Income versus Expenses: How Are We Faring?

Income Expenses

Singapore is not cheap, which makes you wonder, how do we thrive? To help us understand better, let’s talk about our cost of living. Housing In general, the property prices in Singapore are going down, thanks to the efforts of the government, including reducing the loan-to-value ratio and capping home loans up to 35 years. Moreover, you have several property options, although more than 75% of us live in HDB flats, of which the cheapest can be a 2-room home