MoneyDigest, Author at MoneyDigest.sg

Celebrate SG60 with Up to 40% OFF Singapore Airlines Saver Award Redemptions – 60 Hours Only!

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This August, Singapore Airlines is taking SG60 celebrations sky-high with a limited-time miles redemption bonanza you don’t want to miss. Whether you’re craving a quick getaway or a long-haul adventure, now’s the time to let your KrisFlyer miles take you further – for less.

🚀 The 60-Hour SG60 Special

From 15 August (12:00pm SGT) to 17 August 2025 (11:59pm SGT), enjoy an upsized 40% OFF Saver award redemptions to selected destinations worldwide. That means you could be jetting off to:

Jakarta from just 5,100 miles (Economy) or 12,600 miles (Business)
Male from just 12,000 miles (Economy) – perfect for a quick Maldives escape
Tokyo from only 16,200 miles (Economy) or 22,500 miles (Premium Economy)
San Francisco from just 25,200 miles (Economy) or 45,000 miles (Premium Economy)

Economy Class

Route	Original Miles	40% Off	30% Off
Singapore to Jakarta	8,500	5,100	5,950
Jakarta to Singapore	8,500	5,100	5,950
Singapore to Brunei	8,500	5,100	5,950
Brunei to Singapore	8,500	5,100	5,950
Singapore to Penang	8,500	5,100	5,950
Penang to Singapore	8,500	5,100	5,950
Singapore to Kuala Lumpur	8,500	5,100	5,950
Kuala Lumpur to Singapore	8,500	5,100	5,950
Singapore to Denpasar	8,500	5,100	5,950
Singapore to Bangkok	13,500	8,100	9,450
Bangkok to Singapore	13,500	8,100	9,450
Singapore to Phuket	13,500	8,100	9,450
Phuket to Singapore	13,500	8,100	9,450
Singapore to Manila	13,500	8,100	9,450
Manila to Singapore	13,500	8,100	9,450
Singapore to Ho Chi Minh City	13,500	8,100	9,450
Ho Chi Minh City to Singapore	13,500	8,100	9,450
Singapore to Hanoi	13,500	8,100	9,450
Hanoi to Singapore	13,500	8,100	9,450
Singapore to Phnom Penh	13,500	8,100	9,450
Phnom Penh to Singapore	13,500	8,100	9,450
Singapore to Siem Reap	13,500	8,100	9,450
Siem Reap to Singapore	13,500	8,100	9,450
Singapore to Yangon	13,500	8,100	9,450
Yangon to Singapore	13,500	8,100	9,450
Singapore to Cebu	13,500	8,100	9,450
Singapore to Shenzhen	16,500	9,900	11,550
Shenzhen to Singapore	16,500	9,900	11,550
Singapore to Hong Kong	16,500	9,900	11,550
Hong Kong to Singapore	16,500	9,900	11,550
Singapore to Taipei	16,500	9,900	11,550
Taipei to Singapore	16,500	9,900	11,550
Singapore to Beijing	21,500	12,900	15,050
Beijing to Singapore	21,500	12,900	15,050
Singapore to Beijing Daxing	21,500	12,900	15,050
Beijing Daxing to Singapore	21,500	12,900	15,050
Singapore to Shanghai	21,500	12,900	15,050
Tokyo (Narita) to Singapore	27,000	16,200	18,900
Tokyo (Haneda) to Singapore	27,000	16,200	18,900
Singapore to Male	20,000	12,000	14,000
Male to Singapore	20,000	12,000	14,000
Singapore to Dhaka	20,000	12,000	14,000
Dhaka to Singapore	20,000	12,000	14,000
Ahmedabad to Singapore	20,000	12,000	14,000
Singapore to Mumbai	20,000	12,000	14,000
New Delhi to Singapore	20,000	12,000	14,000
Singapore to Perth	21,500	12,900	15,050
Singapore to Darwin	21,500	12,900	15,050
Darwin to Singapore	21,500	12,900	15,050
Singapore to Sydney	30,500	18,300	21,350
Singapore to Brisbane	30,500	18,300	21,350
Brisbane to Singapore	30,500	18,300	21,350
New York (JFK) to Frankfurt	25,000	15,000	17,500
Singapore to Frankfurt	42,000	25,200	29,400
Frankfurt to Singapore	42,000	25,200	29,400
Brussels to Singapore	42,000	25,200	29,400
Milan to Singapore	42,000	25,200	29,400
Munich to Singapore	42,000	25,200	29,400
Paris to Singapore	42,000	25,200	29,400
Zurich to Singapore	42,000	25,200	29,400
Frankfurt to New York (JFK)	25,000	15,000	17,500
Tokyo (Narita) to Los Angeles	38,500	23,100	26,950
Singapore to Los Angeles	42,000	25,200	29,400
Los Angeles to Singapore	42,000	25,200	29,400
Singapore to San Francisco	42,000	25,200	29,400
San Francisco to Singapore	42,000	25,200	29,400
Singapore to Seattle	42,000	25,200	29,400
Seattle to Singapore	42,000	25,200	29,400

Business Class

Route	Original Miles	40% Off	30% Off
Singapore to Jakarta	21,000	12,600	14,700
Jakarta to Singapore	21,000	12,600	14,700
Singapore to Kuala Lumpur	21,000	12,600	14,700
Kuala Lumpur to Singapore	21,000	12,600	14,700
Singapore to Surabaya	21,000	12,600	14,700
Surabaya to Singapore	21,000	12,600	14,700
Singapore to Medan	21,000	12,600	14,700
Medan to Singapore	21,000	12,600	14,700
Singapore to Denpasar	21,000	12,600	14,700
Denpasar to Singapore	21,000	12,600	14,700
Singapore to Bangkok	24,000	14,400	16,800
Bangkok to Singapore	24,000	14,400	16,800
Singapore to Manila	24,000	14,400	16,800
Manila to Singapore	24,000	14,400	16,800
Singapore to Ho Chi Minh City	24,000	14,400	16,800
Ho Chi Minh City to Singapore	24,000	14,400	16,800
Singapore to Hanoi	24,000	14,400	16,800
Hanoi to Singapore	24,000	14,400	16,800
Singapore to Phnom Penh	24,000	14,400	16,800
Phnom Penh to Singapore	24,000	14,400	16,800
Singapore to Hong Kong	34,000	20,400	23,800
Hong Kong to Singapore	34,000	20,400	23,800
Singapore to Dhaka	43,000	25,800	30,100
Dhaka to Singapore	43,000	25,800	30,100
Singapore to Ahmedabad	43,000	25,800	30,100
Ahmedabad to Singapore	43,000	25,800	30,100
Singapore to Colombo	43,000	25,800	30,100
Kathmandu to Singapore	43,000	25,800	30,100
Perth to Singapore	40,500	24,300	28,350

🎉 Missed the 60-hour window? Still score 30% OFF!

From 18 to 31 August 2025, Saver award redemptions to the same destinations are still a steal with 30% OFF.

🗓️ Travel Period: 1 – 30 September 2025

Just redeem online at singaporeair.com or via the SingaporeAir mobile app. But act fast — award seats are limited and strictly first-come, first-served.

Whether it’s a weekend shopping spree in Tokyo, a beach holiday in the Maldives, or exploring San Francisco’s iconic Golden Gate, this is your moment to fly further for fewer miles.

🎂 SG60 comes once — make it unforgettable.

Get Your Hands on UOB TMRW’s Singapore-Inspired Plushie Bag Charms

From 7 August to 24 September 2025, the UOB TMRW app is serving up daily fun — and seriously cute rewards — with Star Rush on Rewards+. Your mission? Pop stars, rack up coins, and redeem them for over 60,000 prizes, including the ultimate must-have: Singapore-inspired plushie bag charms.

Plushie Bag Charms — The Star of the Show

These limited-edition charms are a love letter to Singapore’s nostalgic icons, with a new design every week:

7–13 Aug: Ang Ku Kueh

14–20 Aug: Kopi Dabao

21–27 Aug: Kueh Tutu

28 Aug–3 Sep: Ice Cream Sandwich

4–10 Sep: Png Kueh

11–17 Sep: Good Morning Towel

18–24 Sep: Iced Gem Biscuit

Each one is worth 600 coins, and once a design’s week is over, it’s gone for good — so you’ll want to pop daily to lock yours in.

Other Prizes Up for Grabs 🎁

Not just charms — you can also redeem your coins for:

S$0.60 cash credit – 200 coins
Exclusive pin badge (worth S$5) – 300 coins
Travel packing cube (worth S$8) – 450 coins

That’s cash, collectibles, and travel goodies — all for a few minutes of fun a day.

How to Play & Win 🎯

Log in to the UOB TMRW app, tap Rewards+.
Hit the Star Rush banner to start.
Pop stars for points — some help, some hurt, so choose wisely!
Convert your score to coins* and redeem your prize.

*Coins expire weekly, so consistency is key.

Download UOB TMRW, start popping, and collect them all — because your bag, wallet, or desk deserves a touch of Singaporean nostalgia (and hey, the cash credits don’t hurt either).

Click here for more details.

My Melody SimplyGo EZ-Link charm now available for $16.90 each

Ask us questions, discover the latest offers & more on Telegram.

Sanrio fans, get ready — My Melody is here to add a dose of sweetness to your daily commute! 🌸 Whether you’re tapping in for work, school, or a weekend adventure, this adorable pink-eared bunny will be right by your side.

Priced at just $16.90 each (no stored value), the My Melody SimplyGo EZ-Link charm is now available at selected Cheers and FairPrice Xpress outlets — but only while stocks last. We all know how fast these Sanrio collectibles fly off the shelves, so don’t wait!

✨ How to get started:

Top up your charm at any Self-Service Top-Up Machine.
Pair it with the SimplyGo app to track your travel on the go.

With SimplyGo EZ-Link, you can breeze through MRT gates and board buses with style — no fumbling for cards, just a tap and go.

📍 Where to buy: Selected Cheers & FairPrice Xpress outlets island-wide.
💰 Price: $16.90 each (no stored value)
⚠️ Note: Terms & conditions apply.

Your ride just got a whole lot cuter — so hop to it before My Melody hops away!

SME Grants in Singapore to Support Your Business

In order to encourage more Singaporeans who are keen on the world of entrepreneurship, the Singapore government offers a range of SME grants designed to fuel growth, enhance productivity, and keep businesses competitive against the tide of the global market and economy. This guide serves as an introduction that covers key business grants, including those under the POS Grant Singapore category, that can help SMEs thrive in today’s economy.

Why SME Grants Are Vital for Business Growth in Singapore

Small and medium-sized enterprises (SMEs) comprise over 70% of all businesses in Singapore and account for over two-thirds of the workforce. In a competitive market, SME grants provide financial relief and support for upgrading technology, improving operations, and expanding into new markets. These grants not only reduce the cost of investment for SMEs to integrate new technology but also give SMEs the resources to scale sustainably.

Key SME Business Grants in Singapore

Productivity Solutions Grant (PSG)

The Productivity Solutions Grant (PSG) offers up to 50% funding support for pre-approved IT solutions, equipment, and consultancy services. For example, SMEs can tap into PSG for Point-of-Sale (POS) systems that streamline sales, track inventory, and improve customer experience. The PSG covers a wide range of sectors, making it one of the most accessible SME grants available.

Eligibility Highlights

Registered business in and operating in Singapore
Purchase or lease of pre-approved solutions
At least 30% local shareholding, either by Singaporeans or Singapore PRs

Enterprise Financing Scheme (EFS)

The Enterprise Financing Scheme supports projects that help SMEs innovate, upgrade capabilities, and expand internationally. Funding can go up to 50% for qualifying projects, and can include 7 different areas to address the growing SME’s financing needs, including green loans, working capital loans, fixed asset loans, venture debt loans, trade loans, project loans, as well as Merger & Acquisition loans. This grant is beneficial for businesses looking to explore new product lines, improve operational efficiency, or enter overseas markets.

Eligibility Highlights :

Registered and operating in Singapore
Project scope must fall under Core Capabilities, Innovation & Productivity, or Market Access

Hawkers’ Productivity Grant (HPG)

For hawkers and small food businesses, the Hawkers’ Productivity Grant provides up to 80% funding for kitchen automation equipment and digital solutions, such as POS systems. The aim is to increase productivity while reducing manual labour costs and encourage hawkers to adopt technology to keep up with a more technologically advanced society.

Eligibility Highlights:

Licensed hawker stallholders in Singapore
At least a 1-year tenancy remaining with the National Environmental Agency (NEA) or NEA-appointed operators
Funding capped at $7,000 per stall, provided on a reimbursement basis

Market Readiness Assistance (MRA) Grant

The Market Readiness Assistance Grant helps SMEs take their business overseas by funding up to 50% of eligible costs, with a max cap of $100,000 per company per new market. This can include market setup, business development, and overseas marketing.

Eligibility Highlights:

Business entity registered in Singapore
New market entry (less than 3 years of business operations in that market)

How POS Grants Fit into SME Funding

POS grants fall under the PSG and HPG schemes, making them a strategic choice for businesses looking to digitise their sales process. A modern POS system does more than process payments — it integrates inventory management, customer loyalty programs, and sales analytics into one platform. By leveraging POS grants, SMEs can improve on service speed, reduce errors, and gain real-time business insights, thereby increasing customer satisfaction, reducing inventory wastage and making smarter decisions, leading to an increase in profit and revenue.

Steps to Apply for SME Grants in Singapore

Identify the Right Grant
Match your business needs with the relevant SME grant. For instance, use PSG for IT upgrades or EDG for innovation projects.
Check Eligibility Requirements
Review each grant’s conditions, such as local shareholding percentages or industry-specific criteria.
Prepare Required Documentation
This may include financial statements, project proposals, and vendor quotations.
Submit via the Business Grants Portal
The Business Grants Portal centralises all grant applications for efficiency and tracking.
Follow Up and Track Progress
Grant approval timelines vary, so ensure you respond quickly to any additional requests from the authorities.

Maximising the Benefits of SME Grants

To get the most out of your SME business grants:

Plan your projects with measurable outcomes
Combine multiple grants where applicable
Partner with pre-approved vendors like EPOS for faster approval
Keep records of expenses and results for future applications

Final Thoughts on Leveraging SME Grants

SME grants in Singapore are more than financial support. They’re strategic tools for growth, resilience, and market expansion. By tapping into schemes like PSG, EDG, and POS grants, SMEs can upgrade capabilities while keeping costs manageable. If you’re looking into POS systems and grants available, EPOS POS systems are an ideal solution. With over 16 years in the Point-of-Sale (POS) system industry, 24/7 local after-sales service, and a pre-approved PSG grant solution under IMDA’s SMEs Go Digital Programme, EPOS POS is the number one choice. Contact EPOS POS systems for a free demo today.

GODIVA x Labubu Chocolate Desserts Will Be Available In Singapore From 15 Aug 25

Ask us questions, discover the latest offers & more on Telegram.

Singapore, brace yourself. LABUBU — POPMART’s most impish, wide-eyed forest dweller — is trading tree canopies for chocolate counters. And not just any chocolate counters. We’re talking GODIVA, the Belgian chocolatier that knows how to turn cocoa into art.

Come 15 August 2025, the GODIVA × LABUBU Icy Delights Collection will be making its grand entrance, and honestly, it’s a vibe. This isn’t just about eating dessert; it’s about stepping into LABUBU’s mischievous world, one decadent bite (or sip) at a time.

The Scoop (Literally)

Word on the cocoa vine is that GODIVA’s Chef Chocolatiers have been busy crafting three soft serves that are basically edible personality traits. There’s the Dark Chocolate — broody, intense, with a side of nutty pistachio and tangy berries. The White Chocolate is your sweet, creamy dreamer, with bursts of berry brightness. And for the indecisive (or greedy), the Twist Chocolate lets you swirl both worlds together, crunch included.

Shake It Up

Not to be outdone, the shakes bring a different kind of cool. The Dark Chocolate Shake? Think bold cocoa on a joyride with dried fruits and kunafa crunch. The Milk Chocolate Shake? Smooth-talker vibes — mellow, comforting, but still knows how to surprise you with berry zing and pistachio.

The Golden Labubu Spoon

Because LABUBU is extra like that, every icy creation comes with a gold-toned stainless-steel spoon etched with that signature grin — the kind you’ll “accidentally” keep forever. And the packaging? It literally pops up into a 3D scene from Kasing Lung’s LABUBU art. Instagram will thank you.

Limited-Time Mischief

Find it at participating GODIVA outlets across Singapore from 15 August 2025. Stock is limited, so you might want to move faster than LABUBU running from a cookie jar raid.