Career and Enterprising

Financial Benefits Of Having A Second Job

For the longest time, moonlighting was seen as a means to take on extra work in order to supplement one’s full-time employment. It was exclusively for underpaid employees or those who are severely strapped for cash. Nowadays, moonlighting and having a second job are seen as acceptable means to expand one’s income without the weight of stereotypes. Having a second job does not only expand your wallet, but also maximize your skills and talents. Many employers are open to the

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Investments

How P2P Lending Works In Singapore

BY DEFINITION P2P Lending, short for Peer-to-Peer lending, took off in 2005. It sprung due to many companies’ efforts to deviate from the financial institutions that let them borrow money. Borrowing from banks took about two to three years’ worth of records. And, many companies do not have the luxury of time. Instead, they turn to the Internet for help. P2P websites allowed private people from around the world to lend money to various companies. For instance, you can lend

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Investments

Cheap Investment Opportunities In Singapore

Many Singaporeans think that should accumulate a significant amount of wealth before investing in the stock market. Well, let me prove you wrong! You can start investing with as little as S$100. This seemingly low amount has three investment options. Choose wisely! OPTION #1: REGULAR SHARES SAVINGS (RSS) Regular Shares Savings plans (RSS) are also called monthly investment plans. Your mere S$100 can turn into a stock on the Singapore Exchange (SGX) as long as you commit to it monthly.

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Credit & Loan

Best Personal Loans in Singapore with the Lowest Interest Rates (for 2019)

OCBC, HSBC and Standard Chartered offer the lowest interest personal loans in Singapore, available exclusively on SingSaver. Editor’s note: Personal loan and bank rates are subject to change. Last updated 7 October 2019. Whether it’s due to an emergency or simple cash flow management, most of us will need a personal loan at some point. Personal loans do get a bad reputation sometimes, but if you understand how to manage cash flow and know how to take advantage of promotional interest rates,

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