5 Affordable Ways to Create a Wedding Album in Singapore

With hearts brimming with joy and a profound sense of fulfillment, my husband and I celebrated the culmination of our church wedding ceremony in May 2023. Your wedding day is an extraordinary occasion that overflows with cherished memories, and preserving those moments in a meticulously crafted wedding album holds immense significance. In this article, we will delve into some practical and affordable methods to create a stunning wedding album without straining your finances.

#1: SET A BUDGET

Before embarking on the journey to create the perfect wedding album for you and your spouse, it is crucial to plan ahead and establish a budget. Determine the maximum amount you are willing to spend, including the costs of printing and designing the album. Additionally, consider any other fees associated with hiring a professional photographer, if applicable. Having a clear budget in mind will enable you to make informed decisions and smart choices throughout the entire process.

#2: OPT FOR A DIGITAL ALBUM

Did you know that you can create your very own wedding website using free platforms like Zola and Wix? Take into account the option of opting for a digital wedding album instead of a printed one to save money. Digital albums come with several advantages, including cost-effectiveness and the convenience of easily sharing and storing your precious memories.

Image Credits: unsplash.com

There are numerous online platforms that specialize in digital wedding albums, offering user-friendly templates and customization options to create a personalized digital album. You can include your most cherished photographs, add captions, and even incorporate music, transforming it into a one-of-a-kind and interactive keepsake.

#3: DO IT YOURSELF

Upon hearing the price of the album from our official photographer, I realized that the best option for me would be to take matters into my own hands. I didn’t want to pay someone S$200 for a job I could do myself.

I started by carefully selecting high-quality photos and began searching for digital services that offer top-notch album printing. For example, Photobook Singapore provides a wide range of personalized photobooks, gifts, photo prints, travel albums, home decor, and more. I have personally printed with them twice, and the experience has been pleasant. This hands-on approach not only saves money but also empowers you to infuse your unique personality and creativity into the album.

#4: COLLABORATE WITH FAMILY & FRIENDS

Get the support of your loved ones to create a budget-friendly wedding album that holds a special touch. If you have friends or family members who possess skills in graphic design, photography, or crafting, don’t hesitate to reach out and ask for their assistance. They can lend a hand with designing the album layout, retouching photos, or even crafting unique artwork.

By involving your loved ones, you not only save on costs but also infuse your wedding album with a personal touch, making it all the more meaningful and heartfelt.

#5: TAKE ADVANTAGE OF ONLINE PROMOTIONS

Stay vigilant for online promotions, discounts, and special offers from various printing services. Numerous websites and social media platforms frequently feature exclusive deals on wedding albums. Seize these opportunities to save money while still obtaining a high-quality album. Stay connected by subscribing to newsletters and following the social media accounts of printing services to stay updated on their latest promotions.

For instance, Vistaprint regularly offers seasonal promotions on photobooks of various sizes, with three cover options: linen, leather, or photo cover. They even provide an autofill option to simplify the process of dealing with photobook layouts. Small photobooks start at $32.39, and shipping in Singapore begins at $8.99.

Image Credits: unsplash.com

CONCLUSION

Creating an affordable wedding album in Singapore doesn’t mean sacrificing quality or sentimental value. With careful planning, digital alternatives, a DIY approach, collaboration with loved ones, and leveraging online promotions, you can have a stunning wedding album that captures your special day while staying within budget.

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6 Telltale Signs that You Aren’t Financially Ready to Get Married

Two of the most sought-after life goals are love and money. Research supports that married couples build more wealth over their lifetime compared to those who remain single. When two people decide to spend their lives together, it is important to get to know each other’s perspective as a robust financial team.

You can be 38 and still be unprepared to settle down. Or you can be in a six-year relationship with someone you are madly in love with, but you are not ready to get married.

Regardless of the age you plan to marry, discussing your financial goals as a couple is an essential part of the conversation on your shared life goals.

On that note, here are some telltale signs that you are not financially ready to settle down.

#1: YOU’RE IN A ROUGH PATCH

A wedding would not pay for itself, so you and your partner need to save up for it. You also need to financially prepare for your life after the wedding. Household and childcare expenses will increase over time. Expenses include tuition fees, medical expenses, home loans, retirement fund, and so on.

If you are not financially ready to get married, it’s best to put all the wedding plans on hold for the time being.

#2: YOU HAVEN’T TACKLED YOUR LIVING SITUATION

For most couples, investing in a home is one of the biggest purchases they have to make. It requires careful planning and countless discussions. You need to discuss your living situation as a couple, before getting married.

Are you buying a new or resale HDB flat? Are you financing your HDB flat with an HDB loan or bank loan? How much are you going to shell out from your savings in your CPF Ordinary Account?

Keep in mind that the more money you get from your CPF savings to finance your property, the less you may have for retirement in the future. Furthermore, you must be insured under the Home Protection Scheme (HPS) if you are using your CPF savings to pay for your monthly housing loan installments.

#3: YOUR WEDDING BUDGET CONSTANTLY CHANGES

Many couples deal with unforeseen wedding expenses during wedding plans and on the day itself. If you notice that your wedding budget changes constantly, it could be a sign that you haven’t fully thought about what you can pay for.

Sit down with your partner to discuss your wedding budget and provide an ample buffer for unexpected fees. You do not need to actualize all the wedding ideas you have pinned in your Pinterest account. Instead, you need to be realistic when it comes to knowing what you want and what you can afford.

#4: YOU HAVEN’T PLANNED FOR YOUR POST-WEDDING EXPENSES

What happens when you return home from your honeymoon? Will you face rent payments, home loans, or student loans head-on? Think about how you will be able to manage the post-wedding expenses.

Not thinking about these post-wedding expenses or not saving up for your future can bring you stress during your first year/s as a married couple.

#5: YOU HAVE TRUST ISSUES

When it comes to finances, do you have problems in trusting your partner? Take it as a sign that you are not ready for marriage.

There may be a deep-rooted cause for your trust issues, but getting married will not resolve the problem. Help yourself overcome these issues first so you can truly have an open and trusting relationship with each other. You can seek professional help when necessary.

#6: YOUR CREDIT HISTORY IS TAINTED

While you may end up sharing just about everything after getting married, your credit history and credit scores remain separate in the eyes of the financial institutions. However, this can affect your relationship significantly.

It is important to be transparent about your credit score and credit history before settling down. While you may sympathize with your partner’s unpleasant financial situation and offer to help, realize that you may be in for more challenges if outstanding debts begin to suffocate your finances.

Image Credits: unsplash.com

If you see beaming red flags that you are not ready for marriage, then do not get married. Getting married is more than just signing a piece of paper. It’s a life-changing event that you must prepare for physically, mentally, and financially.

Before settling down, you need to plan all aspects of your life including your finances. Drastic changes in your finances will happen from the day you get married. You will need to make a lot of financial decisions together, so learn how to compromise and work as a team.

Sources: 1,2,3,4,& 5

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Reasons Why Couples Argue About Money

Money issues are some of the main reasons why people end up in divorce court. Money is a touching subject that plays a vital role in any household. If you have enough money, you will be able to meet your basic needs and have some measure of happiness.

There are many reasons why couples have trouble communicating about money. Here are some of them:

#1: DIVERSE MONEY EXPERIENCES

Some Singaporeans have opportunities to learn money management skills growing up; many did not. Money is tight for some, so as adults, people may take steps to avoid the consequences of not having enough money.

How money matters were discussed and handled in previous relationships will affect how people handle their money in their current relationship. Learning how to make wise choices is important.

#2: DISSIMILAR COMMUNICATION STYLES

There are different communication styles that people typically use. While some are passive, others are aggressive. Passive communicators avoid expressing their thoughts and feelings about money. They often feel resentful, anxious, or even hopeless. Aggressive communicators overly express themselves in a powerful manner. These people dominate money conversations.

Lastly, assertive communicators share their thoughts and feelings respectfully. These people know how to listen and reflect on what they are hearing from the other person. Aim for this type of communication style.

#3: DIFFERING MONEY VALUES

When it comes to finances, we tend to spend money on things we value. For instance, a person who values security spends his money on insurance. If someone values freedom, he may throw caution to the wind with their money and spend impulsively.

We decide what our values are through experience, which means they could change throughout our lives. Some factors that influence our values include our educational background, culture, age, gender, socio-economic conditions, marital status, and other expectations.

#4: NEED FOR CONTROL

If you are in a relationship where both people want to be the head of finances, problems can ensue. Different ideas of how control looks like affects how we see our financial futures. Some of us have more controlling personalities than others. However, what if both of you are controlling?

Image Credits: unsplash.com

#5: INCOMPATIBLE SPENDING HABITS

If she likes to eat out and you like to cook at home, the two of you do not see eye to eye about how to spend money on food. Discuss household responsibilities and learn how each other feels. Find a middle ground where you both compromise.

#6: COMPETING SAVING HABITS

A saver and a spender can have different dynamics at home. The saver needs to understand that the spender wants to live a comfortable life, while the spender needs to be more careful and realistic with money.

#7: DISPARITIES IN INCOME

It can be challenging to get along if one person earns substantially more than the other. One of the best solutions for this situation is to let each person pay for bills based on the percentage of total income they earn (per month).

Do not let these seven elements become obstacles that get in the way of your relationship. Create a schedule for regular money discussions.

Sources: 1 & 2

 

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Just Got Married! Now What?

Marriage is about teamwork and compromise. Whether you have been married for two weeks or two decades, it is essential to be able to work together with your partner. The reality is that working together can be challenging, especially when it comes to your finances. In fact, the majority of divorced adults cited money as the reason for their separation.

You can tackle money as a team with honesty, communication, and dedication to a shared plan!

#1: CREATE A HOUSEHOLD BUDGET

A budget should tell you how much money you anticipate having and where it will go. Your income and expenses will change once you are married. It is important that you create a new combined household budget and revisit your Indvidual budgets to adjust to the marital shift.

#2: SET SHARED PRIORITIES

What do you value the most as individuals? What do you value the most as partners? Personal management begins with understanding your priorities and what you want. As you come together, you will need to merge those priorities and ideas to filter what you both believe in. These priorities will help influence your most crucial money decisions.

#3: SIT DOWN TO DISCUSS

It is unpleasant to talk about money during inappropriate times or when your spouse is not ready to discuss serious matters. Do not discuss money at random times! Pick a specific date to talk deeply about money. This mutual time for a meeting will enable you to stay on the same page. Feel free to raise your concerns to produce a shared solution.

#4: EMBRACE YOUR DIFFERENCES

Everyone has a different relationship with money. It is not a requirement that you understand how your spouse feels the way they do, but it is important to recognize and respect those feelings. Accept that differences are inevitable.

#5: ESTABLISH A JOINT EMERGENCY FUND

Once you and your partner are living together, you can both work on setting aside funds for any potential emergencies such as unemployment and sudden home repair. A high-yield savings account can be the perfect place to build this joint emergency fund. Set aside cash savings that is equal to about six months’ worth of your joint fixed expenses.

#6: HAVE A SHARED CREDIT CARD

Maximize the rewards you can earn on all your joint purchases by opening a joint credit card or having your spouse become an authorized user on your credit card. If you sign up for a rewards credit card, you can use your newly established joint checking account to pay off that credit card every month. This will increase your bonuses and rewards along the way.

Image Credits: pixabay.com

#7: TRACK YOUR SPENDING

Another way to avoid fights about money is to track your spending. There are no surprises when you track your spending together. There is many personal finance management software available for free such as the Expensify, Spendee, Money Lover, or Mint app. You can also do the old school method by creating a ledger. Knowing where your money is going is just the first step! Working together is all about transparency.

Sources: 1 & 2

 

 

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5 Amazingly Free Website Builders to Use for Your Wedding

Even for experienced event planners, wedding planning can still be overwhelming. From customizing the wedding invitation cards to booking nearby suppliers and creating seating charts, there are lots of elements that need to be taken care of. Fortunately for us, there are a slate of online resources that can help you make your Big Day memorable.

Best of all? All these five website builders are free to use. These websites are user-friendly and come with useful features. Turn your vision into reality by creating the best wedding page for you and your beloved partner.

#1: ZOLA

Website: zola.com

Zola offers beautifully modern templates decorated with calligraphy, illustrations, and customizable color palettes. Choose from templates with vibrant florals, minimalist graphic lines, stunning watercolors, and more. Its features include password protection, photo gallery, travel information, questions for guests, FAQs, itinerary and RSVP management. Your guests can also shop for registry gifts directly on your page.

#2: JOY

Website: withjoy.com

If you are looking for a free wedding website that doubles as a mobile app, search no further than Joy. If your guests download the app, they can interact with you and other guests by uploading your wedding photos, which they can share on Facebook or live stream during your wedding.

Joy offers features such as photo album, RSVP management, welcome story, customizable fonts and colors, wedding party bios, and wedding party highlights. Multiple people can become admins to help ease the planning process. What’s more? You can change the CSS to tweak the little details and include your names in the URL.

#3: MINTED

Website: minted.com

Pick out a template from a wide selection of stunning designs and customizable colors with Minted’s free wedding websites, which have matching invitations available. Use Minted to create multiple event RSVPs, add your wedding story, provide maps and directions, and introduce your wedding party. Other features such as uploading a photo gallery, customizing pages, and having a personalized URL comes with the paid version.

Image Credits: unsplash.com

#4: THE KNOT

Website: theknot.com

With its hundreds of template designs and color schemes, The Knot is one of the most well-known wedding websites today. It allows you to personalize the website URL with your names, to upload your photos to tell your story, to track your guest RSVPs, and to synchronize all the information to its app.

Find a design made to suit your style. Since your love is special, your wedding website should be the same too!

#5: WIX

Website: wix.com

Wix is one of the most recognizable website builders. Join the millions of people who have created their own website at Wix for free. Since Wix does focus mainly on weddings, there are a limited number of wedding website templates here. However, you are free to customize its features such as creating photo galleries, choosing colors, adding mobile optimization, using unlimited fonts, scroll effects, attaching Instagram widget, and using other advanced features such as animation and video backgrounds.

The free version comes with ads, and you will need to purchase the premium version to get rid of it. Furthermore, Wix does not include an RSVP feature.

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