Public transport fares for buses and MRT have seen an increase of 10 to 11 cents per journey for adult card fares since December 23. Meanwhile, adult cash fares, still accepted for bus rides, have experienced a steeper increase of 20 cents.
Commuters using concession cards, on the other hand, have faced a more modest increase of 4 to 5 cents per journey, while concessionary cash fares for bus rides have gone up by 10 cents.
PUBLIC TRANSPORT COUNCIL ANNOUNCEMENT
The Public Transport Council (PTC) announced an overall seven percent increase in public transport fares, emphasizing that this is only a third of the 22.6 percent maximum quantum. The hike is attributed to the persistent rise in energy prices, core inflation, and robust wage growth in 2022.
Despite the economic factors driving the increase, the PTC clarified that it granted only a 7 percent increase “to keep public transport fares affordable in this higher cost environment.” Additionally, 15.6 percent will be rolled over to future fare review exercises.
To mitigate the impact on commuters, the Government has allocated an additional S$300 million in subsidy to defer allowable fare adjustments to future reviews, up from the S$200 million provided the previous year. This subsidy is in addition to the annual S$2 billion in public transport subsidies given by the Government.
The fare adjustment is expected to generate approximately S$137.4 million in additional revenue for public transport operators annually.
Image Credits: lta.gov.sg
POSITIVE DEVELOPMENTS
Amidst the fare increases, there are positive developments for certain groups. Heavy users of public transport belonging to concessionary groups, such as students, seniors, and full-time National Servicemen, will benefit from a reduction of up to 10% in the hybrid (bus and train) monthly concession passes.
Furthermore, a new monthly concession pass will be introduced for Workfare Transport Concession Scheme Cardholders, aimed at assisting lower-wage workers.
In an effort to support lower-income households further, the Ministry of Transport has announced the provision of public transport vouchers worth S$50 each. These vouchers will be available to resident households with a monthly income per person not exceeding S$1,600 and can be used to top up fare cards or purchase monthly passes.
In the vibrant city-state of Singapore, where luxury and style converge, indulging in the finer things in life can sometimes take a toll on your wallet. One such luxury item that many Singaporeans adore is perfume.
In this article, we’ll explore some practical tips and tricks on how to save money on expensive perfumes in Singapore without compromising on quality.
EXPLORE LOCAL BRANDS
Singapore boasts a growing number of local perfume brands providing unique and high-quality fragrances at more affordable prices. One noteworthy example is the homegrown perfume brand, Singapore Memories. True to its name, the brand offers perfumes inspired by Singaporean heritage, featuring scents like Peranakan Oud and Singapore Girl. Prices for these fragrances start at S$28.
Image Credits: singapore-memories.com
By patronizing local businesses, you not only save money but also have the opportunity to explore scents that draw inspiration from the diverse landscapes of Singapore.
OPT FOR ONLINE SHOPPING
Embrace the convenience and often more affordable options that online shopping affords. Numerous reputable online retailers provide discounts, promotions, and exclusive deals on perfumes, including Sephora Singapore, where Versace Pour Homme Eau De Toilette starts at just S$29. Ensure you compare prices across various platforms to secure the best deals.
SIGN UP FOR NEWSLETTERS AND LOYALTY PROGRAMS
Subscribe to newsletters from your preferred perfume retailers and enroll in their loyalty programs. Retailers frequently send exclusive discounts, promotions, and early access to sales to their subscribers. Loyalty programs may also allow you to accumulate points that can be redeemed for future discounts or freebies.
Patience pays off when it comes to buying luxury perfumes. Keep an eye on major sales events, such as the Great Singapore Sale or Black Friday, when many retailers offer significant discounts. These events are an excellent opportunity to score your favorite scents at a fraction of the regular price.
CONSIDER TESTER BOTTLES
Tester bottles, used for display purposes in stores, are often available for purchase at a lower cost. These bottles are identical to the regular ones and can be an economical way to get your hands on high-end fragrances without the luxurious packaging. Consider searching for testers at Mustafa Centre and Lucky Plaza.
BUILD YOUR OWN PERFUME
Immerse yourself in the world of perfume through a hands-on experience by attending a DIY perfume workshop. This not only offers a unique and enjoyable experience but also allows you to craft your signature scent at a fraction of the cost of a designer perfume.
Consider Oo La Lab as a prime example. This craft fragrance lab stores perfume and essential oil ingredients in small batches, hand-pouring them to order. You have the option to select from popular formulas or collaborate with an Oo La Mixologist to create your own during the workshop, available through Klook for S$56.99 to S$75.60.
Image Credits: Oo La Lab via klook.com
IN A NUTSHELL
Saving money on expensive perfumes in Singapore is all about being strategic and exploring various options.
Whether you opt for local brands, shop online, take advantage of sales, or try your hand at DIY perfume-making, there are plenty of ways to smell fabulous without burning a hole in your pocket.
Editor’s note: These internships are selected based on the “remote” tag, but some positions are hybrid ones and you may need to report physically to the office. For more deets, do contact the employer directly.
Don’t be so eager to sign up for that pottery class or buy that fancy new camera just yet, yeah?
2024’s barely getting started, so take it slow. All those New Year resolutions to pick up new hobbies can end up costing you a pretty penny if you don’t do your sums properly.
Before you get carried away by those introductory offers and promotions, sit down and think it through carefully. Those purchases aren’t going to pay for themselves.
While it’s good to try new things, don’t end up with hobby regret because you didn’t realize how much time, money, and commitment it would all take. New hobbies often require ongoing costs to stay invested in them long-term.
Do your research, set a budget, and be realistic about whether you will still be as enthusiastic about it in a few months. FOMO is real but your wallet will thank you for not jumping into anything too quickly.
The hidden costs of hobbies
Picking up a new hobby for the new year sounds exciting, but don’t jump in blindly!
Many hobbies require more moolah than you expect. Think it through, otherwise your wallet will kena robbed before you know it.
First up, we have the initial investment. This includes the equipment, gear, or instruments you need to get started, as well as any learning materials or class fees.
Photography, for example, needs a decent camera, lenses, filters, and editing software. Learn-to-dance-from-scratch classes or art lessons don’t come free either. Factor in these first costs before committing to a hobby.
Then there are the ongoing costs to maintain it. Things like replacement parts, new accessories, tools, or materials that you will keep buying.
Image Credits: unsplash.com
A musical instrument needs new strings or reeds, sports gear needs new balls or shuttlecocks. Don’t forget recurring fees like gym memberships and subscription services.
Also consider the time you’re spending, which has an opportunity cost. The hours put into your hobby could have been used to rest, spend with loved ones, or work freelance. If your hobby starts eating into time for responsibilities, it may not be sustainable in the long run.
Last but not least, hobbies often expand into more advanced and expensive levels as your interests and skills grow over time. You start with basic equipment but soon want higher quality, professional-grade gear.
Casual rock climbing turns into a need for your ropes, harnesses, and anchors. An amateur drone becomes a high-performance aircraft with an expensive camera. Be prepared for your hobby to cost more as you get more serious!
Think through not just the fun parts, but also the financial and time commitments needed to keep it going in the years ahead. That way, your hobby will bring you joy for the long term instead of draining your resources quickly and fizzling out.
How to evaluate long-term costs before picking a hobby
Equipment and supplies
The starting costs are usually the most obvious. A new hobby means new stuff to buy, right? But don’t forget things like upgrades, replacements, and maintenance. If it’s a sport, factor in costs for proper attire and safety gear. For creative hobbies, think about the ongoing cost of materials. Do some research online to determine the rough costs of essential equipment and supplies.
Space and storage
Next, consider if you need a dedicated space for your hobby and if you have room for the required storage. Renting a studio or garage can quickly increase costs. And if it’s an activity that creates a product, like woodworking or quilting, you will need space to store materials and your creations.
Membership and facility fees
Many hobbies also have recurring membership or facility fees. Things like gym memberships, club dues, pool or court time, etc. Find out if there are annual, monthly, or per-use fees to participate and factor those in.
Travel expenses
Don’t forget additional costs if your hobby requires travel to events, competitions, conferences, or training. Fuel for road trips, airfare, and hotel stays can add up over time. Think about how often you may need to travel for your hobby and estimate those expenses.
Image Credits: unsplash.com
So you see, picking up a hobby is not so simple. It’s good to sit down and think properly about how much everything going to cost you in the long run. If not, you will be rudely shocked by how much money is spent, and then end up having to give up halfway. A new year is coming, and it’s normal to think of starting a new venture with good intentions. But good intentions are not enough, one must have good planning also. So do your sums, check your budget, and see how much you can afford to spend on this hobby of yours before diving in. If the math doesn’t work out, the answer’s pretty clear.
The Christmas season holds a special place in my heart, brimming with generosity, happiness, and the desire to bring joy to children and those young at heart.
Although the spirit of giving is boundless, the constraints of our budgets frequently set limitations. The pressure to discover the ideal gift can be overwhelming, especially when our wallets are a bit leaner than we’d like. Nonetheless, the genuine magic of Christmas isn’t in the price tag. Its magic dwells in the thought and love behind the gift.
On that note, here are 5 Affordable Gift Ideas for Christmas 2023:
FOR THE COFFEE ENTHUSIAST
Starbucks presents perfect, budget-friendly Christmas gift ideas with their delightful Blissful Homecoming Collection. Drawing inspiration from vintage book cover illustrations and the heartwarming tale of Santa and his little companions, this collection is a wonderful way to kickstart the festive season. With a charming design featuring gold accents and classic holiday colors like red, green, and blue, the Blissful Homecoming Collection offers an array of drinkware, including mugs, cold cups, and tumblers.
Standouts in their holiday collection include the affordable Starbucks Holiday Red Cup Ornament (i.e., S$7.90, previously S$15.90), Starbucks Welcome to the Holiday Home Tumbler 16oz (i.e., S$21.60, previously S$30.90), and Starbucks Little Holiday Friends Water Bottle 18oz (i.e., S$14.90, previously S$29.90).
FOR THE FOODIE
Have a delightful foodie in your life? Treat them to a feast with a Chope e-gift card. Load it up with S$30, S$50, S$80, or S$100, and your lucky recipient will be able to purchase their choice of dining vouchers from over 1,000 cafés, restaurants, and bars listed on Chope’s website or app.
Add your personal twist! Pick from four virtual card designs complete with tongue-in-cheek food-related quotes and add your personalized message at no extra cost. Score your e-gift card at giftcards.chope.co today.
FOR THOSE IN NEED OF PAMPERING
Whether you’re creating a revitalizing solo bath time or a romantic couple’s spa, Lush has you covered with their charming bath bombs. Festive delights come in cute designs like reindeer, penguins, and magical Santa shapes. Christmas-themed products start at S$13. Personally, I recommend the candy cane and snow bear bath bombs.
Lush provides a fantastic alternative to bath bombs with their shower gel series, featuring fragrances like Berry Berry Christmas and Snow Fairy.
FOR THE SWEET TOOTH
Who can resist the aroma of freshly baked Famous Amos cookies wafting through the air? It’s a foolproof choice that will delight any recipient. I even take a whiff whenever I pass by the store!
The well-loved cookie brand has once again come up with a series of Christmas gift tins and boxes, all bearing cute designs featuring snowmen, reindeers, and other festive motifs. Some of the tins even come shaped like gingerbread men, stars, and Christmas trees. Select from a variety of flavors, including but not limited to original chocolate chip, butterscotch chip and pecan, and white chocolate chip.
Everyone needs bath and body care products – after all, you do need to shower at some point – and you can’t go wrong with the pretty, practical sets from The Body Shop. While toiletries might seem like a common gift, the plethora of scent choices, item combinations, and different types of packaging available here allow you to thoughtfully choose something that’s best suited to your giftee’s personality and preferences.
Image Credits: thebodyshop.com
A simple body care gift set comprising shower cream and body butter starts from a wallet-friendly S$16, while bigger pouch sets with additional items like hand cream and festive fragrances can go up to around S$100. Individual Christmas gifts start at S$10, and I have my eye on the S$15 Cherries & Cheer Shower Gel 250ml.
