Retirement

Supporting Parents Who Do Not Have A Retirement Plan

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It is not unheard of for Singaporean children to take care of their aging parents. This is partly due to our unwavering Asian culture of familial unity. We even have a legislation for it! Protected by the Maintenance of Parents Act, senior citizens who are unable to sustain their lifestyle can apply to the court in order for their children to provide a monthly allowance. More than just a social obligation, there are four steps to begin a retirement plan

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Investments

How To Start Investing In Singapore

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As Kemmy Nola once said: “The beginning is always the hardest”. So, do not immediately quit on your dreams of becoming an investor. Consider these tips: BUILD YOUR SAVINGS Maintaining a robust savings pod is the initial step that you have to take before plunging into the world of investments. Your savings account will act as a cushion to help you handle unforeseen market shifts (e.g., fall of the Lehman Brothers). You do not want to lose all your retirement

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Savings

5 Foolproof Ways To Save Money As A Student

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If you cannot ask for a boost in your school allowance, you need to get creative to stretch your dollar! TAKE ADVANTAGE OF FREE COMMUNICATION I recently savored a blissful lunch with my long-term friend. Our conversation took an interesting turn as we shared our childhood stories. When she was a teen, she made countless overseas calls to the Philippines. Her father was immensely surprised that her bill amounted to S$400. A plane ticket would have been cheaper! Many students

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Phones & Utilities

How To Generate Cash Using An Instagram Account

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Social media has infiltrated our lives in ways that our ancestors cannot imagine. Let us focus on one platform – the trendy Instagram (IG). Instagram offers you the opportunity to widen your income or to receive free products by posting photographs. Contrary to popular belief, earning money thru this venue is not limited to becoming an influencer. There are many methods to capitalize on your IG presence. Here are just of them: METHOD #1: POST REGULARLY ON INSTAGRAM To make

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Travel & Entertainment

Wise Hacks To Save Money On Your Next Cruise Booking

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As the popular song goes: “Cruising is made for love.” The appeal of boarding a cruise echoes to the hearts of many Singaporeans. Before booking your next Royal Caribbean International or Princess Cruises trip, consider these tips to knock a few bucks off your total spending. SPOT A GOOD DEAL Sales and promotions are prolific in the cruise industry. Short-term deals leading up to the sail dates can help you save a decent amount of money. However, you must be

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