Insurance

How Much Life Insurance Cover Do I Need?

Life Insurance

Life insurance is an important tool for an individual’s financial plan. Because you don’t have a crystal ball to predict what will happen to you tomorrow and the day after, you need to transfer this risk to a life insurance company – by paying a premium. Fortunately, you don’t need any divination to find out how much life insurance cover you need. Since this article is penned in the year 2015, i have reasons to believe you belong to the

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Insurance

Tips for your Car Insurance in Singapore

Tip on Car Insurance

Do you know the feeling when walking from the closest MRT station towards your house and it simply takes forever? Driving around the island of Singapore is a true pleasure. One hardly ever encounters a traffic jam and generally gets quickly to any desired place. There isn’t any problem with pollution or a high car density. However, driving and owning a car in Singapore can be a costly undertaking. It is not only the car and its license that is

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Insurance

The Ultimate Travel Insurance Guide

Travel Insurance

“Do you want travel insurance?”, a sentence has become so common that it is now included in the menu of tour packages and online travel booking. While some of us may be guilty of travelling without getting covered, travel insurance has now evolved into a need rather than a want. Ask yourself these questions: Who will evacuate you when you are injured on top of Mount Fuji? Who will bear the cost of cancelled air tickets or tour package during the protests in Hong Kong? A flood

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Insurance

The Real Cost of Long-Term Care in Singapore

The Real Cost Of Long Term Care in Singapore

In the next fifteen years, 20% of the population in Singapore will be aged 65 and above. That figure is astonishing when you put this into perspective: there will only be 2 citizens in the working age band (aged 20-64) for each elderly citizen. Singapore is not too far away from Japan as one of the fastest ageing population in Asia. With low fertility rate and later marriages, Singapore faces the challenge of a declining working population and stagnant economy. With

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Insurance

Should i buy term or life insurance?

Should i buy term or life insurance?

Congratulations. You have just tied the knot, moved into your new house and plan to start your own family. What’s next? You have also acquired the debts and liabilities of having a mortgage to service and a family to feed. Now the most important question daunt you. What happens if an unfortunate event renders you and/or your spouse incapacitated? Imagine a pillar that gave way and cause the entire building to collapse. It will be a disaster for that to

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