Travel & Entertainment

Must-Have Travel Essentials Under S$20

PASSPORT CASES Imagine spilling liquid droplets on the first page of your passport. What is more? Your flight is a few hours away! How can you travel now? Well, this frightening scenario happened to me before. Prevent this from happening to you buy purchasing a passport case. Keep your valuable identification piece dry and clean by getting a passport case for as low as S$2 at Daiso. EYE MASKS If you are greatly affected by beaming lights or vivid stimulations,

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Career & Salary

How To Strike A Balance Between Work And Personal Life

These past few days, I had the luxury to tune out all my worries and to immerse myself in a 3-day vacation. This brief retreat sent my state of mind into its reset mode. My renewed self became more efficient in the workplace. I, for one, believe in creating a balance between work and personal life. The core of balancing these two areas is satisfying both your sense of achievement and your hunger for enjoyment. Achievement is gained through growth

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Credit & Loan

Why It Makes Sense To Choose A Bank Mortgage Loan

Before you purchase your HDB flat, you will be faced with the dilemma of deciding between a HDB loan or a bank mortgage loan. This article demonstrates why it may make sense to choose a bank mortgage loan. HDB loan is pegged at 0.1% above the interest rate of CPF Ordinary Account. Therefore, the current interest rate on HDB loan is 2.6%. However, you might be able to save on your interest payment if you choose a bank mortgage loan

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Lifestyle & Hobbies

Free Beauty Samples To Request Now

In the money driven world we live in, people value receiving something for free. This is why companies introduce “free beauty samples”. Free beauty samples benefit not only its consumers, but also its manufacturers. You are given the opportunity to test out products without having to waste your money on a full-sized bottle. These beauty samples come in handy while travelling and while on-the-go. On the other hand, companies directly give the products to you in the hopes that you

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Lifestyle & Hobbies

5 Budget-Friendly Tips For A Starbucks Addict

It is time for a reality check! There is a huge difference between being late due to family emergencies and being late because you were queuing at Starbucks. Your constant trips to your “coffee haven” can drain your wallet. So, how do you keep your thirst for the daily coffee grind? With clever planning, of course! Try these tried-and-tested hacks to satisfy your coffee addiction: #1: SHARING IS CARING While I was chatting away with a friend of mine, our

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