4 ways to get the most out of your online spending

The beauty of online spending is undeniable – sit comfortably on your couch, browse on online shopping sites, add to your cart and cash out. Then, wait a couple of days for your package to be sent to your doorstep. It’s pretty much like a present you give to yourself.

With such convenience, however, it’s easy to buy things on impulse. I’m sure we are not strangers to buying a shirt that did not fit, or only realising later that you could have gotten it at a cheaper price with a credit card discount or promo code.

Here are 4 tips for you if you are guilty of spending more than you should while online shopping.

  1. Do plenty of research and read reviews

Especially when it comes to clothing apparels and shoes, it would be helpful to research sufficiently before purchasing an item. For instance, a pair of Nike shoes may be cheaper if you buy it from a US-based website, international shipping inclusive, as compared to buying from local stores.

On top of that, do read the sizing guides and what other people are saying about a brand via reviews before making the purchase. They are likely to tell you if the sizing runs smaller or larger, so that you can avoid buying the wrong size and spending even more money to alter it.

  1. Avoid shipping fee

Most online shopping sites offer free shipping when you spend a certain amount. If you’re unable to make up to that amount, get some friends to buy from the same website, and combine your purchases so that you can leverage on the free shipping.

In the event that your friends are unable to help you, you may add random things to your cart so that you make up that amount. When your purchases arrive, simply return the things that you don’t want. However, this tip is only useful if the online merchant offers free returns!

  1. Look out for discount codes or third-party cashback websites.

Do a quick Google search for discount codes and third-party cashback websites before you click the “check out” button. Websites such as ShopBack offer discounts, promo codes and vouchers. The only gripe is that these rebates only apply to participating merchants.

  1. Take note of credit card discounts

Online merchants usually have partnering banks and credit card discounts, so do read the FAQ page before cashing out your purchases.

Whether you caught the travel bug or are simply itching to shop, relax in the comfort of your home and click away on online sites such as Agoda, Expedia, Lazada and ZALORA. Do look out for promo codes for your HSBC credit card and save up to 75% off with these participating merchants! Visit www.hsbc.com.sg/promo for more offers and details. Conditions apply.

Online and Overseas Rebate Campaign 2017 - Table
In addition, between 1 May to 30 June 2017, be the first 5,000 cardholders to spend a minimum of $1000 on your HSBC credit card and get up to 12% cash rebate on your online and overseas purchases, capped at $200 rebate per month – the more you spend, the more you save!

Furthermore, this offer applies to overseas merchants so you can get that pair of coveted Adidas Yeezys or Colorpop Cosmetics at a fraction of Singapore’s price.

Who knew spending could be so rewarding with HSBC credit cards? Simply follow the steps below and shop away!

Online and Overseas Rebate Campaign 2017 - Register

This post is brought to you in partnership with HSBC Credit Cards

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HSBC: 1-for-1 Dining Offers & More for Cardmembers (Until 31 Aug 16)

HSBC 1 for 1

Whenever two or more people dine with HSBC Credit Cards, one person gets to dine for free.

Gather your friends or family for a sumptuous meal together.

From now till 31 August, one person dines for free whenever you and your loved ones dine at over 20 hotels and restaurants. Start making your reservations today.

1. Absinthe

Absinthe

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1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch from Monday to Thursday
  • Advance booking is required and quote “HSBC” during reservation

72 Boat Quay,Singapore 049860
Tel: 6327 8378

2. Amarone

Amarone

1-for-1 Pasta

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner from Sunday to Thursday
  • Advance booking is required and quote “HSBC” during reservation

Capital Tower, 168 Robinson Road, #01-08/09/10, Singapore 068912
Tel: 9001 9212

3. Bistro du Vin @ Zion

BistroDuVinZin

1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch from Monday to Thursday
  • Advance booking is required and quote “HSBC” during reservation

56 Zion Road, Singapore 247781
Tel: 6733 7763

4. Copthorne King’s Hotel – Princess Terrace

PrincessTerrace

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One dines free with every three full paying adult diners for buffet

  • Offer is valid from 9 May to 31 August 2016
  • Advance booking is required and quote “HSBC” during reservation

403 Havelock Road, Singapore 169632
Tel: 6318 3168

5. Cuba Libre Café and bar

CubaLibreCafe

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1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner daily
  • Advance booking is required and quote “HSBC” during reservation

3B River Valley Rd, Singapore 179021
Tel: 8668 1512

6. Four Seasons Hotel Singapore – One-Ninety Bar & Terraza by Javier de las Muelas | One-Ninety Wood-fired Steaks and Seafood

FourSeasonsHotelSingapore

One dines free with every three paying adults for afternoon tea

  • Offer is valid from 9 May to 31 August 2016
  • Offer is valid for dine-in daily, excluding Sunday Brunch
  • Advance booking is required and quote “HSBC” during reservation
  • Diner with the lowest charge will receive the complimentary meal

190 Orchard Boulevard Singapore 248646
Tel: 6734 1110

7. Furama RiverFront, Singapore – Kintamani Indonesian Restaurant

KintamaniIndonesianRestaurant

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One dines free with every two adult diners for buffet

  • 15% off total food bill
  • Offer is valid from 1 April to 31 August 2016
  • Maximum 12 persons per card
  • Advance booking is required and quote “HSBC” during reservation
  • Not valid with any in-house, other promotions, discounts, privileges and vouchers

405 Havelock Road, Singapore 169633
Tel: 6739 6463
Email: [email protected]

8. Furama RiverFront, Singapore – Waterfall Lounge

WaterfallLounge

1-for-1 on house pours beverages

  • Offer is valid from 1 April to 31 August 2016 from 5pm to 9pm
  • Offer is not valid for full bottle purchase

405 Havelock Road, Singapore 169633
Tel: 6333 8898 ext. 538
Email: [email protected]

9. Holiday Inn Atrium Singapore – Atrium Restaurant

AtriumRestaurant

1-for-1 buffet lunch, dinner and weekend high tea

  • Offer is valid from 23 March to 31 August 2016
  • Prior reservations of at least one day, are required

317 Outram Road, Singapore 169075
Tel: 6733 0188

10. In Italy

InItaly

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1-for-1 Main Course and Pasta

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch and dinner from Sunday to Thursday
  • Advance booking is required and quote “HSBC” during reservation

38 Craig Rd, Singapore 089676
Tel: 6423 0918

11. InterContinental Singapore – Ash & Elm

AshElm

1-for-1 for Semi lunch buffet and Business set lunch

  • Offer is valid from 2 May to 29 August 2016
  • Offer is applicable for lunch on Monday only
  • Advance booking is required and quote “HSBC” during reservation

80 Middle Rd, Singapore 188966
Tel: 6333 7600

12. InterContinental Singapore – Victoria Bar

VictoriaBar

1-for-1 from the Happy Hours Drink Menu

  • Offer is valid from 1 June to 31 August 2016
  • Offer is applicable during happy hours from Monday to Thursday (5pm to 10pm)
  • Advance booking is required and quote “HSBC” during reservation

80 Middle Rd, 188966
Tel: 6338 7600

13. La Nonna

LaNonna

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    (Holland Village Branch)

1-for-1 Main Course, Pizza or Pasta

  • Offer is valid from 1 June to 31 August 2016
  • Offer is applicable for dinner from Monday to Thursday (6pm to 10.30pm)
  • Advance booking is required and quote “HSBC” during reservation

26 Lor Mambong, Singapore 277685
Tel: 6468 1982

14. M Hotel Singapore – Café 2000

MHotelSingapore

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One dines free with every three paying adults for buffet
One dines free with every three full paying adult diners for buffet

  • Offer is valid from 9 May to 31 August 2016
  • Advance booking is required and quote “HSBC” during reservation

81 Anson Road, Singapore 079908
Tel: 6500 6112

15. M Hotel Singapore – The Buffet

TheBuffet

 

One dines free with every three paying adults for buffet
One dines free with every three full paying adult diners for buffet

  • Offer is valid from 9 May to 31 August 2016
  • Advance booking is required and quote “HSBC” during reservation

81 Anson Road, Singapore 079908
Tel: 6500 6116

15. Mandarin Oriental, Singapore – Melt Cafe

MeltCafe

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One dines free with every three paying adult diners for buffet lunch and dinner

  • Offer is valid from 23 March to 31 August 2016
  • Not valid for Sunday Brunch

5 Raffles Avenue, Marina Square, Singapore 039797
Tel: 6885 3500

16. One Farrer Hotel & Spa – Escape Restaurant

EscapeRestaurant

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One dines free with every three adult diners for Lunch and Dinner Buffet

  • Offer is valid from 1 April to 30 June 2016
  • Offer is valid for a maximum of 8 persons per table

1 Farrer Park Station Road Singapore 217562
Tel: 6705 7828
Email: [email protected]
17. Orchard Hotel – Orchard Café

OrchardHotel

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One dines free with every three full paying adult diners for buffet

  • Offer is valid from 9 May to 31 August 2016
  • Advance booking is required and quote “HSBC” during reservation

442 Orchard Road, Singapore 238879
Tel: 6739 6565

18. Oso

Oso

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1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch from Monday to Thursday
  • Advance booking is required and quote “HSBC” during reservation

46 Bukit Pasoh Road, Singapore 089858
Tel: 6327 8378

19. Pasta Fresca

PastaFresca

1-for-1 9″ Pizza

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch on Saturday and Sunday only
  • Advance booking is required and quote “HSBC” during reservation

30 Boat Quay, 049819 | 833 Bukit Timah Rd, #01-02/03 Royalville, 279887 | 77 Upper East Coast Rd, #01-01/02, 455218
Tel: 6532 6283 | Tel: 6469 4920 | Tel: 6241 5560

20. Park Hotel Clarke Quay – Brizo Restaurant & Bar

BrizoRestaurantBar

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One dines free with every three adult diners for buffet

  • Offers are valid from 23 March till 31 August 2016
  • Prior reservations are required

1 Unity Street, Singapore 237983
Tel: 6593 8855
Email: [email protected]

21. Park Hotel Clarke Quay – Cocobolo Poolside Bar + Grill

CocoboloPoolsideBarGrill

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One dines free with every three adult diners for “Love your Char Grill” buffet

  • Offers are valid from 23 March till 31 August 2016
  • Prior reservations are required

1 Unity Street, Singapore 237983
Tel: 6593 8855
Email: [email protected]

22. Pastamore Italian Restaurant

Pastamore

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1-for-1 Buffet

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner from Monday to Saturday
  • Advance booking is required and quote “HSBC” during reservation

35 Rochester Dr, Singapore 138639
Tel: 6570 3966

23. Pepenero

Pepenero

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1-for-1 Main Course and Pasta

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch and dinner from Monday to Saturday
  • Advance booking is required and quote “HSBC” during reservation

14 Stanley St, Singapore 068733
Tel: 6220 1763

24. Perbacco

Perbacco

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1-for-1 main course

  • Offer is valid now till 31 August 2016
  • Complimentary item will be the lower priced main course
  • Offer is not available on Public Holidays and eve of Public Holidays or with any other promotions

20 Craig Rd, #01-03 Craig Place Singapore 089692
Tel: 6635 7130

25. Portico 

Portico

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1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner from Monday to Thursday (5.30pm till last order)
  • Advance booking is required and quote “HSBC” during reservation

#01-10, 991B Alexandra Rd, Singapore 119970
Tel: 9127 6316

26. Portico Prime

PorticoPrime

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1-for-1 red, white or sparkling house pour wine

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable during happy hours only or with any order of mains
  • Advance booking is required and quote “HSBC” during reservation

10 Dempsey Road #01-20, Singapore 247700
Tel: 6474 7427

27. Portico Prime

PorticoPrime

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1-for-1 Weekday Set Lunch

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch from Monday to Friday (11.30am – 2.30pm)
  • Advance booking is required and quote “HSBC” during reservation
  • The second set lunch ordered must be of the same set

10 Dempsey Road #01-20, Singapore 247700
Tel: 6474 7427

28. Regent Singapore, A Four Seasons Hotel – Tea Lounge

TeaLounge

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One dines free with every three paying adults for 3-tier afternoon tea

  • Offer is valid from 23 March to 31 August 2016
  • Prior reservations of at least one day, are required

1 Cuscaden Road, Singapore 249715
Tel: 6725 3098

29. Sela

Sela

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1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch and dinner from Monday to Saturday
  • Advance booking is required and quote “HSBC” during reservation

32 Seah St, Singapore 188388
Tel: 6337 6358

30. Shangri-La Hotel, Singapore – The Line

TheLine

One dines free with every three paying adults for buffet

  • Offer is valid from 1 April to 31 August 2016
  • Prior reservations are required

22 Orange Grove Road, Singapore 258350
Tel: 6213 4398

31. Shangri-La Hotel, Singapore – Waterfall Ristorante Italiano

WaterfallRistoranteItaliano

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One dines free with every three paying adults for weekday lunch semi buffet at S$45++

  • Offer is valid from 1 April to 31 August 2016
  • Prior reservations are required

22 Orange Grove Road, Singapore 258350
Tel: 6213 4398

32. Sheraton Towers Singapore – The Dining Room

TheDiningRoom

One dines free with every three adult diners for Thursday and Friday dinner buffet

  • Offer is valid from 1 April to 31 August 2016, from Thursday and Friday
  • Prior reservations are required

39 Scotts Road
Tel: 6839 5621

33. Singapore Marriott Tang Plaza Hotel – Lobby Lounge

LobbyLounge

One dines free with every two adult diners for English Afternoon Tea

  • Offers are valid from 1 April to 31 August 2016. Valid for dine-in only from Monday to Sunday
  • At least two days prior reservations required and subject to availability

320 Orchard Road, Singapore 238865
Tel: 6831 4605

33. Singapore Marriott Tang Plaza Hotel – Marriott Cafe

MarriottCafe

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One dines free with every two adult diners for lunch and dinner buffet

  • Offers are valid from 1 May to 31 August 2016
  • Valid for dine-in only from Monday to Sunday
  • At least two days prior reservations required and subject to availability

320 Orchard Road, Singapore 238865
Tel: 6831 4605

34. Singapore Marriott Tang Plaza Hotel – Marriott Cafe

MarriottCafe

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1-for-1 lunch buffet

  • Offer is valid from 1 April to 31 May, for the first 500 redemptions
  • Offer is valid for lunch from Monday to Saturday
  • Offer is limited to four (4) redemptions per cardholder
  • At least two days’ prior reservations are required and subject to availability
  • Please quote “HSBC 1-for-1” when placing your reservations

320 Orchard Road, Singapore 238865
Tel: 6831 4605

35. Singapore Marriott Tang Plaza Hotel – Pool Grill

PoolGrill

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One complimentary main course with every two ordered

  • Offers are valid from 1 April to 31 August 2016
  • Valid for dine-in only from Monday to Sunday
  • At least two days prior reservations required and subject to availability

320 Orchard Road, Singapore 238865
Tel: 6831 4723

36. Smor

Smor

1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch and dinner on Saturday and Sunday only
  • Advance booking is required and quote “HSBC” during reservation

One Raffles Place, Singapore 048616
Tel: 9430 1500

37. Spizza

SpizzaClubStreet

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    (Club Street Branch)

1-for-1 Pasta/Pizza

  • Offer is valid from 1 June to 31 August 2016
  • Offer is applicable for dinner from Monday to Thursday (6pm to 10.30pm)
  • Advance booking is required and quote “HSBC” during reservation

29 Club Street, Singapore | 217 East Coast Road, #01-01 Tides, Singapore | 269 Jalan Kayu, Singapore 799497
Tel: 6224 2525 | Tel: 6440 8300 | Tel: 6377 7773

38. The Fullerton Bay Hotel, Singapore – La Brasserrie

LaBrasserrie

1-for-1 Hour Pour wines by carafe, spirits & liqueur by glass

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner from Monday to Friday
  • Advance booking is required and quote “HSBC” during reservation

1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner from Monday to Friday
  • Advance booking is required and quote “HSBC” during reservation

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

39. The Fullerton Bay Hotel, Singapore – Landing Point

LandingPoint

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1-for-1 Afternoon Tea with a glass of sparkling wine @ S$65++/pax

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for afternoon tea from Monday to Friday
  • Advance booking is required and quote “HSBC” during reservation

1-for-1 Chocolate Rhapsody with a glass of Moscato d’Asti Wine @ S$44++/pax

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner on Friday and Saturday only (8pm to 11pm)
  • Advance booking is required and quote “HSBC” during reservation

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

40. The Fullerton Bay Hotel, Singapore – Lantern

Lantern

1-for-1 Signature Cocktails

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner on Monday only (6pm to 11pm)
  • Advance booking is required and quote “HSBC” during reservation

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

41. The Fullerton Hotel – Courtyard

TheFullertonHotelCourtyard

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One dines free with every three paying adults for Indian Curry Buffet Lunch (Mon-Fri), Daily Afternoon Tea and Chocolate Buffet (Fri & Sat)

  • Offer is valid from 11 April to 31 August 2016, excluding eve of and on Public Holidays and special occasions such as Easter weekend, Mother’s Day weekend and Father’s Day weekend
  • Prior reservation is required, subject to availability
  • Promotion is limited to a maximum of 8 persons per card

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

42. The Fullerton Hotel – Jade

TheFullertonHotelJade

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One dines free with every three paying adults for Jade’s 50 Treasures Menu

  • Offer is valid from 11 April to 31 August 2016, excluding eve of and on Public Holidays and special occasions such as Easter weekend, Mother’s Day weekend and Father’s Day weekend
  • Prior reservation is required, subject to availability
  • Promotion is limited to a maximum of 8 persons per card

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

43. The Fullerton Hotel – Lighthouse

TheFullertonHotelLighthouse

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One dines free with every three paying adults for 3-course Antipasti Business Lunch (Mon-Fri)

  • Offer is valid from 11 April to 31 August 2016, excluding eve of and on Public Holidays and special occasions such as Easter weekend, Mother’s Day weekend and Father’s Day weekend
  • Prior reservation is required, subject to availability
  • Promotion is limited to a maximum of 8 persons per card

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

44. The Fullerton Hotel, Singapore – Lighthouse

Lighthouse
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1-for-1 Pasta

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch on Monday and Tuesday only
  • Advance booking is required and quote “HSBC” during reservation

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

45. The Fullerton Hotel, Singapore – Post Bar

PostBar

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1-for-1 Pasta Combo @ S$35++/pax

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch on Monday and Tuesday only
  • Advance booking is required and quote “HSBC” during reservation

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

46. The Fullerton Hotel, Singapore – Town

Town

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1-for-1 Fullerton Heritage Signature Dishes

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for lunch and dinner on Monday and Tuesday only
  • Advance booking is required and quote “HSBC” during reservation

1 Fullerton Square, Singapore 049178
Tel: 6877 8911

47. The Westin Singapore – Cook & Brew

CookBrew

1-for-1 house pour and beverage

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner from Sunday to Thursday
  • Valid for maximum of 10 diners per card
  • No splitting of bills

Level 33, 12 Marina View, Asia Square Tower 2, Singapore 018961
Tel: 6922 6948

48. The Westin Singapore – Seasonal Tastes

SeasonalTastes

1-for-1 dinner buffet

  • Offer is valid from 1 to 31 May 2016
  • Offer is valid for dinners from Sunday to Thursday only
  • Offer is valid for maximum of 10 diners, per card, no splitting of bills
  • At least two days’ prior reservations are required and subject to availability
  • Please quote “HSBC 1-for-1” when placing your reservations

Level 32, 12 Marina View, Asia Square Tower 2, Singapore 018961
Tel: 6922 6968

49. Tiger’s Milk

TigersMilk

1-for-1 Main Course

  • Offer is valid from 1 May to 31 August 2016
  • Offer is applicable for dinner from Monday to Thursday
  • Advance booking is required and quote “HSBC” during reservation

28 Ann Siang Rd, Singapore 069708
Tel: 6808 2183

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Sign up here and get a Samsonite Black Label Richmond Spinner 75cm Luggage (worth $950) +
HSBC's All Days Movie Card (worth $85). T&Cs apply.

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