Celeste Elle, Author at MoneyDigest.sg

Inexpensive hobbies that will keep you entertained

Don’t you agree that we all need a little downtime sometimes? But “downtime” doesn’t have to mean vegging out in front of the TV or mindlessly scrolling through social media.

There are plenty of inexpensive hobbies you can consider picking up to keep you entertained. From going DIY to cooking and baking, we’ve got you covered. So, go ahead and add one (or more!) of these activities to your list of things to do in your free time.

Go DIY

There is plenty of fun, inexpensive hobbies you can pick up during your free time. For example, you could try doing DIY projects around the house. This could involve anything from painting a room to re-upholstering a chair. You get to be creative and will also be saving money by doing the work yourself!

Collecting things

There’s something about collecting things that’s appealing. Maybe it’s the sense of order and organization or the fact that you can flaunt your collection to others. Whatever the reason, collecting is a great way to spend your free time. And, best of all, you don’t have to empty your wallet to do it. There are lots of collections that can be started for just a few dollars. Here are a few to get the ball rolling:

Stamps
Coffee mugs
Beer cans/bottles
Vintage postcards
Tiny plastic figurines

Cooking and baking

Image Credits: healthline.com

Cooking and baking are wonderful hobbies to consider if you’re looking for something affordable and satisfying. Not only will you save money on dining out, but you will also get to enjoy the delicious fruits of your labor.

There is an abundance of simple recipes out there that are excellent for beginners. Start by browsing through some online recipe collections or checking out the public library for cookbooks. You can also find tons of cooking and baking tutorials on YouTube if you need some visual help.

Fermenting food and drinks

When it comes to picking up a new hobby on a budget, fermenting your collection of food and drinks is a superb option. It is relatively inexpensive to get started, but it’s also a fun and rewarding process. Plus, you will end up with delicious and healthy probiotic-rich foods and drinks that you can enjoy all year round!

If you enjoy Korean cuisines, why not try Korean ferments such as kkakdugi, or radish cube kimchi? It requires fewer processes and is a little more forgiving than kimchi made with napa cabbage. Additionally, it doesn’t need to ferment for very long, so the end product will be ready and palatable in a few days.

Now that you know a few inexpensive hobbies to pick up, it’s time to get started! These activities can help you blow off some steam after a long day, or they can simply be a fun way to spend your free time. No matter what you choose, make sure to have fun and enjoy yourself. Who knows? You might even find new talent in one of these hobbies where you can capitalize it into a side income!

How to handle work rejection like a pro

You’ve just been rejected from your dream job. Now what?

It can be tough to rebound after a rejection, but it’s important to remember that it’s not the end of the world. In fact, it can be a learning experience that makes you even stronger in the long run. In this article, we will share some tips on how to handle work rejection like a pro.

Rejection is only the beginning

You’re not alone if you’ve ever applied for a job and been rejected. In actuality, it’s estimated that around 75% of all job applications result in rejection.

But just because you didn’t get the job doesn’t mean your career is over. Most successful people have faced rejection at some point in their lives. The key is to learn from your mistakes and keep moving forward.

Remember that rejection is only the beginning. Don’t take it personally because recruiters receive hundreds (if not thousands) of applications for every open position, so it’s inevitable that some resumes will be overlooked. Keep your chin up and focus on your next opportunity.

What to do after a work rejection

a laptop, coffee mug, and notepad on a desk

Image Credits: unsplash.com

First, take a deep breath and relax. You’re going to get through this so don’t dwell on the rejection. It’s natural to feel disappointed, but don’t let that get in the way of your plans.

It’s essential to keep your spirits up, so play on your strengths and remind yourself that there are plenty of other jobs out there. If there’s a practical tip you need, that is to network, network, network. Get in touch with your contacts, make new ones, and see if they know of any other openings.

Also, keep busy. An empty mind will only lead to unnecessary wandering thoughts that can steer you in a negative direction. Get back to your job search, update your resume, or sign up for some classes to beef up your skillsets. Don’t give up. The job market is tough, but that doesn’t mean you should give up on your ideal position. Chin up, career hunter!

When you get rejected from a job, it can feel like the world is ending. But it’s not. You’re going to be okay. Don’t let a little setback derail your entire job hunt. Stay focused on your goals and what you want to achieve. If you’re feeling stressfully overwhelmed, take a break! Step away from your computer and go for a walk or take a short nap to re-energize yourself. Just make sure you don’t take too long of a break or you will lose momentum. Rejection is only the end if you let it be. Keep your head up and stay motivated, and you will eventually find the job of your dreams.

What is a prenuptial agreement and what should you include in it?

A prenuptial agreement, or prenup for short, is a legal document that couples in a relationship sign before getting married.

While prenuptial agreements are not required in most states, they can be extremely helpful in protecting both parties involved in a divorce.

In this post, we will delve deeper into what a prenup is, what you should include in it, and why it’s important.

What is a prenup?

A prenup is a contract between two people who are about to get married. In essence, it’s a way to protect each person’s assets in the event of a divorce.

Prenups can be incredibly helpful for couples who have a lot of money or property, as they can help to ensure that these things are fairly divided in the event of a split. However, they can also be useful for couples who are not as well-off. This is because a prenup can outline each person’s responsibilities during the marriage, such as who will be accountable for paying debts or issues related to property ownership.

If you’re preparing to get married, it’s important to think through whether or not a prenuptial agreement might be right for you. If you have any burning questions pertaining to your unique case, please don’t hesitate to contact an attorney.

What are the benefits of a prenup?

There are a few key benefits of a prenuptial agreement:

Avoid costly and time-consuming disputes during a divorce.
Help to protect your assets in the event of a split. This is especially significant if one or both of you have substantial assets that you would like to safeguard.
Ensure that both parties are aware of each other’s financial situation going into the marriage. This can help to avoid any nasty surprises months into tying the knot.

What should you include in a prenup?

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You and your partner should sit down and decide what you want to include in your prenuptial agreement. This document can be very detailed, or it can be more general. Some things you may want to consider before walking into a family lawyer’s office include:

How assets will be divided upon death
How property will be divided after a divorce
How custody of any children will be handled
Who will be liable for debts incurred during the marriage
What will happen to alimony payments in the event of a divorce

Are there any consequences of not having a prenup?

If you’re questioning whether or not you should have a prenuptial agreement, the answer is probably yes. Prenuptial agreements can seem daunting, but they’re an influential way to protect yourself and your future spouse in the event of a divorce.

There are a few things to keep in mind when creating a prenuptial agreement. First, both parties need to agree on what will be included in the agreement. It’s also important to make sure that both parties have a clear understanding of the consequences of not having a prenuptial agreement.

If you decide not to sign a prenuptial agreement, you could be opening yourself up to several risks. For example, you may be required to divide assets evenly in the event of a divorce, even if you don’t think that’s fair. You may also be responsible for your spouse’s debts in the event of a breakup.

As we come to a close, a prenup or prenuptial agreement is a contract entered into by couples before they get married. This document outlines what will happen to the couple’s assets in the event of a divorce. There are a few things you should include in your prenuptial agreement. For instance, you should list which assets will be considered separate property and which will be considered marital property. You should also decide how alimony and child support payments will be handled. If you’re considering getting married, it’s critical to discuss prenuptial agreements with your partner. This can help avoid any misunderstandings or disagreements in the future.

Reasons signaling you should not start a business

Are you considering launching your brand?

You’ve decided to create a business to be your boss because you no longer like your work as an employee. But do you understand what’s at risk? A sad reality is that not everyone has the innate ability to be an entrepreneur.

Before you take the plunge, there are a few things you should know. Here are some reasons signaling you should not start a business.

Unwilling to sacrifice

You’re not prepared to make sacrifices. You have the incorrect mindset that if you start your own business, you will be able to work from home in your PJs and take long vacations whenever you want.

But the truth is that starting a business takes a lot of time and effort. If you’re not willing to put in the hours and make the necessary sacrifices, then it’s probably not the right time for you to be an entrepreneur.

Not persistent enough

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You might be convinced that you have a great business idea, but starting a business is not as easy as it seems. There are a lot of things to take into account, from the initial planning stages to the day-to-day tasks of running the business.

One of the biggest mistakes people make when starting a business is not being persistent enough. They give up too easily when things get tough, or when they don’t see results straight away. But success doesn’t happen overnight—it takes hard work and dedication. So if you’re not prepared to persist, then starting a business is not for you.

Unprepared to slog it out

You might think that you’re ready to craft a brand for yourself, but there are a few things you need to take into account before you take the plunge. For one, starting a business is not all glamor and glory, and you will need to be prepared to slog it out day in, and day out if you want to make your business a success.

You will also need to be able to handle rejection, setbacks, and tough times with grace and resilience if you want to make it through. Do you have what it takes to start a business? It may seem that you do at the early stages when you’re all pumped for success, but it will become quite apparent soon enough if your motivation is short-lived.

To cut the long story short, you should not start a business if you’re not ready for hard work. There are no guarantees in the business world, and you could lose a lot of money. Furthermore, if you are not crazily passionate about it, you probably won’t be able to succeed. Only if you’re mentally ready to put in the time and effort and do whatever it takes to be successful, then maybe you should consider leaping into entrepreneurship.

World Happiness Report 2022: Top 10 happiest places

The World Happiness Report has been running for ten years now.

To create the Happiness World Report, 1,000 people from each nation are usually surveyed. On a range of zero to 10, with zero being the worst imaginable existence, participants are asked to assess and score their current lives. Six variables—corruption, generosity, independence, GDP per capita, social assistance, and healthy life expectancy—are used to justify the rankings.

And if you’re curious about our little red dot’s position on the list, we’ve come in at number 27, just behind Taiwan. Given that Singapore was listed as the 32nd happiest nation in the world in the same survey from 2021, that’s quite a shift. But going beyond our borders, don’t you want to know where the top 10 happiest locations are so you can plan a trip soon?

Let’s roll with the rankings!

#10: New Zealand

Image Credits: wellingtonnz.com

You may find anything in New Zealand, from a diverse culture to an untamable wilderness. Head to the sandy shores coiled around secluded bays, which are surrounded by fjords shrouded in mist, or make some new acquaintances in the little charming towns.

#9: Israel

Israel has an astounding variety of landscapes, from the wave-lashed beaches of Tel Aviv to the mirror-like vastness of the saline Dead Sea. Spend a few days enjoying all that the city has to offer before venturing out into the sun-baked wilderness to fill your social media feed.

#8: Norway

More than a thousand fjords may be found in Norway. Take out your wool sweater, and get set for a once-in-a-lifetime journey. If you decide to visit Norway, you will discover that it’s very different from everywhere else you’ve gone. Your memories of its stunning beauty will last for years.

#7: Sweden

The attractions in Sweden are countless. Visitors will find untouched nature, top-notch museums, and stunning cities and villages here. Whether you’re looking for urban sights, outdoor recreation, or a blend of the two, you will find it in Scandinavia’s biggest country.

#6: Luxembourg

One of the smaller nations in all of Europe is Luxembourg. Despite its advantageous location between France, Belgium, and Germany, it occasionally receives less attention than its larger neighbors. It’s a remarkable city, though, and since it’s very accessible, it’s easy to tick off your bucket list of places to visit.

#5: Netherlands

Image Credits: musement.com

The Netherlands is well-known for being a country of canals, tulips, and windmills, and today’s tourists will probably discover these among its many tourist sites. But the nation also has a wealth of beautiful parks and towns, as well as bustling cities like Amsterdam that are home to several museums showing the longstanding works of artists.

#4: Switzerland

Have you been daydreaming of the Swiss Alps, green meadows, and delicious cheese? There are many amazing things to do in Switzerland, which provides the ideal blend of heritage, natural splendor, and entertainment, from skiing and river rafting to picturesque train journeys and distinctive festivities that will keep you occupied all day long!

#3: Iceland

Iceland is a nation that appears to always be covered in snow and ice, but it is also one of the most volcanically active places in the world, with a large number of volcanoes that are waiting to explode. You may spot sparkling glaciers, subterranean caverns, and attractive national parks with roaming reindeer in addition to volcanoes and geothermal lakes.

#2: Denmark

Denmark is a little Scandinavian nation with breathtaking landscapes where visitors may take in the surrounding grandeur. It is endowed with an exquisite combination of innovative architecture, magnificent landscapes, medieval structures, and large and distinctive castles that rapidly enchant visitors.

#1: Finland

Image Credits: visitfinland.com

Three things make Finland famous across the world: the Northern Lights, snow-covered igloos, and its reputation as the world’s happiest nation. Not only that, but as per data from the World Health Organization, Finland has the finest quality of air worldwide. Take a stroll near a lake, through a forest, or just relax on a flat rock by the ocean, and have a wonderful quiet time all to yourself.