Savings

Why Is It So Hard To Save?

With the surge of expenses from left to right, many find it difficult to save money on the side. The difficulty arises not only due to the lack of self-control, but also due to our perception. Harvard Economics Professor Sendhil Mullainathan tells CNN Money that “it is human nature not to save, but we can get better at it”. #1: ACCEPTANCE The first step to building your savings is acceptance. Accept your current financial situation and today’s economy. Whether you

Read More...

Savings

OCBC Bank is giving you S$108 cash credit for every S$10,000 fresh fund deposited. (Valid till 30 Jun 2019)

Save and get $108 cash credit for every S$10,000 in fresh funds deposited. Simply deposit fresh funds into a Passbook or Statement Savings Account. Funds will have to be maintained for 8 months to qualify. Head down to any OCBC branch to enjoy this promotion. Offer ends 30 June 2019, or while stocks last. Terms and Conditions apply. For more information, click here. Screengrab from OCBC page What you need to know Interest Rates Eligibility Singaporeans, Singapore PRs and foreigners

Read More...

Savings

Surefire Ways To Save Money As A First Time Parent

Congratulations on becoming a new parent! Welcoming another human being into this world can change your life in many ways. Most of these changes are for the better. While, some changes are challenges too. I am referring to the hefty price tag attached to child-bearing and child-rearing. You have to spend about S$8,000 to S$18,000 a year for that. You read that right! You will be spending five figures on groceries, clothes, toys, diapers, hospital visits, and daycare. With a

Read More...

Savings

How To Fool Yourself Into Saving Money

If money could talk, my wallet would be having a farewell party. I am not exaggerating! The weight of the Yuletide Season has been hard on my budget. You see, we are constantly bombarded with flashy sales and social gatherings. The materialistic temptations becomes harder to resist due to the year-end bargains. Not to mention, the convenience of swiping a credit card makes spending easy! Fortunately for you, there are other strategies that you can employ to save money. See

Read More...

Savings

Surefire Ways To Save Money As A Student In 2019

As a student, keeping a budget may sound intimidating or boring. However, you must understand that having a budget is essential to enjoying your academic life. Saving extra cash while sticking to your budget will help you gain control over your finances, especially in Poly or Uni. May the following tips aid in keeping your wallet afloat! TAKE ADVANTAGE OF YOUR STUDENT ID Not many of us take pride in our student identification cards (ID). Do not get me started

Read More...