Personal Finance

Small Financial Steps To Complete This 2019

As the new year chimes in, there will come a chance to set new resolutions or goals. The other day, my sister and I were casually chatting about her 2019 resolutions. She reiterated how important skincare is. She seeks to apply sunblock and lotion on a daily basis. Her skincare resolutions were concrete and doable. So, I asked her why she kept her goals simple. She looked at me and said…”If I cannot follow through these simple goals, how can

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Personal Finance

Practical Strategies To Beat Inflation

Inflation is a sign of a healthy economy as it shows that the country’s wealth is growing. During inflation, you will experience periods of price surge. This is the perfect time to be more conscious of your spending. Do not worry! Inflation rates will eventually taper after several months. When this happens, your wallets can have the sigh of relief! Ultimately, here are some strategies that you can employ to beat the inflation. LET YOUR MONEY WORK FOR YOU Let’s

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Personal Finance

6 Financial Pledges For The New Year 2018

What are your financial resolutions for the next year? Here are some ideas to get you started. #1: BE DEBT-FREE When it comes to minimizing your debts, it pays to be strategic! You can either conquer a volume of smaller debts or a decent amount of high-interest debts. The important thing is to restructure your debts in order for payments to go towards your principal rather than the interest. #2: CANCEL UNNECESSARY ACCOUNTS Look into your current financial situation. Keep

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Personal Finance

You Must Put These Items In Your Financial Bucket List

Tandem skydiving in Miami…check! Owning a car…check! Climbing Mount Kinabalu…check! Scuba diving the Great Barrier Reef…check! These statements are just some of the items that you can put in your bucket list. Most of these do not come cheap! Hence, you must ignite your passion for getting your finances in order. Add items that will relate to achieving the bigger financial picture. Here are just some that I can suggest: 1. DIMINISH YOUR CREDIT CARD DEBT Instead of wishing for

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Personal Finance

Answering Five Awkward Questions About Money

How often do you have a chance encounter with a person who is innately savvy with money? Not so often, right? Personal finance is not exactly a part of the school’s curriculum. This is why you must be open to discussing about proper money management. No matter how embarrassed you may feel, here are some questions that many Singaporeans are eager to know. #1: HOW CAN I MAXIMIZE MY SAVINGS DESPITE LIVING FROM PAYCHECK TO PAYCHECK? Tackling the overwhelming bills

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