In January 2024, every Singaporean household will receive a total of $500 worth of CDC Vouchers. This is part of the Government’s continuing efforts to help Singaporean households cope with daily expenses.
Only one household member with a Singpass account needs to claim the vouchers on behalf of the entire household. Visit go.gov.sg/cdcv, select CDC Vouchers Scheme 2024, and login with Singpass to claim the vouchers.
CDC Vouchers 2024 are valid till 31 December 2024.
Step-by-Step Video and Guide for Residents
The step-by-step video and guide are available in the following languages:
You will receive an SMS with the unique voucher link from RedeemSG right after you have claimed your vouchers at go.gov.sg/cdcv (i.e. upon completing Steps 1 to 3).
Make sure that the unique voucher link you receive starts with https://voucher.redeem.gov.sg/. Do not trust or click on any voucher links starting with other prefixes.
Do note that RedeemSG will never send SMSes asking for your personal information or banking details to claim the vouchers.
For terms and conditions of using the CDC Vouchers, please read Terms and Conditions.
If you need help in claiming your vouchers, please bring along your NRIC to the nearest Community Centre/Club (CC). All CCs are open daily from 10am to 6pm and 2pm to 6pm for void deck CCs. Closed on Public Holidays (PH)
Alternatively, you may authorise a non-household member to claim your household vouchers. He or she should bring along the notification letter sent to your household, a completed Authorisation Form
For further enquiries, please contact our hotline at 6225 5322 from 8am to 6pm daily, except on public holidays; or write to us using this feedback form. If you do not have a smartphone or Singpass, please visit your nearest Community Centre/Club (CC) for assistance.
Monday to Sunday
8am – 6pm
New Year’s Eve, Chinese New Year’s Eve, and Christmas Eve
Sephora, born in France in the 1970s, has blossomed into a global hub for top-notch bath, cosmetics, and lifestyle treasures. With a curated collection of luxurious brands and a signature private label, Sephora has become the go-to destination for those in pursuit of the latest beauty trends.
Yet, the siren call of beauty often comes with a hefty price. In fact, Yahoo Finance found that women spend over S$1,000 on their appearance each year. As much as I love Sephora, I still value my frugality by following these few tips:
REQUEST FREE SAMPLES
While swatching cosmetics on your hands might not offer the most precise shade match, fear not! Seeking out Sephora’s Beauty Advisors for small tubs of samples can be a game-changer.
Take these samples home to experiment without the risk of ruining your flawlessly applied makeup. If the product can be squeezed out, rest assured – you’re eligible for a free sample.
UNLOCK PERKS WITH SEPHORA’S BEAUTY PASS
For those obsessed with Sephora but mindful of their budget, enrolling in a free Beauty Pass Membership is a must. The three tiers – White (Free), Black (Spend $300 a year), and Gold (Spend $1,500 per year) – bring forth enticing perks:
– Accumulate points for free beauty products from Sephora’s Rewards Boutique. – Enjoy a complimentary brow service by Benefit Cosmetics during your birthday month. – Double points accumulation for any purchase during your birthday month. – Receive a free birthday gift without spending money (exclusive to Black and Gold Members).
And don’t forget, as a member, you can also politely request free samples to sweeten the deal.
MAXIMIZE ONLINE ORDERS FOR FREEBIES
Once you’ve pinpointed your go-to makeup products and no longer need to test them on your skin, consider the online route.
Sephora often rewards online shoppers with complimentary product samples for every purchase, adding an extra layer of value to your beauty haul.
It’s a gentle reminder that the essence of good makeup lies in quality rather than a brand name.
RESIST IMPULSE PURCHASES
While the siren song of the latest makeup trends is alluring, exercising restraint can be a wise investment. Avoid the rush to Sephora for newly released products from your favorite brands.
Today’s makeup lines strive to cater to diverse skin tones, and what looks stunning on one person may not suit another. For instance, the cult-favorite Anastasia Modern Renaissance Eye Shadow Palette (S$85) might look better on some people than others.
Before splurging, consider whether the product aligns with your skin undertones, ensuring a worthwhile investment in your beauty arsenal.
IN A NUTSHELL
By incorporating these money-saving Sephora hacks into your beauty routine, you can revel in high-quality products without causing a dent in your budget.
Image Credits: unsplash.com
From securing free samples to tapping into membership perks, these strategies empower you to make informed and economical choices in the realm of beauty. Happy shopping!
Which zodiac signs will thrive, and which might face challenges this 2024?
Welcome to a new year filled with opportunities and possibilities! As we step into 2024, many of us are eager to know what the stars have in store for our financial futures.
In this article, we’ll delve into the intriguing realm of money horoscopes, exploring astrological insights that could guide you toward financial success and abundance in the coming year.
ARIES (March 21 – April 19)
Aries, the trailblazing fire sign known for its bold and ambitious nature, may find exciting opportunities to take the lead in financial ventures in 2024.
Strategic planning and calculated risks could lead to significant gains, especially in the last quarter. However, it’s essential to keep impulses in check and focus on long-term goals for sustained financial success.
TAURUS (April 20 – May 20)
Taurus, an earth sign associated with stability and practicality, may experience a year of steady financial growth.
Leveraging their reliable nature and embracing a disciplined approach to money management is crucial. Investments in tangible assets and prudent financial planning are likely to yield positive results in 2024.
GEMINI (May 21 – June 20)
Geminis, known for their adaptability and quick thinking, may navigate a dynamic financial landscape in 2024. Versatility is key, with benefits from exploring diverse income streams and staying open to new opportunities.
Effective communication and networking play a crucial role in financial success, with the second quarter bringing collaborations with significant names or overseas assignments.
CANCER (June 21 – July 22)
Cancer, the nurturing water sign, is advised to focus on emotional well-being and financial security in 2024. Careful financial planning and investments in home and family-related ventures may bring fulfillment.
Balancing emotional needs with practical financial decisions will be essential for a prosperous year.
LEO (July 23 – August 22)
Leos, the charismatic fire sign, are poised for a year of financial creativity and self-expression. Using their natural flair for leadership and innovation could lead to lucrative opportunities.
Image Credits: unsplash.com
While embracing a bold approach, Leos are advised to remain mindful of financial responsibilities and avoid unnecessary extravagance for sustained success.
VIRGO (August 23 – September 22)
Virgos, known for their analytical and detail-oriented nature, may find success through careful planning and organization in 2024. Paying attention to the finer details of financial endeavors is crucial, as your monetary situation will be well after May 2024.
Collaborative efforts and strategic partnerships may also play a significant role in financial growth.
LIBRA (September 23 – October 22)
Libras, the harmonious air sign, are encouraged to focus on balance and fairness in their financial pursuits. Seeking equilibrium in income and expenditures, as well as fostering harmonious financial relationships, will be crucial.
By approaching money matters with diplomacy and grace, Libras can create a foundation for long-term financial stability.
SCORPIO (October 23 – November 21)
Scorpios, known for their intensity and determination, may find themselves undergoing transformative financial experiences in 2024.
Embracing change and letting go of financial habits that no longer serve them will be essential. By channeling their passion and resourcefulness, Scorpios can navigate financial challenges and emerge stronger than ever.
SAGITTARIUS (November 22 – December 21)
Sagittarius, the adventurous fire sign, is poised for a year of expansion and growth. Exciting opportunities for financial advancement through travel, education, or entrepreneurial ventures may arise.
Maintaining a positive and optimistic outlook, coupled with a willingness to embrace new experiences, could open doors to financial prosperity.
CAPRICORN (December 22 – January 19)
Capricorns, known for their disciplined and ambitious nature, may find 2024 to be a year of focused effort and strategic planning. Hard work combined with a pragmatic approach to money matters will lead to steady financial progress.
Capricorns are likely to enjoy more than one source of income this year. Building a solid foundation and staying committed to long-term goals will be key to success.
AQUARIUS (January 20 – February 18)
Aquarians, the visionary air sign, are advised to embrace innovation and unconventional financial approaches in 2024. Success may come through technology, humanitarian endeavors, or collaborative ventures.
By thinking outside the box and staying true to their unique perspectives, Aquarians can unlock financial opportunities that align with their values.
PISCES (February 19 – March 20)
Pisces, the intuitive water sign, may experience a year of spiritual and intuitive insights that can guide their financial decisions. Trusting instincts and exploring opportunities aligned with a deeper sense of purpose is crucial.
Image Credits: unsplash.com
A friendly reminder: success should not lead to disrespect towards superiors and colleagues, as maintaining respectful relationships is key to growth.
BOTTOMLINE
While horoscopes offer insights, individual choices and actions shape financial destinies. Leverage your zodiac strengths to navigate the year confidently.
May the stars guide you toward a year of prosperity and financial fulfillment in 2024!
If you’re ever been charged with a crime, you’ll doubtlessly have a lot of things going through your mind. The panic and anxiety that often come with facing serious criminal charges can be overwhelming and cause you to make mistakes that further incriminate you. Critically, when it comes to criminal law in Singapore, the country has a complex legal system with specific procedures and countless nuances that can even licenced lawyers may struggle to navigate. For these reasons, it’s important to seek expert legal assistance as soon as possible.
Fortunately, Singapore’s famously strict justice system is also known for being one of the fairest and most transparent in the world, which means you’ll have access to multiple opportunities to seek assistance. Here are several tips about where to find the legal assistance you need to beat ongoing criminal charges:
1. Online Legal Resources
Explore the free online legal resources provided by the Singapore Ministry of Law and other reputable legal organisations. These resources may offer general information about criminal offences and legal processes as well as contact details of lawyers and law firms that specialise in Singapore criminal law.
2. Legal Aid Bureau
If you are unable to afford a private lawyer, you may be eligible for assistance from the Singapore Ministry of Law’s Legal Aid Bureau (LAB). The legal advice offered through the LAB is free. However, you may be required to pay other fees needed to facilitate your legal defence.
The LAB operates a helpline that’s open on weekdays from 8:30 am to 5:00 pm. If you’re being charged within Singapore, you can reach it at 1800-CALL-LAW (1800 2255 529) for preliminary legal advice. If you’re located overseas, you can call +65 62255 529.
3. Singapore Police Force
Article 9(3) of the Constitution of the Republic of Singapore guarantees that arrested persons “shall be allowed to consult and be defended by a legal practitioner of (their) choice”. Should you find yourself in police custody, you can request the investigating officer to contact a lawyer on your behalf.
Note that your right to a lawyer is generally triggered only after the Singapore Police are done with their interrogation. Additionally, while the Singapore Constitution guarantees your right to legal counsel, you will not have a “right to remain silent”. You are compelled by Section 22(2) of the Criminal Procedure Code to truthfully state what you know about the case, with the exceptions of direct admissions of guilt or anything that would open you up to a criminal charge.
4. Community Legal Clinics
Singapore has a long list of community legal clinics and organizations that provide free or low-cost legal assistance. These organizations can be a good option for initial consultations and guidance on legal matters.
While most of these clinics should be able to provide some kind of assistance, not all of them will necessarily be qualified to handle a serious criminal case. If at all possible, try to make sure that the clinics that you engage specialise in Singapore criminal law.
4. Law Society of Singapore
The Law Society of Singapore can provide referrals to qualified criminal defence lawyers, including some who work pro bono. The society maintains a directory of current practising lawyers according to specialisation, allowing you to choose a professional with expertise in criminal law in Singapore.
5. Law School Clinics
As a last resort, you can consider reaching out to legal clinics connected to law schools in Singapore. Most law schools will have programs where law students provide legal assistance under the supervision of school faculty members. Generally, students from these clinics will not be providing legal representation in court. However, they can still be a valuable source of solid legal advice as well as referrals to qualified criminal defence lawyers.
6. Family and Friends
While your first priority should be to build a robust legal defence, it’s also important that you maintain your emotional health. Your family and friends should be able to provide you with the emotional support you need to keep your composure in this trying time. Importantly, they can assist with finding suitable legal representation and funding your defence.
Can I Defend Myself in Court?
Singapore’s justice system does allow self-representation in court as a litigant-in-person (LIP). However, it is almost universally a bad idea, given the high stakes and emotions involved in criminal cases. Also, as an LIP, you will not be given preferential treatment and will be held to the same procedural rules and standards as fully licensed lawyers.
Don’t Wait to Get Charged; Get Legal Help Today
If you reasonably expect to be hit with criminal charges in the near future, don’t wait until you’ve been arrested before you contact a criminal defence lawyer. Having a legal expert on retainer can make the experience of being charged or arrested far less fraught with uncertainty and stress, and it will be less confusing than it would be otherwise. Trying out to options above can, therefore, be a strategic move that helps ensure both preparedness and peace of mind.
In the vibrant city-state of Singapore, where luxury and style converge, indulging in the finer things in life can sometimes take a toll on your wallet. One such luxury item that many Singaporeans adore is perfume.
In this article, we’ll explore some practical tips and tricks on how to save money on expensive perfumes in Singapore without compromising on quality.
EXPLORE LOCAL BRANDS
Singapore boasts a growing number of local perfume brands providing unique and high-quality fragrances at more affordable prices. One noteworthy example is the homegrown perfume brand, Singapore Memories. True to its name, the brand offers perfumes inspired by Singaporean heritage, featuring scents like Peranakan Oud and Singapore Girl. Prices for these fragrances start at S$28.
Image Credits: singapore-memories.com
By patronizing local businesses, you not only save money but also have the opportunity to explore scents that draw inspiration from the diverse landscapes of Singapore.
OPT FOR ONLINE SHOPPING
Embrace the convenience and often more affordable options that online shopping affords. Numerous reputable online retailers provide discounts, promotions, and exclusive deals on perfumes, including Sephora Singapore, where Versace Pour Homme Eau De Toilette starts at just S$29. Ensure you compare prices across various platforms to secure the best deals.
SIGN UP FOR NEWSLETTERS AND LOYALTY PROGRAMS
Subscribe to newsletters from your preferred perfume retailers and enroll in their loyalty programs. Retailers frequently send exclusive discounts, promotions, and early access to sales to their subscribers. Loyalty programs may also allow you to accumulate points that can be redeemed for future discounts or freebies.
Patience pays off when it comes to buying luxury perfumes. Keep an eye on major sales events, such as the Great Singapore Sale or Black Friday, when many retailers offer significant discounts. These events are an excellent opportunity to score your favorite scents at a fraction of the regular price.
CONSIDER TESTER BOTTLES
Tester bottles, used for display purposes in stores, are often available for purchase at a lower cost. These bottles are identical to the regular ones and can be an economical way to get your hands on high-end fragrances without the luxurious packaging. Consider searching for testers at Mustafa Centre and Lucky Plaza.
BUILD YOUR OWN PERFUME
Immerse yourself in the world of perfume through a hands-on experience by attending a DIY perfume workshop. This not only offers a unique and enjoyable experience but also allows you to craft your signature scent at a fraction of the cost of a designer perfume.
Consider Oo La Lab as a prime example. This craft fragrance lab stores perfume and essential oil ingredients in small batches, hand-pouring them to order. You have the option to select from popular formulas or collaborate with an Oo La Mixologist to create your own during the workshop, available through Klook for S$56.99 to S$75.60.
Image Credits: Oo La Lab via klook.com
IN A NUTSHELL
Saving money on expensive perfumes in Singapore is all about being strategic and exploring various options.
Whether you opt for local brands, shop online, take advantage of sales, or try your hand at DIY perfume-making, there are plenty of ways to smell fabulous without burning a hole in your pocket.
