Credit & Loan

What Should You Know About Mortgage Refinance?

Millionaire's poor credit rating has caused him a mortgage

An option used in a hurry might just jeopardize you. You must think down the line twice before applying for your next or first loan. You may just finally end up paying more for this home loan than your original mortgage loan. Therefore, compare and contrast the different interest rates offered by the lending company, look up the advantages and disadvantages and then make your final decision. The Variable Rate Loan Vs. A Fixed Rate Loan Are you stuck with

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Credit & Loan

How To Help Your Family Financially

Admit it! Financial conversations can be awkward, but your relatives can save you in the future. Support them and your relationships with the help of these tips: PROVIDING A LOAN One of the most controversial yet clear-cut way to help a family member in need is by providing a loan. The loan is ideally short and straightforward. One must write the terms and conditions that both parties will sign into. This will help ensure a binding financial agreement. Other details

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Credit & Loan

5 Important Queries To Ask Before Getting A Credit Card

1. WHICH ONE DO I NEED TO APPLY FOR? Like a tempting box of chocolates, all credit cards are not made the same. Be sure to shop around and to compare cards of similar types. You must know the necessary requirements, sign-up offers, rewards program, and other perks that come with it. Some cards may offer free airport luggage, while others may offer car rental insurance. Choose the benefits that suit your needs. 2. ARE YOU ELIGIBLE? Applying for a

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The One Cashback Credit Card For ALL Local Spends - Maybank FC Barcelona Visa Signature Card

Finally, there is a credit card that gives you unlimited cash rebates with no minimum spend required – the Maybank FC Barcelona Visa Signature Card. Compared to other credit cards that offer varying cash rebates depending on the type of spending (shopping, dining, entertainment, travel, etc) or with selected merchants only, the Maybank FC Barcelona Visa Signature Card offers 1.6% UNLIMITED cashback for ALL local transactions. Instead of remembering which credit card to use for different situations, you can simply

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Credit & Loan

How Balance Transfer Can Help You Save On Interest?

Do you know that Balance Transfer is a great financial tool to help manage your finances better? Balance Transfer is a lending product for short term needs which does not charge any interest* for up to 12 months. On top of this, it also allows for flexible repayment arrangements; either $50 per month or 3% of the principal, whichever is higher. Existing DBS / POSB Credit Card and Cashline customers stand to benefit the most as they can get instant

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