How to start the year by saving

Although money can seem occasionally to be easy in Singapore, many people are still concerned with saving their wealth for later. The simplest way of earning money is still saving money – this principle will also hold for 2015. No matter what position on the social ladder one is sitting on – savings and earnings

Fundamental Analysis: Guide on Ratios

There are many different areas to look at when performing fundamental analysis. One of the important things to look out for are the financial ratios of the company. These ratios provide a very quick overview of a company which I feel is great especially when filtering out companies! Ratios are easy to understand and it’s

How to Curb Your Shopping Addiction

We live in an era of consumerism. With multiple sources of influence, such as that new Dior perfume advertisement on the television, or your friend’s #humblebrag about her newest bag on Instagram, it is certainly exceedingly easy to fall into the trap of compulsive shopping. Or perhaps, you may find yourself overspending due to your tendency

3 Tips to Performing Fundamental Analysis

You may have already known that there are two ways to analyse a company, fundamental and technical. In this post, I will be focusing on fundamental analysis and zoom into the things that are commonly looked out for when performing such analysis. For a start, it would be good to have a foundation on basic

Fixed or Floating Rate, Which is Better For Your Home Loan?

Your home is often the biggest purchase you ever made in your life, however that also means landing yourself the biggest debt you ever had. Properties in Singapore are expensive – be it HDB flats, excecuive condos, or bungalows. It’s not uncommon to have a million dollar price tag onto it. And often, taking up