Personal Finance

7 Possible Reasons Why You’re Broke

Aside from cultivating an expensive taste or keeping up with your neighbors, here are 7 reasons why you are currently broke. #1: YOU LOVE MONEY TOO MUCH You are excessively preoccupied with the thought of gaining and spending money. Instead of focusing on the fulfillment of building a career or business, you gain satisfaction by flaunting your wealth. #2: SAVING IS NOT YOUR PRIORITY For many people, saving does not come naturally. It is a conscious decision to stick to

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Investments

Bonus is in! Time to Diversify Your Investments with Peer-to-Peer Lending

With most companies’ financial year ending in December, some of you may have received your bonus in March and are wondering what to do with it. There is no written rule on how you should be utilizing your bonus. Some choose to repay their outstanding debts, while others prefer to splurge on luxury items as a way of rewarding themselves for a job well done in the past year. Building wealth can be a part of your strategy (see what

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Retirement

Living Your Dream Life – A reality in Horizon Hills

The Award-winning Horizon Hills is an artistic composition of architectural design, natural greenscapes and community living, making it the first of its kind lifestyle development in Johor. A home designed to embrace your lifestyle set against a backdrop of undulating terrain in a resort like ambience, enveloped by the rejuvenating freshness of nature. Truly a dream to behold for those who choose to make their homes in Horizon Hills. The 1228- acre residential paradise jointly developed by Gamuda Land and

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Credit & Loan

How to find the best personal loan without damaging your credit rating

A personal loan can help you amass funds that you would require to pay for pressing expenses. However, if you have a poor credit score, you are likely to find it very difficult to get a personal loan approved. A bad credit rating will spoil your chances of acquiring a personal loan. A poor credit score or a poor credit history indicates your failure to pay back your loan amounts. Hence, if you are finding it difficult to get a

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Investments

4 Ways to maximize returns in crowdfunding

Peer-to-Peer(P2P) Lending, or debt crowdfunding, has grown tremendously since the concept originated in 2005 with Zopa in UK. In 2016 alone, P2P lending has generated more than $300 billion worth of investment opportunities worldwide. The concept helps the underserved or underbanked individuals and businesses access alternate sources of funding from investors who lend and earn passive income in the form of interest. Southeast Asia is an emerging P2P lending market with a huge financial gap faced by SMEs. In the

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