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OCBC: FREE YAMI Yogurt for Cardmembers (14 – 20 Sept 2015)

Get rewarded if you are an OCBC Cardmember.

OCBC will be giving away 20,000 cups of free YAMI yogurt if you are a cardmember.

Simply reserve the deal from the OCBC WowDeals app and you are good to go!

Valid on a first-come-first-serve, while stocks last basis.

Know any OCBC Cardmembers? Get them on it by sharing this news with them before it gets fully redeemed.

Terms & Conditions

This promotion is only valid for Cardmembers who have reserved the mobile coupon from the OCBC WowDeals app from 14 – 20 September 2015, suject to the first 20,000 reservations on a *first come, first served* and *while stocks last* basis.
The reserved mobile coupon is valid for redemption from 14 September to 4 October 2015 only at the following YAMI Yogurt outlets: Ang Mo Kio Hub #B2-45, Causeway Point #B1-K22, ION Orchard #B4-62, Junction 8 #B1-K5, One Raffles Place #B1-34, Square 2 #01-15, VivoCity #B2-K13 and Westgate #B2-K9.
Valid for redemption of assorted flavours of YAMI Yogurt, for Small Yogurt Cup only and does not include toppings. Choice of yogurt flavours will depend on retail flavour of the week, subject to availability and while stocks last daily.
The reserved coupon must be presented prior to ordering and limited to one redemption per visit, per Cardmember.
Only principal of OCBC Bank Credit and Debit Cardmember are eligible to reserve the mobile coupons for the deals and privileges promoted via the OCBC WowDeals App.
For the avoidance of doubt, OCBC Bank Supplementary Credit Cardmembers, Corporate Cardmembers, Business Cardmembers and Private Label Cardmembers will not be able to reserve any of the deals and privileges promoted via the OCBC WowDeals App.
Not valid with any other promotions, discounts and vouchers, and with YAMI Yogurt’s loyalty programme.
Offer is not valid for any refund, exchangeable for cash, products or other services.
Merchant’s terms and conditions apply. Please contact Merchant directly for full details.
OCBC shall not be responsible for the quality, merchantability or the fitness for any purpose or any aspect of any goods and services.
Notwithstanding anything herein, OCBC Bank shall not be responsible or held liable for any defect or malfunction in any of the goods and services, and/or for any loss, injury on all participants.
Plus! Visa Card is a banking product provided by the Overseas-Chinese Banking Corporation Limited for Plus! U.
Visit ocbc.com/wowdeals for terms and conditions governing the usage of OCBC WowDeals mobile application.

Paradise Inn: 50% Off Daily Favourites for OCBC Cardmembers (1 Jul – 31 Aug 2015)

Paradise Inn defines the new modern Chinese teahouse with its charming and Oriental settings.

Best known for its double-boiled soup and fushion cuisines, it is a perfect venue for families or to discuss business over its fruits-infused teas.

From now till 31 August 2015, Paradise Inn is offering their daily favourites at 50% off if you are an OCBC Cardmembers or Paradise Gourmet Rewards members.

Monday: Steamed ‘Song’ Fish Head with Spicy Bean Sauce at $9.95 (U.P $19.90)

Tuesday: Braised Vermicelli with Pork Trotters at $6.45 (U.P $12.90)

Wednesday: Poached Chinese Spinach with Egg Trio and Minced Pork Superior Stock at $6.95 (U.P $13.90)

Thursday: Steamed Chicken with Mushrooms and Black Fungus at $5.45 (U.P $10.90)

Friday: Coffee Pork Ribs at $6.45 (U.P $12.90)

Saturday: Hot Plate Tofu with Preserved ‘Cai Xin’ and Minced Pork at $5.95 (U.P $11.90)

Sunday: Braised Shark’s Fin Soup with Crab Meat at $9.45 (U.P $18.90)

Terms and conditions

Valid from 1 Jul – 31 Aug 2015, for dine-in by OCBC Credit/Debit Cardmembers and PGR members. Valid daily, excluding eve of/and PH. Valid for regular size dishes only. Not valid in conjunction with other discounts, promotions, vouchers or membership privileges. While stocks last. Price stated are subjected to service charge and prevailing government taxes. Management reserves the right to amend the terms and conditions of the promotion without prior notice.

Most Profitable Savings Accounts In Singapore To Date

Savings Account is an account managed by the bank, which provides principal security and a moderate interest rate. This account lets the client set aside a portion of his or her liquid assets while earning a monetary return. Personally, I value this financial tool because it serves as an accessible shield to cover the immediate expenses with its facilities such as Internet banking and online transactions.

In Singapore, savings accounts predominately require a minimum amount of deposit. The amount ranges from S$0-1000. To get most of the benefits of your savings account some encourage you to transact more while others encourage you to withdraw less. That being said, here are the Most Profitable Savings Accounts In Singapore To Date as they offer the highest interest rates…

4. CIMB STARSAVER SAVINGS ACCOUNT

CIMB StarSaver Savings Account requires a minimum deposit of S$1,000 with S$0 maintaining balance. With this savings account you can get up to 0.8% of interest per year as long as you deposit at least S$100 more to your account every month. On the other hand, you will get an interest of 0.5% per year for balance under S$100. There is more! Funds transfer to CIMB Malaysia is free. Also, there are no withdrawal fees from CIMB Group ATMs across ASEAN countries.

But wait, there is still more…sign-up for CIMB StarSaver Savings Account from now until June 30, 2015 online to be rewarded with S$20 worth of shopping vouchers. Apply here.

3. MAYBANK ISAVVY SAVINGS PLUS ACCOUNT

For people who are very diligent and disciplined savers, Maybank iSAVvy Savings Plus Account is the perfect partner for you. With this savings account, you will not only earn an interest of 0.38% a year but you will also be rewarded with additional interest with every dollar you save. You see, an additional interest rate of 1.56% per year will be rewarded as long as the average daily balance increases every month. The base interest rate, depending on how much money you have, ranges from 0.19% and 0.38% per year. That is not all! Being a super saver with a minimum account balance of S$100,000 will get you a free insurance coverage.

All you have to do is to deposit a minimum amount of S$500 and apply here.

2. DBS MULTIPLIER PROGRAMME

In contrast of Maybank’s iSavvy, DBS Multiplier Programme rewards you for regularly using your account. The more you use your account for transactions, the higher interest you shall receive. Specifically, if you’re banking transactions adds up to S$7,500 a month then, you are eligible for an interest up to 2.08%. It offers a starting rate of 1.08% per annum. Enjoy the flexibility to withdraw and deposit anytime, as there is no lock-in period.

With a minimum balance of S$3,000, you can apply here.

1. OCBC HIGHER-INTEREST DEPOSIT ACCOUNT- BONUS PLUS

As the name suggests, OCBC Higher-Interest Deposit Account – Bonus Plus offers its clients the higher interest rates for up to 2.35% a year. But, there are conditions attached to it. First, the initial deposit required is a fresh fund of S$10,000 with a minimum balance of S$3,000 every month. Second, you will earn higher interest rates if you do not make any withdrawals every month or every quarter. Here is a detailed illustration of how the system works:

Image Credits: www.ocbc.com.sg

Nonetheless, they offer secure online banking or mobile banking, and no lock-in period for your transactions. Apply here.

Sources: Investopedia and iMoney

As you park your money inside the bank, consider the savings account that suits your lifestyle and needs. 🙂

Bangkok Jam: 1-for-1 Main Course for OCBC Credit/Debit Cardmembers (1 Apr – 30 Jun 2015)

Say “Sawadikap” to Bangkok Jam’s 1-for-1 main course promo from 1 April – 30 Jun 2015 if you are an OCBC Credit or Debit Card member.

Valid for dine-in only and payment must be charged to OCBC Credit/Debit Card.

Promo is not valid on eve of and on Public Holidays (including Father & Mother’s Day), unless otherwise stated.

* Only valid for outlets at United Square, Marina Square and Wheelock Place.

Full terms and conditions here: http://bit.ly/1GpQcF8

You will never go wrong with a plate of Seafood Phad Thai that goes along with a tingling bowl of Tom Yum Soup. Not spicy enough? Try their Fresh Rice Noodles in Green Curry with Tiger Prawns.

Want more carbo? Try their Minced Beef/Chicken with Basil rice.

(Image credit: www.foodspotting.com)

Lastly, don’t walk away without trying their Mango Sticky Rice.

(Image credit: Burpple)

Check out the menu for Bangkok Jam here: http://bit.ly/1arZVin

Best Credit Cards For Grocery Shopping

Grocery shopping can be costly at times especially because businesses are becoming more competitive in their prices. And if you were to use a credit card, be sure to indulge on all of its rewards by paying the bill in full each cycle. That said, here are the 5 Best Credit Cards For Your Grocery Shopping in Singapore…

5. OCBC 365 CREDIT CARD
Minimum Annual Income (Singaporean/PR/Foreigner): S$30,000

Do you want a card that allows rebates on your daily spending – all year round? Well then, say hello to the OCBC 365. It has rebates from grocery shopping, telecom bills, petrol, and dining. Waived for 2 years, the annual fee is S$161. Get 3% off on supermarkets islandwide, on recurring telecom bills (e.g., SingTel, StarHub, and M1), dining on weekdays, and on all your online spending (e.g., travel, movie tickets, and fashion).

4. ANZ OPTIMUM WORLD MASTERCARD CREDIT CARD

Minimum Annual Income (Singaporean/PR/Foreigner): S$80,000

ANZ Optimum World is an all around card with a touch of personalization. It gives you the decision to select your preferred category for a calendar quarter wherein you can earn 5% cash back and 1% cash back on all other spending. You can choose to have grocery, dining & leisure, travel, and shopping as your category. The best things is that there is no minimum spend and no limit on your total accumulated rebate! The annual fee is S$180, waived for a year.

3. CITIBANK SMRT PLATINUM VISA CARD

Minimum Annual Income (Singaporean/PR): S$30,000

As the name implies, Citibank SMRT Platinum Visa will give you good savings for your public transportation. Surprisingly, it is also good for grocery shopping. Get up to 7% savings on Fairprice, Sheng Siong, and Giant. Just pay an annual fee of S$161, waived for 2 years.

2. NTUC PLUS! VISA CREDIT CARD

Minimum Annual Income (Singaporean/PR): S$30,000

NTUC Plus! Visa will give you a whopping 10% off from all the items at FairPrice and FairPrice Online. What’s more? You can save up to 5% off at Unity, 3% off at Popular bookstore or Bata shoes, and 18% off at Esso fuel stations. All you have to do is pay an annual fee of only S$39 – waived for 2 years!

1. UOB DELIGHT CARD

Minimum Annual Income (Singaporean/PR): S$30,000

Does 10% rebate at groceries and pharmacies sound tempting? Then, UOB Delight Card is perfect for you. Enjoy up to 10% off at Cold Storage, Jason’s, Giant, Market Place, and Guardian. To qualify for this, you must have a minimum spend of S$100 a month and pay an annual fee of S$87. Buying in bulk? Get a free home delivery at selected Giant Hyper with minimum S$150 in a single receipt.

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