Investments

What Stock Should I Buy?

(Image credit: beginnersinvest.about.com)

Warren Buffett once said, “it is not necessary to do extraordinary things to get extraordinary results.” When it comes to finding stocks worth investing in, we simply need to ask the right questions. We share 3 of these questions with you, and 3 financial ratios that can help answer your questions. What if you don’t have a stock in mind? After all, there are over 9,000 stocks on the Singapore Exchange (SGX), New York Stock Exchange (NYSE), NASDAQ and Hong

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Retirement

Why The Current Generation Of Singaporeans Must Save Longer For Retirement

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It is no secret that Singaporean and expat workers have to face a higher cost of living compared to other cities in the world. In order to cultivate a sufficient retirement fund, these employees have to save nine years longer than the preceding generations. This information is according to the recent HSBC report that included 1,008 Singaporeans who are either working or retired. Findings in “HSBC’s Future Of Retirement: Generations And Journeys” report showed that the average Singaporean begins saving

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Personal Finance

7 Ways To Secure Your Online Transactions

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With the modern convenience to shop and transact online, comes the great responsibility to protect the users privacy! Providing information for your online activities can put your identity and your wealth at risk. To avoid this, you must be informed, cautious, and vigilant at all times. 1. BE AWARE OF YOUR SURROUNDINGS One of the easiest ways to protect your sensitive information is by being sensible about where you transact. Do not input your details in public where people can

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Travel & Entertainment

Sensible Ways To Save Money When Traveling With A Group

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A few months from now, I will be traveling to Bangkok with my beloved friends. I am oozing with excitement as I have never been to this place before nor have I traveled with this group of people. Much like most Singaporeans, I long to explore their indisputable shopping scene! This is why I must employ some strategies to save as much money as I can while traveling. For this type of trip, you can save money as a group

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Lifestyle & Hobbies

Newbie’s Basic Guide To Smart Shopping

Image Credits: .Martin. via Flickr

1. BATTLE BETWEEN NEEDS AND WANTS If you want to be a smart shopper, it is important to stick to what you need to buy and what your budget permits. Knowing the difference between a perceived deal and an actual deal is also a must. For instance, you find a studio that offers 80% off their Pilates classes, but you have no passion for it, then you are still wasting money if you purchase the deal. 2. CHOOSE THE RIGHT

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