“When preparing to travel, lay out all your clothes and all your money. Then take half the clothes and twice the money” –Susan Heller Travelling to Europe is a dream destination for most people. With its rich cultural heritage from castle to prehistoric landscapes, it is obvious why Europe is the most travelled place in the world. However, for many the cost of air ticket alone is going to put away the idea of travelling aside. If you are willing
How to invest in STI ETF?
The Straits Time Index (STI) is a market-weighted index that tracks the top 30 stocks in Singapore. It comprises of some of the large and well established companies in Singapore such as Singtel, DBS, UOB, and OCBC. As such, it is a general indicator of the performance of the Singapore stock market. Think of it as a basket of 30 eggs. The STI ETF is designed to track the index and replicate the performance of the STI. There are two
How To Pay Zero Income Tax, Legally?
When the year is coming to a close, the taxman dress up as Santa Claus and comes knocking on your door. If you have earned at least $22,000 in a year, you will receive a notification from IRAS to file your tax return between February and March. Nobody like to pay tax. Let’s admit it. Fortunately, there is a way to not pay it or reduce the total tax liability payable. No and this guide is not going to teach
How much does it costs for a wedding? Let’s do the maths
“A wedding is a party, not a performance. If at the end of the day, you are married to the one you love, then everything went perfectly.” After going through thick and thin together with your significant other, both of you decided that the time is right and it’s time to hear the wedding bell. Whilst this could be exciting for most but could be daunting for some. With increased cost of living in Singapore, it would be wise to
6 tips to save on your air ticket
Planning for a getaway? It’s never too early to start planning for the trip. Before you get excited over your dream destination, it pays to start scouting for the cheapest tickets. There are many factors that affect the price of the ticket. The price of a ticket may fluctuate and differs across different airlines and the route taken. Ultimately, it depends on the basics of economics of supply and demand which explains for the variation in pricing. Here we share