Campaign, Credit & Loan

Free Apple AirPods Pro (worth $379) when you apply for these credit cards from now till 28 Feb 2021

Get a free set of Apple AirPods Pro worth $379 or S$350 Cash when you apply for any of the selected credit cards from now till 28 February 2021. This is really attractive because there is:

  • No holding period (Don’t need to keep the card for X months to qualify)
  • No limit to the number of AirPods to be given away (Everyone who apply will get it)

To redeem your free AirPods Pro, simply be a new-to-bank customer to apply for any of the Citi Credit Cards mentioned below. If you already have an AirPods Pro, you can choose a cash gift of $350. Existing cardholders will get S$30 cash via PayNow.

To activate the offer, make a minimum spend of $200 within 30 days of card approval. For more FAQs on rewards redemption, click here.

Choose from any of the 5 Citi Credit Cards below:

Citi Rewards Card

The Citi Rewards Card is a must-have card for those who always shop online using credit cards. Imagine earning 10X Rewards^ (4 Miles) for every S$1 spent online each time you shop.

  • Enjoy 10X Rewards^ (4 Miles) on online and retail purchases at Lazada, Qoo10, TANGS and more.
  • Earn 10X Rewards* (4 Miles) on rides with Grab, ComfortDelGro, Gojek and more
  • Earn 10X Rewards^ (4 Miles) on online food delivery
  • Earn 10X Rewards^ (4 Miles) on online groceries

Earn 1X Reward on all other spend.

What’s more, you stand to receive up to 30,000 Citi ThankYou Points as welcome gift when you spend S$3,000 in the first 3 months. Citi ThankYou Points can be used to redeem for cash rebate, shopping vouchers, and rewards points. You can convert points from Citi ThankYou Points to Singapore KrisFlyer at a 5:2 ratio – which means you get about 12,000 miles free!

Citi Cash Back Card

Keep this card in your wallet. The Citi Cash Back Card is one of the best cash back card in the market, offering a whopping 8% cash back on your Dining, Groceries and Petrol daily, worldwide. Subject to cash back cap of S$25 per category per statement month with a min. spend of S$888 per statement month.

Imagine this: every $1,000 spends get you $80 cash back in a month. That works out to be almost a thousand dollar of cash savings in a year!

Citi Cash Back+ Mastercard® 

Not to be confused with the Cash Back Card, the Citi Cash Back+ Mastercard® is a new product launched by Citibank this year which offers a competitive 1.6% cashback on all spend categories with no cap and no minimum spend. In other words, you can accumulate as much cashback as you want each time you swipe you card. It does not expires and you can redeem it instantly on-the-go with Citi Pay with Points or for cash rebate via SMS.

*Editor’s note: On Citibank’s website, they have a welcome offer that provides an additional 2.9% cashback (total 4.5%) but that is only valid for 3 months and the Bonus Cash Back Amount is capped at S$145. Applicants who apply via SingSaver will get a set of free AirPods Pro (worth $379) with no minimum spend and no lock in period requirement which is a better deal in our opinion.

Citi Prestige Card

Citi Prestige Card is a premium credit card that offers benefits such as travel, dining and lifestyle privileges. Being a Citi Prestige Cardmember means you get access to offers handpicked for you to ensure you get the most unforgettable experiences.

  • Earn 3.25 Citi Dollars (or 1.3 miles) per S$1 local spend and 5 Citi Dollars (or 2 miles) per $1 overseas spend.
  • Enjoy unlimited complimentary access to over hundreds of VIP airport lounges for primary cardmembers and one accompanying guest. One complimentary night at any hotel of your choice with a booking of at least 4 consecutive night stay.
  • Enjoy 2 complimentary airport limousine transfers per quarter with a minimum spend of S$20,000 within the same quarter. Terms and Conditions apply.

Receive a Welcome Gift of 62,500 Citi ThankYou Points (or 25,000 Citi Miles) when you apply for the card, subject to annual fee payment.

Here’s how to redeem your rewards:

  1. Search for any of the cards that matches your spending habits
  2. Click on Apply Now and fill in your email address (SingSaver will be sending the redemption instructions here)
  3. Complete the application form from the bank and remember to take a screenshot so you can take note of the application reference number
  4. Once your card is approved, check your email inbox for the reward redemption instructions from SingSaver (don’t forget to check  junk/spam inbox too)
  5. Sign up for an account on SingSaver’s website to access the redemption form
  6. Fill up the form with the application reference number and you are good to go!

For redemption follow-ups and enquiries, drop an email to [email protected]

Important information on APR/Fees

Annual fee for all cards: S$192.60 (First Year Waiver)

*Note: The Citi Prestige Card has an annual fee of S$535.00 which cannot be waived.

Foreign Currency Transaction Fee: 3.25%

Minimum Payment: 1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge: S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases: 26.9%
Interest On Cash Advance: 28.0%
Interest Free Repayment Period: 25 Days

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