Insurance

Important Benefits Of Life Insurance

Say you are a breadwinner to a family of three. You are happy to sustain the needs of your family. Suddenly, you caught the coronavirus bug. What will you do? You can no longer go to work! You cannot fulfill your work from home duties either. Fortunately for you, you decided to purchase a life insurance policy prior to this event. Your critical illness is covered. Apart from that, how can life insurance help you in the future? Firstly, there

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Business Solutions

Understanding Life Insurance Policies: What Are Your Options?

Life Insurance

There are many different options available when it comes to life insurance, leaving you with a range of choices that can often seem bewildering. At first glance, they can be difficult to understand – so you’re not alone if you’re not sure where to get started. The best place to begin is by asking yourself an easy question – do you really need life insurance, and if you do, why? The answer to this question can help you decide which

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Insurance

Is It Worth Getting A Variable Universal Life Insurance (VUL)?

As I was searching for a life insurance to protect myself and my family, I came across a type of product through the help of my financial advisor. She recommended getting the Variable Universal Life (VUL) insurance policy. I was drawn by the unique fusion of life insurance and investment. For those of you who are unfamiliar with VUL, it is a type of life insurance policy with a built-in savings component (cash value). The cash value can be invested

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Business Solutions

7 Reasons to Buy No Medical Life Insurance for Seniors

As a person ages, they need to have life insurance to make sure their loved ones a properly taken care of. Life insurance is especially important for seniors. A senior may think that they cannot get life insurance due to their pre-existing health condition. There are few insurance policies for a senior where no medical exam is required. Life insurance will make sure the loved ones are taken care of and a senior will not have to be examined in

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Insurance

Honestly, Why Are You Buying Insurance?

Insurance is a safeguard against unfortunate and unforeseen events. It is a strategic way to manage various risks. Insurance companies offer individuals or policyholders protection from potential losses in exchange of payments called premiums. Aside from guaranteed coverage, what are the honest reasons why people buy insurance? On the flip side, what are the insurance company’s objectives as they offer their services? OBJECTIVES OF INDIVIDUALS As you age and progress along the stages of life, you become more and more

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