10 Morning Habits for Maximum Productivity & Financial Gains

Singaporeans are known for their relentless drive, balancing demanding careers and personal commitments. A well-structured morning routine can boost productivity and financial success. Here’s how to start your day right.


The early bird catches the worm. Many successful people rise before 6 AM to maximize their mornings. Quiet early hours are perfect for planning and reflection, setting a positive tone for the day.

TIP: Gradually adjust your wake-up time by 15-minute increments to make the transition smoother.


Start your day with a glass of water to kickstart your metabolism. A splash of cold water on your face or a refreshing shower can invigorate you.

TIP: Add a slice of lemon to your water for a vitamin C boost and improved digestion.


Physical activity increases energy levels and improves focus. Whether it’s a brisk walk, a gym session, or yoga stretches, exercise releases endorphins that keep you positive and energized.

TIP: Try HIIT (High-Intensity Interval Training) workouts if you’re short on time but want maximum results. Or, try a workout at Jewel @ Changi Airport for a view.


Fuel your body with a nutritious breakfast. Opt for a balanced meal with protein, healthy fats, and complex carbohydrates. Try oatmeal with fruits and nuts, a green smoothie, or eggs with whole-grain toast.

TIP: Prepare your breakfast the night before to save time in the morning.

Image Credits: unsplash.com


Take a few minutes to practice mindfulness or meditation to reduce stress and increase focus. Apps like Headspace or Calm can guide you through short, effective sessions.

TIP: Spend 5-10 minutes in a quiet space, focusing on your breath and clearing your mind.


Review your goals and tasks for the day. Prioritize your to-do list and break down larger tasks into manageable steps. This boosts productivity and keeps you organized.

TIP: Use productivity tools like Trello to keep track of your tasks and deadlines. Alternatively, keep it old-school by writing in a journal (I prefer this).


Dedicate a few minutes each morning to review your financial goals and status. Check your bank accounts, review your spending, and ensure you’re on track with your savings and investments.

TIP: Set up automatic transfers to your savings or investment accounts to ensure consistent contributions.


Incorporate personal development into your morning routine. Read a book, listen to a podcast, or take an online course. Continuous learning opens up new opportunities and improves your skill set.

TIP: Choose content that aligns with your career goals or personal interests to stay engaged and motivated.


Start your day with positive affirmations. This boosts self-confidence and sets a positive tone for the day. Affirmations like “I am capable of achieving my goals” or “I am confident and successful” can have a powerful impact on your mindset.

TIP: Write down your affirmations and place them where you can see them every morning, such as on your bathroom mirror or next to your bed.


Spend a few moments connecting with family or loved ones. This can be a fun game session or a quick chat over breakfast. Strong relationships contribute to your well-being and provide a support system.

TIP: Schedule a weekly breakfast date with a family member or friend to strengthen your bond and start your day on a positive note.

Image Credits: unsplash.com


A well-crafted morning routine can set the stage for a productive and financially successful day. Start small, and gradually build a routine that works best for you.

Here’s to a more productive and financially rewarding life, one morning at a time!


This new “VibeVault” K-beauty box worth $225+ is yours to bag home at just $67+

VibeVault Box July 2024

The “VibeVault” K-beauty box is a July collection packed with $225+ worth of must-have Korean skincare and makeup products.

And here’s the best part: it’s all yours for just $67+.

Yes, you read that right.

This incredible deal brings you a selection of premium K-beauty items at a fraction of the cost, making it a steal for beauty enthusiasts.

Here’s what you get:


Purito Wonder Releaf Centella Serum Unscented 60ml

Purito Wonder Releaf Centella Serum Unscented 60ml

Purito’s Wonder Releaf Centella Serum is a wonder for your skin, an unscented serum that contains Korean Centella Asiatica, a calming herb with soothing properties that effectively relieve redness and discomfort.

Peptides work to enhance elasticity, promoting firmer skin for a radiant glow.

Just a few pumps massaged into cleansed skin deliver a surge of hydration, leaving you with a complexion that’s calm and glowing from within.

Abib Airy Sunstick Smoothing Bar SPF50+

Abib Airy Sunstick Smoothing Bar SPF50+

Glide on this airy, semi-matte Abib Sunstick for reef-safe protection against UV rays no matter how much you sweat or splash in the water.

Packed with nourishing camellia and sunflower seed oils, this wide 5.7 cm stick covers any skin surface without a trace of white cast or sticky residue.

Lightweight and breathable, it’s great for active days in the sun, delivering a flawless finish that never feels heavy or greasy.

Toss it in your beach bag, gym bag, or carry-on for a sun-safe glow that lasts from dawn ’til dusk.

Dewytree AC CTRL EX Deep Green Calming Pad (60Pads Special Set) (+20 Pads)

Dewytree AC CTRL EX Deep Green Calming Pad

This Dewytree AC CTRL EX Deep Green Calming Pad is your ticket to a calmer complexion with no irritation.

Infused with Dewytree’s signature Cica Mint™ blend, it gently yet effectively removes dead skin cells while delivering a cooling sensation.

Tested for skin irritation and formulated with a mild prescription, this pad is your weapon against redness and all-around skin stress.

Just one pad is all it takes to revive your sensitive skin.

Treat your face to this green goddess of a pad today!

espoir Fresh Setting Fixer 100ml

espoir Fresh Setting Fixer 100ml

Want makeup that lasts as long as your night out?

Consider it done with espoir’s Fresh Setting Fixer, a vegan-friendly mist that uses a thin polymer formula to lock in your look, so your flawless face stays that way from the first sip to the last dance.

Hyaluronic acid and vitamin E nourish skin, preventing dryness and keeping you dewy-fresh. 

Just a few spritzes from 20 to 30 cm away, and you’re good to glow all night.

No need for mid-party touch-ups as this fixer has your back (and your makeup) for the long haul.

peripera Oil Capture Cooling Powder

peripera Oil Capture Cooling Powder

Forget powders that leave you cakey and dry because this oil-controlling formula hydrates and refreshes.

Thanks to a cooling “water in powder” formulation, peripera’s Oil Capture Cooling Powder delivers a blurring, matte-yet-glowy finish that keeps sebum under control.

Sweaty summer shininess? Not a chance.

Rather, say hello to an even complexion!

The lightweight powder also provides a burst of cooling to instantly relieve overheated skin, clinically shown to lower surface temperature.

It’s basically an AC unit for your face 😛

iUNIK Calendula Complete Cleansing Oil 200ml

iUNIK Calendula Complete Cleansing Oil 200ml

Cleansing should be a pleasure, not a chore.

That’s why the iUNIK Calendula Complete Cleansing Oil is your new daily skincare MVP.

This plant-based formula uses a 10% calendula flower extract blend to whisk away heavy makeup, dirt, and impurities.

Simply pump a couple of times into your hands, massage onto dry skin, and rinse (no water required).

The result is soft, balanced, and refreshed skin.

Formulated with only EWG green-grade ingredients, this cleansing oil is both clean and effective.

Treat your complexion to a spa-worthy cleanse, morning and night.

SOME BY MI Real Tea Tree Calming Care Mask Sheet 1P

SOME BY MI Real Tea Tree Calming Care Mask Sheet 1P

Stressed skin, meet your new BFF, the SOME BY MI sheet mask.

It is a calming sheet for complexions in need of a reset.

Crafted with 100% plant-based cellulose that’s biodegradable, the sheet is saturated with an essence packed with a skin-loving tea tree.

This natural ingredient works to protect, while the generous amount of essence ensures every inch of your face, neck, and collarbone gets the treatment it deserves.

Vegan-certified and free from harsh chemicals, this mask is THE self-care ritual for skin that’s feeling a little too much.


SOME BY MI V10 Hyal Hydra Capsule Sunscreen 5ml

SOME BY MI V10 Hyal Hydra Capsule Sunscreen 5ml

SOME BY MI V10 Hyal Hydra Capsule Sunscreen is a triple-threat wonder that blocks UV rays, brightens, and keeps wrinkles at bay.

Powered by an SPF 50+ PA++++ formula, it shields your complexion from damaging light while nourishing it with a bounty of hyaluronic acids and skin-loving vitamins.

It provides a moisturizing, cooling glow without any pesky white cast.

Reef-safe and made for all skin types, this sunscreen is your ticket to a protected complexion no matter how intense the sun gets.

Beauty of Joseon Ginseng Essence Water 40ml

Beauty of Joseon Ginseng Essence Water 40ml

Last but not least, quench your skin’s thirst with the Beauty of Joseon Ginseng Essence Water. 

This plant-based toner is a powerhouse of hydration, packed with Panax Ginseng Root Water and Ginseng Complex Extract to deeply moisturize.

But don’t let its gentle formula fool you because it also packs a punch with Niacinamide and Adenosine to brighten and smooth.

And thanks to saponin, it helps prevent UV damage and premature aging.

Formulated with only EWG green-grade ingredients, this essence water lets you bid bye-bye to dull, dehydrated skin.

Get Olive Young’s BEAUTY BOX JULY (VibeVault Box) at $67+ here.


Is engaging a personal trainer worth it for you, a total gym newbie?

personal training session

So you’ve just joined the gym for the first time?

You’re excited to get in shape but also quite overwhelmed as all that gym equipment looks intimidating and you have no idea how to use any of it properly.

Should you throw some money at a personal trainer to show you the ropes?

Let’s delve deeper.

Benefits of hiring a personal trainer
  • Expert guidance and personalization

As a total gym newbie, having an expert by your side can be reassuring.

No more guessing which exercises to do or how to execute them properly because your trainer will guide you through each movement and machine, ensuring you maintain proper form.

This maximizes the effectiveness of your workouts and also helps prevent potential injuries.

  • Motivation and accountability

Having a personal trainer in your corner means you will have a dedicated partner holding you accountable and pushing you to give your all during every session.

With regular check-ins and progress tracking, your trainer can help you stay focused and on track toward achieving your fitness goals.

  • Efficient and safe workouts

Time is precious, and you want to ensure every minute spent at the gym counts.

A personal trainer understands how to maximize your workout time, keeping you moving efficiently from one exercise to the next.

More importantly, they prioritize your safety.

The last thing you want is a setback from an avoidable injury.

Potential drawbacks of hiring a personal trainer
  • Cost considerations

You don’t need me to tell you this:

Personal training sessions are expensive.

Typical pricing can range from $50 to $150/hour, depending on the trainer’s experience and location.

Many trainers offer package deals that can bring down the per-session cost, but it’s still quite an investment so before committing, shop around and compare pricing.

  • Over-reliance on the trainer

To cut the long story short, be wary of trainers who seem more interested in keeping you as a client indefinitely rather than helping you achieve self-sufficiency.

  • Finding the right fit

Another potential drawback is the challenge of finding a trainer who is truly compatible with your personality and learning style.

A mismatch in these areas can lead to frustration so don’t be afraid to “trial” potential trainers before you sign a package.

Do you need a personal trainer?
a male personal trainer guiding a female

Image Credits: unsplash.com

  • Evaluate your goals

Are you aiming for short-term results like losing a few kgs for an upcoming event?

Or are you seeking long-term lifestyle changes?

Identifying specific goals, such as building muscle or improving flexibility, will help you determine if a personal trainer can provide the guidance you need.

  • Consider your motivation levels

If you tend to lose motivation quickly or struggle with consistency, investing in a trainer could be the extra push you need.

  • Weigh the investment

Consider your budget.

If you’re uncertain about making a long-term commitment, start with a few sessions to see if it’s a good fit.

Many trainers offer package deals or discounted rates for purchasing multiple sessions upfront, so ask away.

Alternatives to personal trainers
  • Online resources & apps

Having YouTube is like having a virtual personal trainer in your pocket!

Just search for routines geared towards beginners and you will get a good amount of endless tutorials.

Follow along at home first if you’re nervous about executing complex moves properly at the gym.

  • Gym staff guidance

Lastly, don’t overlook the staff at your gym either.

You can ask staffers on how to safely use those machines.

Even if it’s a quick demo, their expertise can point you in the right direction.

And most are usually happy to keep an eye on you during future visits.

So is hiring a personal trainer right for you as a gym newbie? The answer depends on YOU. For most beginners, having an expert guide you through proper form and create a tailored program provides value. If it fits in your budget, go for it! But even if you can’t engage a trainer, ask YouTube or the gym staff to show you how to use the equipment so you can start somewhere. Walk through those gym doors and keep at it!


Latest WFH internships posted from 1 to 4 July 2024

an open MacBook

A warm welcome to the second half of 2024.

Hope you’ve had a wonderful start to the month of July too.

If you’re looking for the hottest WFH internship positions, we might be of help to you with opportunities in AI / machine learning and more this week.

Keep reading!

#1: The Sandbox – Business Intern


Website: sandbox.game

Allowance / Remuneration: $400 – 1,000 monthly

Job Qualifications

Not specified.

Key Responsibilities
  • Event Management: Assist in the end-to-end planning and execution of virtual and physical events. This includes venue selection, vendor management, attendee engagement strategies, and post-event analysis.
  • Business Development: Support the team in identifying and evaluating new business opportunities, market research, partnership outreach, and the development of pitch materials.
  • Marketing: Contribute to the creation and implementation of marketing strategies, including digital marketing campaigns, social media management, content creation, and analytics review to measure effectiveness.
  • Collaboration: Work closely with internal teams and external partners to ensure cohesive execution of projects and events.
  • Innovation: Continuously propose innovative ideas to expand The Sandbox’s reach.
How to apply?

View the job post in full here and drop an email to [email protected]

#2: Eco-Business Pte Ltd – Editorial Intern


Website: eco-business.com

Allowance / Remuneration: $950 – 1,000 monthly

Job Qualifications

Not specified.

Key Responsibilities
  • Writing news and features
  • Covering and attending events related to sustainable development
  • Assist in event program curation and planning 
  • Administrative duties as required by the editorial team
How to apply?

View the job post in full here and send a cover letter and your CV to Natasha van Cuylenburg ([email protected]) and Ng Wai Mun ([email protected]). 

#3: Play Beyond Pte Ltd – Operations Intern


Website: playbeyond.co

Allowance / Remuneration: $600 – 800 monthly

Job Qualifications
  • Curious, attention to details, organized, and resourceful
  • Strong communication and presentation skills
  • Self-motivated and with a self-starter mindset
  • Proficiency in Microsoft Office Applications e.g., Excel, Word, PowerPoint
Key Responsibilities
  • Assist in marketing operations; collaborate with marketing to ensure seamless execution of promotional activities, including coordinating logistics for events and campaigns
  • Work closely with distribution to optimize transportation logistics, streamline shipping processes, and ensure timely delivery of products to customers
  • Assist in managing customer inquiries, feedback, and complaints, aiming to deliver exceptional customer service
  • Assist in the planning and coordination of various projects, including inventory management, supply chain optimization, and operational efficiency initiatives
  • Collaborate with founders to support their vision and objectives, contributing innovative ideas and solutions to enhance operational effectiveness and drive business growth
How to apply?

View the job post in full here and apply via [email protected]

#4: REACH Community Services Ltd. – Community Engagement Intern


Website: reach.org.sg

Allowance / Remuneration: $800 monthly

Job Qualifications
  • Proficient in English 
  • Meticulous 
  • Team Player 
  • Basic skills in Canva, Photoshop & Lightroom
  • Keen interest in supporting community social causes
Key Responsibilities
  • Assist in fund-raising events from planning to execution
  • Assist in planning and coordinating outings or activities under CSR initiatives
  • Assist in designing marketing materials and collection of success stories
  • Assist in data entry and database management
  • Assist in coordinating interviews with clients or potential candidates and other administration work
How to apply?

View the job post in full here and send your CV to [email protected]

#5: Zavior Pte Ltd – Machine Learning / AI Intern


Website: zavior.ai

Allowance / Remuneration: $800 – 1,500 monthly

Job Qualifications
  • Educational Background: Completed at least 1 year of studies in a Diploma/Bachelor/Master program in IT, Engineering, Computer Science, Information Systems, Statistics, or Mathematics.
  • Programming Skills: At least 3 months of experience in Python programming.
  • Machine Learning Knowledge: Completed at least 1 university or online hands-on course in Machine Learning.
  • ML Tools Experience: Familiarity with one or more ML tools such as TensorFlow, PyTorch, etc.
  • NLP Techniques: Basic understanding of natural language processing techniques and tools.
  • Analytical Skills: Strong analytical thinking and problem-solving abilities.
  • Bonus: Experience with document processing tools and compliance-related projects.
Key Responsibilities
  • AI Document Review Development: Assist in developing machine learning models for document review, including text extraction, classification, and entity recognition.
  • Compliance Assistance Development: Help build AI solutions to automate compliance checks and ensure adherence to regulatory requirements.
  • Data Preparation: Collect, preprocess, and label data for training AI models.
  • Algorithm Development: Collaborate with AI engineers to design and test various machine learning and natural language processing algorithms.
  • Collaboration: Work with cross-functional teams to understand business challenges and translate them into technical solutions.
How to apply?

View the job post in full here and write to Derrick via this link.

Editor’s note: These positions are selected based on the “remote” tag, but some are hybrid ones and you may need to report physically to the office. For more deets, do contact the employer directly.


Best Handheld Fans to Beat the Heat for Under S$30

Are you tired of feeling hot and uncomfortable in Singapore’s sweltering heat? Do you want a solution that is both effective and affordable? Look no further than these cooling portable fans!

Stores selling these fans, some of which conveniently attach to the neck or wrist, report rocket sales compared to last year. They have become the latest trend for coping with elevated temperatures in Singapore and around the world. With the right fan, you can enjoy a cool and refreshing breeze to stay comfortable all year round. These products are all available online on Shopee or Lazada.


When it comes to choosing a portable fan, the top choice is from JISULIFE, an established provider of sustainable gadgets for personal use. Try their JISULIFE Mini Portable Fan, which impresses with its 46-hour battery life, meaning you won’t need to charge it often.

Image Credits: JISULIFE

Available in five different pastel shades, this handheld portable fan also doubles as a desk fan, flashlight, and power bank. Talk about versatility! Weighing 129g or 180g, with a battery capacity ranging from 2000mAh to 4800mAh, and a battery life of 20 to 46 hours, it charges in 3 hours and costs S$21.80 to S$27.25.


Another top contender in Singapore’s best portable handheld fan options is the Simplus Portable Mini Fan. Personally, I own their waffle maker and it has been our go-to breakfast fix.

Image Credits: simplus.online

Its built-in noise reduction technology makes it ultra-quiet, even with its powerful wind-gathering air ducts. You can easily adjust the wind speed by clicking the control button. The carabiner design also makes it extra convenient to bring around and doubles as a desk fan! The hidden blades make this fan particularly safe for parents or those traveling with kids. Use it on your morning stroll or during travels without worrying about safety! Weighing 125g, with a battery capacity of 1200mAh, and a battery life of 5 hours, it charges in 2 hours and costs S$10.90.


The Gadget Mix Mini Handheld Fan is so small it’s only a little larger than a lollipop, making it incredibly convenient to slip into your bag. Despite its minute size, this fan is extremely lightweight, weighing just 86 grams—almost the weight of a tomato!

Image Credits: Gadget Mix

It features a low-noise motor that emulates the sound of natural wind and offers three wind speeds to choose from. Additionally, this Gadget Mix fan can be fixed on a stand to be used on your desk. It’s the ideal multifunctional companion to keep cool whenever and wherever! With a battery capacity of 1200mAh, and a battery life of 1 hour, it charges in 3.5 hours and costs S$14.90.


Travelling to a theme park with your family soon? Consider buying the Minthouz Portable Stroller Mini Fan. Powered by a built-in rechargeable lithium battery, you’ll avoid the hassle of needing extra batteries.

Image Credits: Minthouz

Its standout feature is the aromatherapy function, which protects your baby from mosquito bites outdoors. Simply add liquid mosquito repellent into the aromatherapy box, and let the fan work its magic! Weighing approximately 200g, with a battery capacity of 2000mAh, and a battery life of 2 to 7.5 hours, it charges in 3.5 hours and costs S$17.66.


USB fans may be tiny, but don’t underestimate their power. The MUJI Portable USB Handheld Fan is perfect for both outdoor and indoor use. Its convertible handle allows it to be used as a desktop fan.

Image Credits: muji.com/sg

This fan also features a “Rhythm” wind mode, which operates on low-speed mode and switches on and off every five seconds to emulate natural wind. Weighing 92g, with a battery capacity of 1400mAh, and a battery life of 2 to 12 hours, it charges in 2.5 hours and costs S$19.00.


Last on this list is a cute handheld fan that doubles as a desk fan – the Space Duckling Misting Fan. Available in three pastel colors, it features an adorable duckling in an astronaut helmet at its center. It dispenses mist to further cool your surroundings—just add cold or iced water with the provided funnel into the opening at the top of the fan. Get it online for S$12.33.

Image Credits: shopee.sg

Stay cool and beat the heat with these top handheld fans, all under S$30. Whether you’re outdoors or indoors, these fans will keep you comfortable and refreshed!

Sources: 1 & 2