Credit & Loan

6 Credit Card Do’s & Don’ts

DO NOT SPEND WITHOUT CONTROL Let me start by saying that you must not spend more than what you can afford. Remember that credit is a loan, which is meant to be repaid. It is your responsibility to stay on top of your debts and to keep your commitment with the lenders. Maintain your control by avoiding the credit limit of your cards. DO CHECK YOUR CREDIT HISTORY Reality check! Credit cards with premier rewards and terms fall down to

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Business Solutions

5 Singaporean Brands Turned International Success

As flowers bloom in a humble garden, so does these homegrown brands. Five local brands refined its roots and flourished its branches all over the world. Their innovation and evolution should make you proud that they were from the little red dot! TWG Solidified in our history is Singapore’s rich background in tea trade. Its close proximity with tea-growing Asian countries led to the eventual boom of a local tea brand called TWG. The founders of TWG, Manoj Murjani and

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Lifestyle & Hobbies

Rise And Fall Of Sembawang Music Centre

Remember the time when cassette tapes and CDs were a big deal? Well, the popularity of stereo and portable CD players came with the massive impact of Sembawang Music Centre (SMC). Before we reminisce the existence of this local legend, let us go back to the birth of the CD. The CD is often times attributed to inventor James Russell who used multiple optical mediums. However, it was finalized in the 80’s when Sony and Philips created the famed “Red

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Lifestyle & Hobbies

Complete Your Home Gym With These Inexpensive Equipment

One of my partner’s resolutions for the year 2019 is to achieve his ideal shape! With this goal in mind, he enrolled in a nearby gym and set a schedule for his fitness regimen. To support this, he and I exercise at home with the following equipment. Do not worry! You do not have to break the bank to get ripped. YOGA MAT Price: S$9.90 at Decathlon Investing in a Yoga Mat is a must due to its versatility. Not

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Lifestyle & Hobbies

4 Budget-Friendly Healthy Snack Ideas

I have always wondered why my immediate eco-system is fueled by people who are conscious about their weight. They go to significant measures such as strict dieting or regular exercising to reach their desired figures. In their journey, I often ask about their eating habits. I found that they create rules to adhere to healthy snacking. What is healthy snacking, exactly? Well, I rounded up the list of the snacks that they share in common. These snacks are not only

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