Credit & Loan

Best Personal Loans in Singapore with the Lowest Interest Rates (for 2019)

OCBC, HSBC and Standard Chartered offer the lowest interest personal loans in Singapore, available exclusively on SingSaver. Editor’s note: Personal loan and bank rates are subject to change. Last updated 7 October 2019. Whether it’s due to an emergency or simple cash flow management, most of us will need a personal loan at some point. Personal loans do get a bad reputation sometimes, but if you understand how to manage cash flow and know how to take advantage of promotional interest rates,

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Credit & Loan

4 Reasons Why You’re Stuck In Debt

Are you drowning in yesteryear’s debt? You are probably pessimistic about your financial future. Eventually, all these bills may push you to your boiling point. When this happens, a fresh start is essential. Start by being aware of the reasons why your pile of debt exists. Then, do the necessary actions to eliminate it. YOU ARE ADDICTED TO SHOPPING Whether you call it shopping addiction or retail therapy, you simply cannot control your spending habits. It is harmful to associate

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Credit & Loan

6 Credit Card Do’s & Don’ts

DO NOT SPEND WITHOUT CONTROL Let me start by saying that you must not spend more than what you can afford. Remember that credit is a loan, which is meant to be repaid. It is your responsibility to stay on top of your debts and to keep your commitment with the lenders. Maintain your control by avoiding the credit limit of your cards. DO CHECK YOUR CREDIT HISTORY Reality check! Credit cards with premier rewards and terms fall down to

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Credit & Loan

Five Credit Card Safety Tips

Whether you are doing business online or you have a physical store, payment security is a must for you. Credit card payment is one of the popular ways for customers to pay for the goods or services that they are availing. It is essential to your business to make sure that the credit card payment you are taking is free of fraud. Consumers who are victims of fraud purchases can file chargebacks through their credit card companies, leaving you on

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Credit & Loan

Credit Card With Best Sign-Up Bonuses

There are many benefits to having and using a credit card. From enjoying cashback and discounts to chalking up air miles for your next holiday, the credit savvy are charging everything to their credit card. When used wisely, it could actually help you save money while letting you enjoy the perks exclusive to the cardholders. And for a limited time only, receive up to $500 cash, vouchers, cash backs and more when you apply for any of the selected credit cards before 30

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