historic city center, it has been serving the best chicken chop since 1961. Crowd favorites include It Roo Fried Rice (RM9.90 / SGD 3.00), Fish and Chips (RM18.50 / SGD 5.50), and the customizable Hailam Mee (RM9.90 / SGD 3.00).

Image Credits: IT Roo Cafe via fb.com

Location: 17, Jalan Dhoby, Bandar Johor Bahru, 80000 Johor Bahru, Johor, Malaysia

#2: ONN KITCHEN

Famous for its fluffy Roti Canai (RM1.50 / SGD 0.45), Onn Kitchen offers a self-service gravy station where you can choose your favorite curries. Go for the Lontong (RM8 / SGD 2.40) and Nasi Lemak with Fried Egg (RM5 / SGD 1.50) for a true taste of Malaysian cuisine.

Location: 29A, Jalan Tarom, Kampung Bahru, 80100 Johor Bahru, Johor, Malaysia

#3: RESTORAN KACANG POOL HAJI

At Restoran Kacang Pool Haji, you can enjoy one of the best kacang pool in JB. This dish features seasoned fava beans topped with a fried egg, served with toast for dipping. Try the Kacang Pool (RM7 / SGD 2.10) alongside Nasi Ambang (RM7 / SGD 2.10) or Nasi Lemak (RM2 / SGD 0.60) for a hearty breakfast.

Location: Jalan Sabar, Taman Dato Onn, 80350 Johor Bahru, Johor, Malaysia

#4: YUMMY NASI LEMAK HOUSE

As its name suggests, Yummy Nasi Lemak House specializes at nasi lemak. Have a bite of the Nasi Lemak Basic Set (RM10.50 / SGD 3.10) for its delicious sambal and coconut rice, or go for the Nasi Lemak Ayam Berempah Set (RM14.50 / SGD 4.30) for a generous piece of spice-fried chicken.

Location: 104, Jalan Dato Sulaiman, Taman Abad, 80250 Johor Bahru, Johor, Malaysia

#5: TONG GUAN NYONYA KOPITIAM

For authentic local cuisine, visit Tong Guan Nyonya Kopitiam. Don’t miss the Nyonya Mee Siam with Fish Otak (from RM14.90 / SGD 4.50) and the indulgent Nasi Lemak Seafood Special (RM24.60 / SGD 7.40). To calm your body, you may eat the hot Three Eggs Porridge (RM13 / SGD 3.90).

Location: 14, Jalan Trus, Bandar Johor Bahru, 80000 Johor Bahru, Johor, Malaysia

#6: PACHEM THAI FOOD

I recently visited Thailand, where my favorite dishes are Mango Sticky Rice and Pad Thai—both of which are simply delicious. To satisfy my cravings, Pachem Thai Food is a must-visit for Thai food lovers, offering dishes like Mango Sticky Rice (around RM12/SGD 4) and Tom Yum Soup (around RM20/SGD 6.50).

Location: 2, Jalan Dedap 15, Taman Johor Jaya, 81100 Johor Bahru, Johor, Malaysia

Image Credits: facebook.com/pachemthaifood

With these 6 spots, your food adventure in JB will be both tasty and budget-friendly. Enjoy!

Disclaimer: The prices listed in this article were accurate at the time of writing, but they may change as restaurants or eateries update their pricing.

Sources: 1, 2, & 3

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