Retirement

Countdown To Retirement: The Final 5 Years

One of the most significant transitions in your life is about to begin. In a blink of an eye, you have reached your 60s. Retirement may not be a pressing concern for most of your working life, but it is surely happening soon. The sense of urgency stimulates your awareness. You will begin to pay close attention to insurance commercials and to the company’s retirement benefits. You will go through your CPF savings and analyze whether it is enough. How

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Savings

How To Fool Yourself Into Saving Money

If money could talk, my wallet would be having a farewell party. I am not exaggerating! The weight of the Yuletide Season has been hard on my budget. You see, we are constantly bombarded with flashy sales and social gatherings. The materialistic temptations becomes harder to resist due to the year-end bargains. Not to mention, the convenience of swiping a credit card makes spending easy! Fortunately for you, there are other strategies that you can employ to save money. See

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Personal Finance

Small Financial Steps To Complete This 2019

As the new year chimes in, there will come a chance to set new resolutions or goals. The other day, my sister and I were casually chatting about her 2019 resolutions. She reiterated how important skincare is. She seeks to apply sunblock and lotion on a daily basis. Her skincare resolutions were concrete and doable. So, I asked her why she kept her goals simple. She looked at me and said…”If I cannot follow through these simple goals, how can

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Savings

Surefire Ways To Save Money As A Student In 2019

As a student, keeping a budget may sound intimidating or boring. However, you must understand that having a budget is essential to enjoying your academic life. Saving extra cash while sticking to your budget will help you gain control over your finances, especially in Poly or Uni. May the following tips aid in keeping your wallet afloat! TAKE ADVANTAGE OF YOUR STUDENT ID Not many of us take pride in our student identification cards (ID). Do not get me started

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Investments

5 Things You Need to Know Before Investing In A Property

A property for the purpose of investment is always good to have; it is especially beneficial if you are the type of person who loves to take advantage of the ever-growing real estate market. There are countless reasons why more people are starting to invest in properties, but it’s mostly due to the fact that property investments are income avenues that only require minimal effort. But before you even consider embarking on this journey, it is important to understand first

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