Credit cards can be a way to stretch your dollar further when used responsibly. Pay them in full every month so that you do not incur any charges, and at the same times accumulate reward points, miles and rebates! From now till 28 February, you get extra perks for picking a card of your choice. Sign up for any of the credit card below and receive up to $100 NTUC vouchers. Sign up for more than one and receive multiple
There’s no better time to apply for a credit card. Forget road shows – for the first time ever, you can receive up to S$300 NTUC vouchers in addition to the bank’s sign-up promotion when you sign up for any of these credit cards. Whether you want to enjoy cash back or accumulate miles, credit card when used responsibly can be a way to stretch your dollar further. Wouldn’t it be great to save a little on things you usually spend on?
The Credit Bureau (Singapore) is a principal credit consumer agency, which has the most comprehensive industry uploads originating from all the major financial institutions and retail banks. Credit Bureau (CB) is a joint venture between the “Infocredit Holdings Pte Ltd.” and “The Association of Banks in Singapore”. The Monetary Authority of Singapore’s (MAS) vision to improve the public’s risk management capabilities is in lined with the holistic embodiment of CB. How is this so? The Banking Act allowed the members
It’s almost inevitable that life will have the occasional financial pinch. Having to meet financial deadlines is not just reserved to everyday life bills. Many times business owners, especially small business owners, are faced with the pressure of meeting deadlines for vendor invoices, inventory and payroll. When faced with tight financial situations, some business owners consider short term loans as a way to keep the ship afloat. That being said, these loans come with their own unique risk profile that
FACT #1: SINGAPORE’S DEBT-TO-GDP RATIO RANKS THIRD IN THE WORLD With a Debt-to-GDP ratio of 382%, Singapore ranks third in the world according to a 2015 report published by McKinsey Global Institute. The global report found out that Japan lead with 400% followed by Ireland and Singapore. This significant percentage includes the total debt of the government, households, and non-financial corporations. It comes no surprise that a large part of the country’s debt hails from the corporate sector. FACT #2: